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How to Cancel & Get Out of a T-Mobile Contract without Paying the Early Termination Fee

by Jason Steele

tmobile cancelledI’m currently a satisfied customer of T-Mobile, and hopefully, I’ll remain one. But since the time may come when I want to switch providers, it pays to have an exit strategy.

If you have already reached that point, here are some ways to get out of your T-Mobile contract without paying the early termination fee.

6 Ways to Get Out of a T-Mobile Contract

1. Prove You Don’t Have Service at Home or at Your Office
This is by far the most popular way to get out of a cell phone contract. The problem is that T-Mobile has detailed maps of their service levels across the country. Nevertheless, it is always possible that the service you receive does not reflect what they claim. You can expect them to ask for documentation that the problem location is a residence or a legitimate place of business, and not just a rented mailbox.

2. Cite Their Change in Your Contract
Buried into the contract of every mobile phone provider is a clause that says they can change the contract at any time. T-Mobile’s Terms & Conditions contains such a clause in paragraph five. If they make a change that is “materially adverse” to you, you have the right to terminate your contract without a fee. Essentially, any change that potentially increases your costs can be considered materially adverse.

For example, if they raise their rate for text messaging, you can invoke this clause even if you don’t text message. When they change the terms of their contract, they have to give you 30 days notice. You then have 14 days to invoke the clause. While you could wait until they notify you of a future change, it is also possible that you missed the last notification or were never properly notified. If you don’t recall being notified, ask them to prove that they did. If they can’t prove it, you can argue that you should be let out of your contract under this clause.

3. Roam
Paragraph 17 of the contract says they may terminate your service if, over a three-month period, at least 50% of your usage is roaming. If you can find a part of town where your phone uses roaming mode, go there and make lots of calls. You probably won’t even have to wait three months since roaming costs them so much money. They may decide sooner that it’s just not worth keeping you as a customer.

tmobile voice coverage map

T-Mobile Voice Coverage Map

4. Trade Plans
If you can find someone you know who is willing to take over your plan, you can actually change the financial responsibility of the contract. If you can’t find someone on your own, there are services like CellPlanDepot.com that match up people looking to trade plans.

5. Have Them Show You the Contract
T-Mobile can’t hold you to a contract if they don’t have a copy of it. They probably do, but it can’t hurt to ask. If they do come up with it, you can proceed with the next step.

6. Take Them to Court
You may be unsuccessful in convincing T-Mobile representatives that you don’t have good service or that they adversely changed your contract without adequate notification. If this happens, you can simply file a case against them in small claims court. Unless T-Mobile hires a lawyer to travel to your jurisdiction, you will win by default. Or they may want to settle the case outside of court by refunding you the termination fee.

The problem here is that you can only win monetary damages already incurred. If you haven’t yet paid the termination fee, you can’t win a judgment based on expected future losses.

Final Word

When you began your mobile phone service, you entered into a contract with T-Mobile that they composed. It is well-known that they will go to great lengths to enforce your compliance with their terms. At the same time, you should feel free to undertake whatever effort is necessary to get out of their contract if they are not delivering the services you paid for.

Were you able to successfully get out of your T-Mobile contract without paying the early termination fee? What strategy worked for you?


Jason has been writing about personal finance, travel, and other topics on blogs across the Internet. When he is not writing, he has a career in information technology and is also a commercially rated pilot. Jason lives in Colorado with his wife and young daughter where he enjoys parenting, cycling, and other extreme sports.

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Comments

  • http://www.debtfreescholar.com/ Nate @ Debt-free Scholar

    I like your idea of using cell phones for your only phone. How much money have you saved? Maybe you can write about it in another post.

    Thanks,
    Nate

  • author

    yeah, we definitely save about $300 to $400 a year by skipping the land line. Think about how often you use your land line. Most everyone that we talk to on a regular basis always calls our cell phones.

  • Denise

    I had a guy at work tell me when they send you changes to your wireless plan you call an let them know that you want to cancel due to changes that they have made. Just be prepared to pay in full what you currently own.

  • http://www.artificialrobot.com Sean

    Good information to know. I never realized that this out existed. I’ve been on T-Mobile, Sprint, and Cinglar/AT&T Wireless/SBC/AT&T and I do have to agree that T-Mobile was always good to me. The only reason I’m still on AT&T is that 1) they have the iPhone and 2) they’ve been good for me in my town.

  • DG

    we cut our landlines for two years and saved so much money. we had to reinstall it this year since we make a lot of oversea calls but it’s definitely something to consider. glad you saved $200!

