• http://www.carinsurancecomparison.com/ Tyler S.

    Is it possible to move from Fair to Good credit score ranges while you still have significant student loan debt if you are paying consistently?

    • nick legarde

      no stupd

      • Jon D

        thats not nice nick :(

        • Nick L

          your stupd :P

        • Bootylovr69

          I like butt

  • Charlie123

    Tried two of these sources for “free” credit reports. Both wanted money or to have me sign up to some kind of pay service. They also get you to give your contact info before revealing this deal breaker so now you are on any number of junk mail lists so they can make some money off you even if you do not buy their service.
    We need to shun this write who is either a shill for these companies or else just a typical sloppy writer who slaps info together for an article without really researching her subject in any depth.

  • Pagar

    I tried also- FreeScore360, paid the dollar- gave ally personal info, then it said information is unavailable at this time. Is this a scam?

  • Terry Pratt

    My bad credit is not a temporary condition. Some years ago I abruptly went from a min wage job to several months in hospital with no job, no income, and no ability to service my debt, plus I was unable to work for a year after that.

    All my open accounts were closed and charged off and one creditor sued me and obtained a judgment. My debts are occasionally sold and resold to debt scavengers, who re-age the accounts, keeping them on my credit report and my scores in the tank. A second creditor sued for the old debt shortly before the statute of limitations would have run.

    Other than the above, I have had no credit activity in the past ten years, but my scores are stuck in the tank and there’s nothing I can do until my poverty level income increases and I am able to resolve the debts.

    • maxnord

      I’ve heard this story over and over again, so sad that a country as wealthy as USA can’t take care of people when they’re sick. Keep voting for right wing Republicans, who are in the back pockets of the “for profit only” corporations – and that’s what you get! When will people wake up and vote big money OUT of office!

  • http://www.creditrebuild.co.uk/ Geoff

    It’s so easy to ruin good credit, and it can have a powerful effect on not only your ability to get more loans, but also, as you point out, on the interest you pay. Good credit is definitely worth looking after.

  • Rico

    All of you are idiots! This is a scam that keeps you indebted to a financial institution. If you have cash on hand, you can buy with CASH. Guess what, you may get a better deal and you won’t have to pay interest to anyone.

  • http://www.facebook.com/nitavsf Nita Stock

    This credit score system is a bunch of CRAP. I just checked mine and according to one reporting co. it shows 745 saying it is “poor”… How’s that possible?? I have noticed that every time I check the ratings keep changing. Now the “excellent” rating is 950 — since when ?????? The limits keep going up and up and up. To top it off, they screw you over with false information, And all of the

  • terry kimball

    is this on my record…? 108

  • maxnord

    The consumer credit rating system is a scam! What about the banks, investment firms, and corporations? AAA credit scores for most of these firms – 2 months later they all crashed, and we were bailing them out to the tune of $3 trillion.

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