As of the end of 2021, there were 4,844 insured commercial banks in the United States. We break these down by state and explain how this number got to where it is today.
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You put your money in the bank because it’s safer there than under your mattress. But what happens when recession looms and depositors get anxious? Is your money safe in the bank during a recession, and will you be able to get your money out when you need it? Learn why the short answer is yes.
People still get paid in cash for all sorts of reasons. That raises the question: How do you get hard currency into your bank account for safekeeping? Learn your options for depositing cash in a bank account, which can depend on how soon you need the money and where the account is located.
It seems like you can’t do anything at a bank without paying a fee. Banks charge fees for overdrawing your account, for using other banks’ ATMs, for making too many transactions, or for making no transactions at all. Learn about these and other common bank fees and how to avoid them.
Banks and credit unions have much in common, but they are hardly interchangeable. Each has strengths and weaknesses you need to understand before opening an account or applying for a loan. Learn about the differences between credit unions and banks, and the pros and cons of each.
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