  • http://www.thriftyandfrugalliving.com Crystal Hamilton

    That is good to know! I have T-mobile and I live about an hour from Orlando. I have never had any problems, but I will check into it if I move and start having problems. Thanks for the info!

  • JuliaA

    good to know. right now i don’t use a cell–i have vonage for home phone, and it works out fine for me. a regular land line is ridiculously expensive for what you get, but for that matter, lots of cell phones are as well!

  • http://madsaver.com Mac

    I had the same experience, but with AT&T a few years ago. Almost every call in the house got dropped at least once. Apparently the immediate area was considered a deadzone by AT&T and they agreed to let us out of our contract w/o penalty. Then we switched to T-Mobile and perfect reception came along with it!

  • dominic

    u can get an iphone unlocked and switch to tmobile and get a nice free phone from tmobile and sell it to make a quick profit

  • http://toxic-shock.blogspot.com Shock

    Get a Google Voice phone number. That way you can call internationally using your cellphone without incurring international rates. Google Voice international rates are a few cents per minute.

  • http://toxic-shock.blogspot.com Shock

    I haven’t had a landline since 2001. I live in the Washington DC metro area suburbs and have had AT&T and Verizon as mobile carriers. They even work in the subway tunnels. I’ve saved hundreds of dollars not having a useless landline.

  • du

    hi,
    i was wondering if this will work for me?
    here’s my situation.
    i did a change of responsibility just a few days ago from my sister’s name to my own.
    my sis and i are both on the tmobile network.
    but i can’t even get signals in my house.
    i don’t know about my sis, but i know that i want to get out of the contract w/o ETF.
    so are they going to ask for my address? because i obviously didn’t move.
    or are they going to argue that my sis didn’t complaint?
    i’ve just been trying to deal with the signal problem until i can’t deal with it anymore.
    any help would be really appreciated.

  • sam

    You can also use a free swapping service like http://www.mobileswap.org/

  • Axe

    What did you use for proof of residence?

  • Colleen

    We live next to Wrigley Field and we have been longtime users of T-mobile however when there are games we can not get out on our phone at all. Now that its winter the same problem is occuring so I am investigating their tower. Thanks for your input it was really helpful!

  • Gary

    i have tmobile.. and i want out i started out 4/13/2010 i tried to get out the rep keeps giving me the run around
    wanting to give me another t-mobile tap i was told the screen freezes my bill keeps going up and down like a rollar coaster

  • Erika

    I have been having dropped calls for years with T-Mobile because they had the least expensive plan. Lately I get more frequently dropped calls, no service (X SOS), delayed voice mail/text for hours and at the most a couple of days. I called them because I want out of my contract and they told me that I cannot get out of it because last year when I bought my new Blackberry I knew that the coverage was poor so I should not have signed another contract. They told me they could dispatch a tech to evaluate the signal. A tech supposedly checked out my area and reported that there is “little to no service” where I live. They don’t even know what type of phone I have!!! I orginally bought the Cliq, took it back and exchanged it for the Blackberry.

    Any suggestions on how to get out of this contract?

  • Scott

    Dude, Im in the exact same boat, let me know if you get anywhere with these blockheads.

  • Erik Folgate

    You have to be persistant with them, and I know that if you had bad service, this should be the easiest excuse for making them release you from your contract.

  • Jessica

    I was a TMobile customer nearly 6 years ago and if the service then is the same as it is now, I’m glad that I moved to an actual prepaid cell phone company with better reception. Several prepaid companies I looked at used TMobile networks and now with the merger between ATT and TMobile, I hope the networks will become much stronger. Until that happens, I will happily stay with my prepaid company, Straight Talk, that uses the Verizon calling network and the $45 I pay for unlimited service now with them is so much more affordable than the $65 I used to pay TMobile for like 700 minutes back then.

  • Becky

    Good morning,

    i was going thru the websites to see what i could find out what postvoid meant on a contrcat.. The reasons why i am asking this is i have been a loyal customer with T-Mobile for 7 years.. Two nights ago i was looking for a phone for my fiance as his upgrade was due, i found out that last July when i was in the T-moble store looking at phones, my upgrade had a few months to go.. I found a phone i liked, and it was all rung up and i payed what i owed on my bill and right at that secound i decided that i wanted to wait.. The store was very busy and the sales girl gave me my money back and a contract that said postvoid, it has minus’s next to everything i paid but not signed.. Well come to find out the company has been charging me the new phone payments and customer service told me i got my upgrade last July, you are not due until such and such a time.. So this tells me that the contract was never voided out and i have been paying for a phone that i never got.. I am going into that T-mobile store this morning and all i have to show them on my part is this postvoid contract, i don’t know where i stand with this.. I am hoping to receive some help on what to do if i have problems, i want to get this straightened out today.. I have a feeling what i have will not be enough, any help would be appreciated..

