It's possible to make $100s just by opening up a bank account. But sorting through the best offers can be tricky.At Money Crashers, we comb through hundreds of deals every month to find you the most lucrative sign-up bonuses – some worth up to $1,000. We also rank the best high-yield checking accounts, cash back credit cards, and more.Don't want to miss out? Here are the best bank promotions for the month of December. Top Bank Account Promotions (December 2018) 1. TD Bank Premier CheckingSM - $300 Cash Bonus Apply online for a new TD Bank Premier account and you'll get a $300 cash … [Read more...]
Brian Martucci
Chase Business Checking Account Review – $200 Bonus
Chase Business Checking is part of the Chase for Business vertical, which includes a host of small business credit cards (including the excellent Chase Ink Business Preferred Credit Card) and business savings accounts.Chase has three main business checking accounts: Chase Total Business Checking®, Chase Performance Business Checking®, and Chase Platinum Business CheckingSM. All three can help reduce common business expenses and facilitate business funding initiatives for nascent startups and mature enterprises alike.Each Chase Business Checking account has its own fee structure, … [Read more...]
Navy Federal Credit Union nRewards® Secured Credit Card Review
The Navy Federal Credit Union nRewards® Secured Credit Card is a secured credit card with no annual fee and a cash back rewards program that pays you back on every dollar you spend. However, it's not for everyone - Navy Federal Credit Union membership is limited to active duty and honorably discharged or retired members of the Armed Forces, civilian Department of Defense employees, and immediate family members of people in those two groups.This card has a solid rewards program, at least compared with other secured cards. Every dollar spent earns 1 reward point, with no limit on how much … [Read more...]
How Many Credit Cards Should I Have?
According to the American Banking Association, there were 364 million open credit accounts in the United States at the end of 2017, as CreditCards.com reports. Crunching data from the Federal Reserve Bank of Boston and the U.S. Census Bureau, CreditCards.com calculates that approximately 189 million American adults have at least one credit card. And many millions have more than one. According to Experian's State of Credit: 2017 report, the typical American consumer has 3.1 credit cards.But credit card usage patterns vary widely. Plenty of consumers make do with a single credit card. Others … [Read more...]
American Express® Gold Card – Review
The American Express® Gold Card is an exclusive charge card with a $250 annual fee and no preset spending limit. As a charge card, the Gold Card doesn't incur regular interest charges. However, you're required to pay your balance in full each month and may be subject to account closure if you fail to do so for more than 2 consecutive months. Keep in mind that this card is reserved for people with truly excellent credit, and thus isn't appropriate for first-timers or those with any serious fiscal blemishes.The Gold Card has a generous rewards program built around travel and everyday … [Read more...]
Cyber Monday Online Shopping Guide 2018 – Best Websites & Deals
Black Friday is traditionally the best day of the holiday shopping season to find great in-store deals on the year's hottest consumer products. Retailers and customers have celebrated Black Friday for decades, and the rise of the Internet has brought much Black Friday shopping online.Cyber Monday (which falls on the Monday after Black Friday) like Small Business Saturday is a newer tradition. It's exclusively tailored to online shoppers, and has quickly become the biggest online shopping day of the holiday season.According to Forbes, Cyber Monday 2017 online sales approached $6.6 … [Read more...]
20 Best Small Business Credit Cards – Reviews & Comparison
Small business credit cards are increasingly popular business financing options, particularly for entrepreneurs who don't qualify for traditional business loans and don't have access to networks filled with deep-pocketed family members, friends, and colleagues. No matter what your business does, a credit card can probably help - as long as you use credit wisely and avoid making purchases your company can't afford.Small business credit cards typically have higher spending limits and more generous rewards programs than consumer cards. Some have additional benefits, such as low APRs, … [Read more...]
Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card Review
The Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card is a small business credit card designed for frequent travelers with modest budgets. Like other travel rewards credit cards, it favors spending on most travel purchases, including airfare, hotels, car rentals, and vacation packages. The catch, such as it is: Eligible travel purchases must be made through Bank of America®'s in-house travel portal.That shouldn't be a dealbreaker. There's too much else to like about this card, from a decent (but not spectacular) sign-up bonus, to a nice rewards bonus for … [Read more...]
Bank of America® Business Advantage Cash Rewards Mastercard® Credit Card Review
The Bank of America® Business Advantage Cash Rewards Mastercard® Credit Card is a no-annual fee, small business credit card with an attractive cash back rewards program. Though it's not currently on our list of the best small business credit cards, this Bank of America credit card is always a contender to make our best cash back credit cards list.What makes Business Advantage Cash Rewards Mastercard so great? Aside from the sign-up bonus, there's the solid cash back deal, anchored by 3% cash back on gas station and office supply store purchases up to $250,000 in total annual spending. … [Read more...]
Bank of America® Platinum Visa® Business Credit Card Review
The Bank of America® Platinum Visa® Business Credit Card is a no-frills business credit card with no annual fee and a solid sign-up bonus.Though you won't find it on our list of the best small business credit cards or our roundup of the best low APR interest credit cards, this card has some attractive features. In addition to the $200 statement credit as a sign-up bonus, it boasts a 0% APR introductory promotion on purchases for 7 billing cycles from the day you open your account. For well-qualified applicants, it also holds the promise of a regular APR several points lower than most … [Read more...]
What Is UltraFICO – Review & How It Stacks Up to Other Credit Scores
Do you know your credit score? Maybe the better question to ask is, which credit score do you know?If you have a significant credit history, you probably have a FICO Score. If you've applied for a credit card or personal loan recently, you probably know what your FICO Score is too. But your FICO Score isn't the only credit score prospective lenders, landlords, and employers may use when determining your credit risk.Fair Isaac Corporation, the company behind the FICO Score, has dozens of credit scoring models, some of which apply only to very specific industries or credit types. And … [Read more...]
