Few industries utilize price structures as confusing as the airlines. When you purchase a ticket for a bus or train you'll pay the same rate for almost any day of travel. Maybe you'll face a slight surcharge for a last-minute trip. But when it comes to airfare, rates change daily, and usually without notice.Many factors influence the cost of airline tickets, including when and where you book, and when and where you travel. Plus, you'll still face a myriad of hidden travel fees for items and services like checking bags and changing your reservation.Though the nature of airfare can be … [Read more...]
Jason Steele
Mohu Leaf Review – Indoor HDTV Antennas
You may already know that you can save a lot of money by canceling your paid television services and receiving free HDTV via an antenna. But what you may not know is that instead of mounting an outdoor antenna, you can purchase a small indoor antenna and receive the same or even better quality than a rooftop model delivers.Mohu offers two different indoor antennas that can receive HDTV without hardly taking up any space at all. Two Mohu products, the Leaf Indoor HDTV Antenna and the Leaf Plus Amplified Indoor HDTV Antenna, work quite well - but are they necessary? How It Works It is a … [Read more...]
Live Credit Smart – Generational Credit Trends Report From Experian
Have you ever wondered how different generations handle their finances? Experian, one of the largest credit agencies, took a look at the credit scores of millions of Americans of different age groups as well as what kind of debts they incurred.They took a sampling of their VantageScores and issued a report entitled "Live Credit Smart - From Generation to Generation" indicating which generations have the best and worst credit. Their results are intriguing. Learning From Experience When I got my driver's license, I resented the fact that teenagers had to pay more for car insurance than … [Read more...]
How to Compare the Best Credit Card Rewards Programs
How would you like to receive 2% or more off of every purchase you make? That is just one example of what is being offered to credit card users in the form of rewards.Those who have come to realize the opportunities of credit card rewards have found that there are dozens of competing products. No one card, or group of cards, is right for everyone.So how do you choose which credit card use? It is not simple, but there is a proven way to ensure that you are receiving the most value in return for your credit card spending. Who Should Earn Credit Card Rewards? First, it is important to … [Read more...]
Target REDcard Review – Debit Card With 5% Discounts at Target
Debit cards were in the news frequently this past year - often in a less-than-positive light - as numerous banks sought to impose fees for their use. Normally, a debit card is issued by the bank that holds your checking account, though this is not always the case. The Target REDcard is one such debit account set up via a retailer, rather than a financial institution.The Target REDcard functions as a debit card that draws funds from any checking account. It offers the same convenience as any debit card, while offering customers additional benefits, such as a 5% discount on most purchases. … [Read more...]
Iberia Bank Visa Select Credit Card Review – 0% APR for One Year
Iberia Bank has been in existence for 125 years, but only has locations in six Southeastern U.S. states. Nevertheless, it has earned a following among credit card users by offering cards with low interest rates.Iberia offers the Visa Select Card for those who want extremely competitive interest rates and a 0% introductory financing offer. Key FeaturesIntroductory Financing Offer on Purchases. New cardholders with excellent credit will receive a 0% APR on purchases for one year, although less qualified applicants will only receive a purchase APR of 7.5%. Introductory Financing Offer … [Read more...]
Iberia Bank Visa Classic Credit Card Review – Low Interest Rate
Credit card debt can be like a ball and chain that you must drag around wherever you go. One of the reasons that it is so onerous is that banks must charge a higher interest rate than they do for other products, and there is a higher cost of using credit cards. Furthermore, credit card debt is unsecured, which means that unlike your home or car loans, there is nothing to repossess in the event that the borrower defaults.Nevertheless, those who do tend to incur credit card debt can still look for products that have the lowest interest rates. Iberia Bank is a 125-year-old institution … [Read more...]
Visa Black Card Review – Requirements & Qualifications
Banks work to cultivate an image of luxury and exclusivity in their credit card products by naming them after precious substances like gold, platinum, sapphires, and diamonds. For example, over the years, gold cards have become commonplace.In order to remain competitive and to continue to offer unique products, banks have increased the rewards and the fees for some of their high-end products to maintain that "elite" status. To those who value high-end benefits and exclusivity, Barclay's Bank offers the Visa Black Card. Key FeaturesRewards. The bank doesn't disclose all the details of … [Read more...]
Citi AT&T Universal Business Rewards Card Review
Small business owners and sole proprietors need business credit cards to finance various purchases and to track expenses. In addition, business owners may want to use their cards to earn valuable rewards.The Citi AT&T Universal Business Rewards Card offers reasonable interest rates and a solid rewards program that allows business owners to earn extra points for purchasing gas, office supplies, professional services, and purchases from AT&T while easily tracking business expenses. Key FeaturesEarn ThankYou Reward Points. Cardholders earn 1 point per dollar spent on most … [Read more...]
What Is Your State of Credit? – Report from Experian
People have different credit scores, depending on how they manage their money. But did you know that credit ratings vary dramatically from city to city?That is the conclusion reached in a new report from Experian, one of the largest credit agencies. They took a sampling of their VantageScores and issued a report indicating the cities where people have the best, and worst credit. Their results may surprise you. Cities with the Best & Worst Credit Scores It turns out that Wausau, a city of 36,000 in central Wisconsin, has the highest average VantageScore in the United States at 789. In … [Read more...]
Way2Save Review – Savings Account from Wachovia & Wells Fargo
There is nothing inherently wrong with the idea of a savings account, yet extremely low interest rates make them very unattractive. With rates hovering at around 1%, any money you put into a savings account will be only be growing at the most glacial rate.The other problem with savings accounts is that they are usually dependent on your own resolve when it comes to actually putting money away. The Way2Save program from Wachovia/Wells Fargo is an attempt to address these two weakness that affect traditional savings accounts. Key FeaturesTransfers to Savings with Each Transaction. … [Read more...]
