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Jason Steele
Jason has been writing about personal finance, travel, and other topics on blogs across the Internet. When he is not writing, he has a career in information technology and is also a commercially rated pilot. Jason lives in Colorado with his wife and young daughter where he enjoys parenting, cycling, and other extreme sports.

Mohu Leaf Review – Indoor HDTV Antennas

Jason Steele

mohu leaf plusYou may already know that you can save a lot of money by canceling your paid television services and receiving free HDTV via an antenna. But what you may not know is that instead of mounting an outdoor antenna, you can purchase a small indoor antenna and receive the same or even better quality than a rooftop model delivers.

Mohu offers two different indoor antennas that can receive HDTV without hardly taking up any space at all. Two Mohu products, the Leaf Indoor HDTV Antenna and the Leaf Plus Amplified Indoor HDTV Antenna, work quite well – but are they necessary?

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Discover Open Road Credit Card Review

Jason Steele

Important Note: This card has been discontinued and replaced by the newer Discover it Card.

discover open roadRewards credit cards are a great way to earn cash back from your everyday spending. Although there are many different reward cards on the market, the challenge is to find the card that offers the most benefits for the kind of spending you do. For example, if you spend a lot of money on gas and dining, you should acquire a card that rewards purchases in those categories.

Unfortunately, there is always fine print that can limit your bonuses. The key is to find a card that balances bonus cash back with as few fees and exceptions as possible.

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CitiBusiness ThankYouSM Card Review

Jason Steele

citibusiness thankyouUsing a rewards credit card once meant committing yourself to a single type of award. Credit cards affiliated with airlines offered free flights, hotel cards offered free night stays, and so forth. Yet in recent years, we have seen the rise of reward programs run by the card issuers themselves: American Express has Membership Rewards, Chase has Ultimate Rewards, and Citi has its ThankYou rewards program.

Citi offers its CitiBusiness ThankYouSM Card to allow small businesses and sole proprietors a way to earn bonus ThankYou points on many of their purchases.

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CitiBusiness® / AAdvantage® World MasterCard® Review

Jason Steele

citibusiness aadvantage world credit card reviewThe original travel rewards credit cards were often co-branded with the airlines. After all, who can resist the offer of a free flight? Yet over the last 30 years, the market for airline rewards credit cards has grown so much that the chance to earn a mere free flight is no longer enough to compete. Banks and airlines now offer credit cards with not just miles, but priority service, fee waivers, and host of other benefits.

Citi and American Airlines offer such a card with the CitiBusiness® / AAdvantage® World MasterCard®. It combines valuable mileage offers with a wide range of other benefits normally reserved for elite frequent flyers.

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Chase United MileagePlus Club Card Review

Jason Steele

Every airline credit card offers frequent flyer miles for dollars spent. What makes a travel rewards credit card stand out, however, is the number of miles offered and the non-mileage perks granted to cardholders. Extra bonus miles can add up, especially if you are among the consumers who put most of your expenses on a reward card – you may find yourself taking an extra trip or two each year.

Presently, the Chase United MileagePlus Club Card offers some of the best benefits of any airline card, including generous mileage rewards.

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Chase Hyatt Credit Card Review – Get 2 Free Nights at Hyatt Hotels

Jason Steele

Credit cards co-branded with hotels can be a great alternative to airline miles credit cards. On the other hand, the right hotel card can be an effective complement to a credit card that earns frequent flyer miles. Plus, these cards often have the advantage of offering rewards that are easy to redeem.

Chase now offers a Hyatt Visa Card that allows you to earn points in Hyatt’s Gold Passport program, as well as many other benefits.

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Key Features

  • Two Free Nights at Any Hyatt. New applicants receive two free nights at any Hyatt property after spending $1,000 in the first three months. This includes many ultra high-end hotels and resorts that normally cost over $1,000 per night.

Chase British Airways Credit Card Review – Promotions & Offers

Jason Steele

Rising gas prices, rising government surcharges, and skyrocketing airline checked baggage fees are all contributing to the oppressive cost of air travel. Meanwhile, banks have been more upfront about credit card fees since the CARD Act, and they’re striving for more customers in the down economy. As a result, rewards programs are looking better and better. Put the two concepts together, and travel rewards credit cards can be a great tool if you’re a frequent traveler and can use the cards responsibly.