    Thanks so much for reading,
    Becky

  • Destinationgenius

    Well I have AT &T and wish I could go back to T-Mobile. I had EXCELLENT coverage and service with T-Mobile and NO dropped calls in 7 yrs. Unfortunately, I wanted the new Samsund Galaxy when it came out and T-mobile charged $149 for it and AT&T charged $9.99…so I switched. I can’t use my cell phone at home because I’m lucky to get 1 or 2 bars and frequently get static, can’t hear my caller or they can’t hear me. And it’s not just my phone. My husband and son have different phones that me and they have problems with reception too. Problem is, I tried the coverage map thing and their map claims that my address is in the BEST coverage area. How do I fight that? Unless they send a rep to my house, I can’t prove that the reception sucks..and it’s all over my neighborhood, not just my house. Once I leave the neighborhood and drive a few miles, the reception improves greatly.

  • Renperr

    I know what you mean i tried to get out of my contract t-mobile convence me to another deal for 19.99 a mth plus 9.99 for texting i was happy for i’ve lost my job. so i accepted it. Before i knew i received a text showing a new bill before the monthly new paymenthas kicked in. i called and spoke to at least 4 different dept reps. and finally was told theres no such bill, and the fact that i owe $76.00+ or so i wrote letters to t-mobile’s headquarters. yet all the answers come back with no reasonable explanations except you owe! Ms #@% So here i am stuck with a bill with my name on it.

  • Chapparrita82

    I did tell tmoble that in the city i justed moved there is no service at alll.they did see that and they still told me there is nothing they can do ,cuz i opend my cell phone with them in reno and thats nothing they can do..how can i fight this???

  • Snogirl8888

    I’ve had tmobile for awhile. Last Nov I went in to change my rate plan and by doing that, I unknowingly renewed my two year contract. No one even told me that that would happen! oh well…tough sh*t. They don’t really care since I signed for it. Also, even a bigger deal, is that I can’t get service at my home. They even confirmed that I was located in a “moderate” zone which is the lowest amount of the signal available. They told me moderate zones will get 40 – 50% signal availability. Sounds like a good reason to let me out of my contract, right? NO …in the contract that I signed and agreed to, I was informed that they do not guarantee that I will get a signal or be able to use the service that I pay $180.00 for every month. I have four lines with them, and they are saying I have to pay $800.00 to end my contract. Signal or not. These people are DICKS to deal with. As soon as they’ve got you they can bend you over any way they want to.

  • Anonymous

    I have had T Mobile for over 15 years. They were called Voice Stream when I got my first cell phone. For 12 years I had great service. I could call customer care and be connected within a minute or less. Now it takes forever to get connected. The last time I called it took just a little over 45 minutes before I was connected. My contract is up in March of next year and I can hardly wait!!

  • Futmobile

    Tmo have abunch of liers working for them. They set the customers up so they will be locked in to a contract. I was sent a free phone from tmo when I switch to another
    . I sent back in my phone after having it for abt 12 days. I called to let them know I no longer wanted the phone bc I was having to many problem with it. The rep tells me I’m
    within my time limit to cancel the contract. I send the phone back,now as of Oct 2011 I find out om in a contract…lol. Im like wth? I sent the phone back.NOW guess what I’m told my contract want with the phone it was bc of my RATE PLAN!! Im like how can this be? I was never told anything abt that. I want even asked about my rate plan. I just asked if I could have everything set bk up like how it was before I switched. The rep said yes no word about me being in a contract over a rate plan…lmfaoo! This whole thing to me is just to silly,tmobile customers into contracts. Well news flash LIES will NOT help you people..tmobile is going dwn. Now how about I called customer service no help at all.they gave me this email adrs [email protected] I sent like 4 emails nothing back at all. It all seems like a scam. Last night I get a email sent bk frm google as if the email is not even real. Wow I guessed that to..etf or not im not stating with a bunch of thieves. Hello sprint!

  • Futmobile

    Sorry for the confusion. I ment I was told my contract was with a new rate plan. getting a new free phone had nothing to do with the contract. This blew my mind. Ive been with these fools for 7yrs. I always thought if the phone was free or discounted thats how you get a contract,bc your not paying full price. Had I known I could’ve kept my sensation for free I wouldnt have sent the thing back. Why is it that I dont trust this company? Hmmmm.well if they cant get you one way then they will find another.

  • guest2

    i want to cancel a line in our family plan at tmobile but the contract ends on july 2012 and I dont want to pay for cancellation fee. any suggestion?

