What Is a Debt Consolidation Loan – How It Works, Pros...
Last year, Shauna depleted her meager liquid savings during the first month of a four-month layoff from work. Like millions of Americans with insufficient...
9 Factors That Affect Your Personal Loan Interest Rate
You've decided on a legitimate reason to get a personal loan and determined that you're probably eligible to apply. You're now ready to begin the next phase...
How to Get a Personal Loan – Application Process
You've settled on one of the many valid reasons to get a personal loan and determined that you meet basic personal loan eligibility criteria. Now it's...
Best Personal Loan Companies of 2019
Back in the day, getting a personal loan meant schlepping to your local bank branch (or multiple banks, if you wanted to shop around), meeting...
Should You Get a Personal Loan to Pay Medical Bills?
Medical expenses push many thousands of ailing or injured Americans and their families into serious debt each year. According to TransUnion, 68% of patients...
Borrowing From Your 401(k) – 6 Reasons Not to Get a...
When it comes to retirement savings, there's good news, bad news, and more bad news. The good news is that most Americans today have access to...
5 Things to Do Next After Paying Off Your Student Loan...
I graduated with an MFA in 2008 and about $37,000 in debt from my master's and undergrad programs combined. For the next few years,...
Vacation Loans: Should You Get a Personal Loan to Finance Your...
Another workday afternoon is crawling along when your phone chimes a most welcome interruption. It's your closest friend announcing by group text the details...
Consolidating vs. Refinancing Your Student Loans – Which Is Better?
No matter where you went to college, one thing most graduates have in common is a significant amount of student loan debt. In 2017,...
Loan Shark Prevention Act – What It Is and How It...
A 2018 study by Northwestern Mutual revealed some sobering statistics on consumer debt in America. It found that the average American has $38,000 in debt, and that...
What Is the Current Prime Interest Rate & How It’s Calculated...
Suppose you want to borrow some money for a home improvement project. As you look at the terms for different types of loans, including...
Should You Take Out a Personal Loan to Fund Your Wedding?
According to The Knot 2018 Real Weddings Study, the average U.S. wedding cost $33,931 in 2018. By comparison, the U.S. median household income was $61,372...