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Citi® Platinum Select® Visa® Credit Card Review – 0% Intro APR

Jason Steele

citi platinum select visaIf you have credit card debt, paying it off should be your most important financial goal. One of the tools that you can use to pay down what you owe is a balance transfer. Banks aggressively compete with each other to offer the best introductory balance transfer offers in hopes of securing your business long-term.

The Citi® Platinum Select® Visa® has a strong introductory financing offer that gives cardholders extra time to pay down what they owe, without accruing more interest.

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Key Features

  • Introductory Financing. Citi offers a 0% introductory APR on both purchases and balance transfers for 18 months. Afterwards, the standard interest rates apply. There is a 3% balance transfer fee.

Capital One Venture Credit Card Review

Jason Steele

capital one venture rewards cardThere are typically two types of rewards credit cards: cash back credit cards and travel rewards cards. If you’re a jet-setter, a travel rewards card is probably most appealing; if you’re a homebody, cash back is the way to go.

But what if you want both? While the Capital One Venture Rewards Card is marketed as a travel rewards card, savvy users will find that it’s actually a very good cash back card as well – thus making it an impressive “combo” card.

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Citi® Diamond Preferred® Card Review – 0% APR for 18 Months

Jason Steele

citi diamond preferred cardIf you are a credit card user currently in debt, there is a powerful option available to reduce or eliminate the interest you are accruing. By transferring existing balances to a new card with a 0% promotional balance transfer offer, you can gain additional time to pay off your debt without incurring additional interest charges.

Citi offers its Diamond Preferred® Card with an industry leading 0% promotional balance transfer promotion.

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Citi ThankYou® Preferred Rewards Card Review – 15,000 Points Bonus

Jason Steele

citi thankyou preferred cardMention frequent flyer miles and you are likely to get a range of reactions. There are those who seek to out-game the system by redeeming miles for the elusive high value rewards available. But the rest of us just roll our eyes and try to forget the frustration of redeeming miles for travel. Those who don’t see the value in earning airline miles from travel rewards credit cards are now turning to bank operated rewards programs that offer award travel for a fixed value per point earned.

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Discover Motiva Credit Card Review – 0% APR for 14 Months

Jason Steele

Important Note: This card has been discontinued and replaced by the newer Discover it Card.

discover motiva cardPeople who carry credit card debt often find crafty ways to get out of it. A commonly employed tactic is to use a 0% promotional balance transfer offer to eliminate interest charges and thereby pay off debt quicker. As most of these people know, a late payment will void a 0% APR and can affect their credit score.

But Discover has added an additional incentive to make timely payments with the Motiva card. The Discover Motiva Card offers attractive promotional financing, plus a rebate to cardholders on interest paid when they make payments on time.

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Live Credit Smart – Generational Credit Trends Report From Experian

Jason Steele

generation creditHave you ever wondered how different generations handle their finances? Experian, one of the largest credit agencies, took a look at the credit scores of millions of Americans of different age groups as well as what kind of debts they incurred.

They took a sampling of their VantageScores and issued a report entitled “Live Credit Smart – From Generation to Generation” indicating which generations have the best and worst credit. Their results are intriguing.

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Citi® Hilton HHonors™ Visa Signature® Card Review

Jason Steele

citi hilton hhonors cardEarning airline miles for free flights is fantastic, but how can you cover your costs once you arrive at your destination? Travel rewards credit cards affiliated with hotel chains offer the opportunity to earn free stays at locations that might otherwise be out of your budget.

Citi offers its Hilton HHonors™ Visa Signature® Card for those who want a way to earn free night stay awards at a variety of Hilton properties.

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Key Features

  • Generous Sign-Up Bonus. Earn 40,000 Hilton HHonors bonus points by spending $1,000 within four months of opening your account. These are enough points to redeem up to five free nights at a lower end property, and almost enough for a free night at a Waldorf Astoria hotel.

Discover Student More Credit Card Review

Jason Steele

Important Note: This card has been discontinued and replaced by the newer Discover it Card for Students.

discover student cardRecommending a credit card for college students is a risky proposition. Let’s face it: Students generally don’t have a great track record when it comes to managing their spending. Nevertheless, there are still some out there who are savvy enough to earn rewards on their spending without incurring crippling credit card balances and interest charges.

For such young adults, the Discover Student More Card is a good credit card to start with. It offers 1% cash back on all purchases, as well as a 0% introductory financing offer.

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