  • JayneDoe

    I was with Tmobile since 2007 and after August of this year I was no longer on a contract. My phone has sustained water damage and I couldn’t afford to replace it. They told me I would be eligble for a discount on a new phone if I sign up for a new contract. They pressured me to agree to the new term but I have yet to receive it in writing. Now I tried to log on the Tmobile website I learned that my phone number was cancelled. Upon calling customer service, it only states that I owe the balance. Nothing was mentioned about termination fee. If so, I wouldn’t pay it because I was forced under duress to accept the new plan. I’m going to go with a lesser plan. Besides, I don’t have any friends to use unlimited minutes!

  • MrsMorton813

    I just called about the same situation and they informed me that it changes everytime you change your plan…..WTF!!!!!!!!!!!!!!!!!!! I am furious and need to leave them ASAP but don’t want to pay that ETF…..

  • Knr

    I have been with T-Mobile for 8 years, I haven’t had a contraact for 6 of those years. I needed a new phone and they offered me a free one if I signed a two year contract. The phone is a piece of crap and have written them several times (because their Customer Realtions office in Albuqurque NM doesn’t have a direct line? Yeah right) anyway, they never address the problem.

    When i got this new phone they credited my account $29.99 as a promotional fee. Not one person told me this was going to be credited, but then two months later they rebilled me for the $29.99 almost doubling my bill for that month.

    It took me hours to get through to customer care and keep getting reps in India who can’t speak audible English. All I keep getting tis the run around.

    I have request on multiple occasion to let me return the phone and let me out of my contract but they do not addres that pat of my letters.

    I can’t wait to go to SPRINT!

  • sharon

    i was told that i would be paying 169.99 for all lines including the 5th line i would have never agreed to another contract because att has a better plan

  • Kepola1

    We renewed our plan after being with them from when they took over our previous carrier. We had no problems until we switched to a smart phone and they changed our sim card. now we do not have coverage on some militay bases, and my place of work. We wrote them a certified letter and they took it out of context to avoid the real proble…lake of service

  • Terena

    well, the e-mail is supposed to be : [email protected] (you forgot the “-” dash between t and mobile). I also have this other e-mail: [email protected] and this other: [email protected]
    I wrote all about 7 times today because I also want to cancel my contract with the mother f…. We will see what happes.

  • Rogue2012x

    I PAY 160 PLUS FOR 3 LINES. THERE ARE ALWAYS OVERAGES AND TONS OF TAXES. ITS RIDICULOUS!. I HAVE BEEN WITH TMOBILE FOR 4 YEARS AND CUTOMER SERVICE IS A JOKE. THEY ARE NEVER WILLING TO REFUND FOR MISTAKES AND THERE IS NO COMPLAINT DEPARTMENT. ONE REP TOLD ME I HAD TO WRITE TO AN ADRESS IN AFRICA ? REALLY
    GOING TO UPGRADE MY PHONES THIS WEEKEND AND TAKE THEM TO PCS . HAVE THE #S SWITCHED OVER TO THEIR SERVICE FOR 90$ A MONTH FOR 3 LINES UNLIMITED EVERYTHING..DO I CARE ABOUT THE TMOBILE BILL AND MY CREDIT ..YES..BUT I WILL DEFINITLY DISPUTE IT…I THINK I HAVE PAID MY DUES TO THEM!
    I HAVE PAID THEM
    APROXIMATELY
    $260X12= $ 3120.00 A YEAR FOR 4 YEARS ( $$$ 12, 480.00 $$))))

  • kyra

    I’m paying 200 for 2 lines how could i get out of my contract,i have been with t-mobile for 12years and I’m having problem for the last pass 5 mouth what can i do!!!!!!!!!!!

  • Sabine

    The problem with big corp t mobile is they just don’t budge. 90% of my calls drop at home. They claim not to offer full service everywhere.They have extended my contract for another 2 years, claiming my husband put his new phone purchase on it. Anything to the contrary is simply ignored by them. So whatvreally to do here. Don’t want to pay $200 for each line to get out!
    Sabine S.

  • Dounia elrhatassi

    How can i prove that i dont have service at home , if i called them for the past year to send somebody over to check out and they never did ??

  • To

    I also switched from Tmobile to a prepaid/ no contract phone where I receive unlimited talk, text and web. I had also noticed that my reception is better than when I was with Tmobile (for 11 years) and I don’t accrue all the taxes and surcharge fees.

    I I remained with Tmobile for so long because cell phone providers did not have too many options available. NOW there is no reason to pay $100.00 or more/ month to talk on the phone.

