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Personal Finance Round-Up: How About A Price List At The Hospital or Doctor’s Office!

By Money Crashers

health care price listThe cost of health care is a big issue right now, and with the Obama administration recently pushing through a controversial health care bill, the debate has become even stronger. One thing I find ironic is that health care is one of the ONLY things we pay for and never ask how much it costs. The reason is because health care is one of the few insurances where we actually see the true cost of it and what we’re being billed for. We simply pay our premium, pay our little co-pay and go on our way. I really liked the article from Wisebread that asks for a price list at the hospital or doctor’s office. Such a simple concept, but I think if we actually saw the prices that we were paying for health care, we’d start taking matters into our own hands to drive down the price, and competition for doctors and health care providers would be more about price, and therefore, competition would drive the price down.

Here are a few other great articles from this past week from around the personal finance blogging community:

9 Financial Tips For New Graduates. College graduates are heading into the real working world, and high school graduates will soon be leaving home for the first time. Here’s some great financial tips to get them started on the right track. [Gen X Finance]

How To Decode and Understand Your Paycheck. So many of us get our pay stub and just chuck it in the trash without ever looking at it. Partly because we can’t understand all of the numbers floating around on it. This is a great article about how to understand it better and know exactly WHAT is being taken out of your paycheck by Uncle Sam. [Bargaineering]

Wall Street Reform Bill Passes Senate. Want to keep up-to-date and informed on what’s going on with the financial reform bill in Congress? Flexo is your man. Here’s a good summary about the bill. [Consumerism Commentary]

Add a “Stupid Mistakes” Sub-Savings Account. This is a great idea, because from time to time, we all make a dumb financial mistake that actually costs us extra money. If you’re prepared for it, it won’t sting quite as much! [I Will Teach You To Be Rich]

Are You Eating Yourself Into Debt? If you take a look at your budget and see how much you’re spending on eating out, social drinking, and random snacks/lattes, you’ll find that it’s a HUGE chunk of your budget. [Man Vs. Debt]

Why Dave Ramsey’s 7 Baby Steps Really Work. I’m a big fan of him, but some people are not, and they question if his methods actually work. Here’s a good article explaining why they do. [Bible Money Matters]

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Comments

  • Tabatha

    Being aware of costs and forcing medical providers to compete on price are all part of the intent of Health Savings Accounts and their linked High Deductible insurance plans. The idea is that the insurance is there to save you from financial ruin from extraordinary medical expenses, but the average visit or medication is paid for by the patient.
    Getting a check-up shouldn’t be a big deal, should be the equivalent of getting an oil change. In the end this will happen by engaging the consumer and getting rid of the distance currently seen in these scenarios.

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