Is Student Loan Forgiveness Worth It? – Pros & Cons
Not all borrowers are likely to benefit from student loan forgiveness. In fact, the majority aren’t. And there may even be some significant downsides to it. If you’re considering forgiveness as a way to manage your student loan debt, here’s what you need to know.
16 Ways to Reduce & Avoid Overwhelming College Student Loan Debt
When it comes to avoiding immense amounts of student loan debt, an ounce of prevention is worth a pound of cure. Here are some things you can do before you start college, during your college years, and after graduation to keep your debt burden as low as possible.
When Should I Refinance My Mortgage Loan?
Refinancing your mortgage is probably the most profitable move you can make to take advantage of low interest rates. But should you actually do it? Before you can determine that, you must learn more about why you’d want to refinance your mortgage and how to calculate the net costs.
Best Personal Loan Companies of 2020
Back in the day, getting a personal loan meant schlepping to your local bank branch (or multiple banks, if you wanted to shop around), meeting...
10 Best Paycheck Advance Apps to Help You Make It to...
If you sometimes feel like there's too much month at the end of your money, you're not alone. According to the 2016 National Financial Well-Being...
7 Types of Small Business Loans – Pros & Cons
Entrepreneurs and small business owners seeking funds to grow their businesses can either seek equity funds from investors or borrow funds from a lender. Seeking new...
Loan Stacking – What It Is and Why It’s Dangerous for...
Many small businesses turn to loan stacking — taking out multiple loans they can’t really afford — when they need more funds than any one lender is willing to approve. But loan stacking can put your business in serious jeopardy. There are better alternatives.
Income-Driven Repayment Plans for Federal Student Loans – Guide
Student loans are one of the most significant debt burdens Americans face, and for many Americans, that debt has become unmanageable. But defaulting on student loans can have dire consequences. An income-driven repayment plan can help — and for some, even lead to loan forgiveness.
Federal vs. Private Student Loans – Which Are Better? (Pros &...
If you're about to head off to college or graduate school, you're likely wondering how you'll pay for it. While it's best to avoid...
What Is a Debt Consolidation Loan – How It Works, Pros...
Last year, Shauna depleted her meager liquid savings during the first month of a four-month layoff from work. Like millions of Americans with insufficient...
9 Factors That Affect Your Personal Loan Interest Rate
You've decided on a legitimate reason to get a personal loan and determined that you're probably eligible to apply. You're now ready to begin the next phase...
How to Get a Personal Loan – Application Process
You've settled on one of the many valid reasons to get a personal loan and determined that you meet basic personal loan eligibility criteria. Now it's...
