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Loan Stacking – What It Is and Why It’s Dangerous for...

Many small businesses turn to loan stacking — taking out multiple loans they can’t really afford — when they need more funds than any one lender is willing to approve. But loan stacking can put your business in serious jeopardy. There are better alternatives.
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Income-Driven Repayment Plans for Federal Student Loans – Guide

Student loans are one of the most significant debt burdens Americans face, and for many Americans, that debt has become unmanageable. But defaulting on student loans can have dire consequences. An income-driven repayment plan can help — and for some, even lead to loan forgiveness.
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Federal vs. Private Student Loans – Which Are Better? (Pros &...

If you're about to head off to college or graduate school, you're likely wondering how you'll pay for it. While it's best to avoid...
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What Is a Debt Consolidation Loan – How It Works, Pros...

Last year, Shauna depleted her meager liquid savings during the first month of a four-month layoff from work. Like millions of Americans with insufficient...
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9 Factors That Affect Your Personal Loan Interest Rate

You've decided on a legitimate reason to get a personal loan and determined that you're probably eligible to apply. You're now ready to begin the next phase...
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How to Get a Personal Loan – Application Process

You've settled on one of the many valid reasons to get a personal loan and determined that you meet basic personal loan eligibility criteria. Now it's...
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Best Personal Loan Companies of 2020

Back in the day, getting a personal loan meant schlepping to your local bank branch (or multiple banks, if you wanted to shop around), meeting...
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Should You Get a Personal Loan to Pay Medical Bills?

Medical expenses push many thousands of ailing or injured Americans and their families into serious debt each year. According to TransUnion, 68% of patients...
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Borrowing From Your 401(k) – 6 Reasons Not to Get a...

When it comes to retirement savings, there's good news, bad news, and more bad news. The good news is that most Americans today have access to...
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5 Things to Do Next After Paying Off Your Student Loan...

I graduated with an MFA in 2008 and about $37,000 in debt from my master's and undergrad programs combined. For the next few years,...
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Vacation Loans: Should You Get a Personal Loan to Finance Your...

Another workday afternoon is crawling along when your phone chimes a most welcome interruption. It's your closest friend announcing by group text the details...
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Consolidating vs. Refinancing Your Student Loans – Which Is Better?

No matter where you went to college, one thing most graduates have in common is a significant amount of student loan debt. In 2017,...