    I of course had to wait until the end of my contract to get out and I had even asked for a better rate about 3 years ago when they offered a new plan. I did not receive a better rate because I was not a “new customer” even I had been with them at that time for 8 years.

    The only way to get out early is DO NOT buy any more phones from Tmobile or you’ll be locked into another contract or extended contract. I don’t even think they will let you out because of your bad phone service… they will probably blame it on your cell phone and offer you a new, more expensive phone so they can trap you into an extension of your contract.

    It feels like being stuck in a bad marriage with no way out!

  • James pissed off he Jones

    These pricks turned my phone off 3 times in 3 weeks I have had it and I am never looking back, I have seen their “piss poor” attitude and with ethic and horrible customer service go completely downhill!… I will be way better with out a phone or extremely happy with a metro “piece a shit”
    THANKS FOR YOUR FUCKIN LETDOWNS YOU COCK SUCKIN BASTARDS… NOW IT’S MY TURN FOR ME AND ALL THESE OTHER HARD WORKING PEOPLE TO TURN OUR BACKS ON YOU JUST LIKE YOU DID US!….
    P.S, EAT SHIT

    SINCERELY, FED UP… JAMES FROM DETROIT!…..!

  • Addicted0o0

    Your math is wrong you said you paid $160 a month for 4 years that’s actually 160 x 12= 1920 x 4= 7680. Still a lot but not the number you had.

  • Mmscanlon

    Has anyone actually got out of their contract without ETF?

  • Yash

    USEFUL INFO BUT THEY DON’T WORK. TMOBILE WOULD NEVER LET YOU CANCEL WITHOUT ETF EVEN IF YOU HAVE VALID REASONS. I HAVE TRIED IT IN THE PAST WITH TOP MANAGERS BUT IN VAIN

  • Ninoska_35

    These pricks turned my phone off 3 times in 3 weeks I have had it and I am never looking back, I have seen their “piss poor” attitude and with ethic and horrible customer service go completely downhill!… I will be way better with out a phone or extremely happy with a metro “piece a shit”

  • Djmcalary

    I have been with tmobile for about 4 years now, never had a complaint. For all of this time my bill was due on the 27th of every month. Back in August, they decided to move my due date up 5 days without informing me, or pro-rating my bill. I was having trouble paying it on the earlier date, so I requested they move my bill back. They did, but now I am being charged $27.00 for the 5 days that they actually took away from me in August, so now I am actually losing 10 days. I want to know if it is illegal for them to move my due date up, and if so, does it constitute a breech of contract? I was informed that I will be charged 500 if I cancel my 3 lines early. So….on top of a 199.00 phone bill that should only be 171.00, I will have to pay an additional 500. Really Really upset with tmobile!!!

  • Sara_simpkins

    I truly did move to a part of the country where they do not provide service, and they are STILL charging me the early termination fee. I was very up front from the get go, I didn’t want to change providers, and I even tried to keep them. Needless to say, I am FURIOUS. I have been with them since 2001, before they were even T-mobile and they are totally trying to screw me. I am not paying this fee, and will fight this on principle.

  • Dee Hohenberger

    Call customer service and lower the one line to the bare minimum basic line, it used to be $9.99 / month. Take the data plan and texting (unless you are paying for unlimited family texting option) off the unused line. I did this when my oldest son got a job that provided a phone for him. Paid the 9 bucks for several months then called and cancelled when contact expired on his line. Saved some $$$.

  • http://pulse.yahoo.com/_MSUG6SKTBONQKNQ4H7LGKQRF54 screwdew

    Do you have a lawyer to write them a letter? I am in the same process now. No service in the area. That means they cannot keep the contract so it must be unenforcable. I will find out soon.

  • Aturner0728

    I was a flex pay account holder until November 2011 and they called me saying they were discontinuing the flex pay and i was rolled over for the 2 yr contract starting my contract date as dec 2010. Now that I have switched to that 2 yr contract i had to get new phones with data plans and my bill doubled in price and every phone I have received in Nov 2011 either does not work anymore …I miss phone calls or text messages not received or failed. We drop calls at home. 2 of the phones just shut off. I called and complained about having no service on all 3 phones for 3 days but still today i am waiting for a return phone call… My phone say I have full service but either they can hear me or they drop…How can I get out my contract??

  • Judmulder

    I also got stuck with two years and cannot get out of the contract. I can’t get service where I live. I moved here last year. All you can do is change your service to the minimum. Tell them you want the $5.00 per month plan and don’t use the phone. I have two phones and have a $5.00 per phone per month service. I don’t even have the phones anymore, but it is better than giving the bastards the $400.00

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