Technology moves at an amazing pace today. Every year it seems the power of processors doubles, devices shrink to a fraction of their original size, and the number of things you can do on your phone increases at a startling rate.
I remember getting excited when I discovered I could text a special number sequence to my phone carrier and they would text back my account balance. I thought that was pretty cool. Now you can address nearly all of your banking needs from your smartphone. You can check balances, transfer cash, and even deposit checks – all on your mobile device. The convenience is great, but don’t ignore the downsides of using your smartphone for everything. You may be putting your account security and your financial health at risk.
To better understand mobile banking and some of its risks, Moolanomy has a great article: The Pros and Cons of Mobile Banking. The next time you find a new financial function for your phone, remember that there was once a time when all phones could do was make a call, and new technology carries new risk.
While technology keeps changing, you can still rely on great advice and ideas in articles like these:
How to Move to Care for an Aging Parent
Getting older is never easy, and that includes watching a loved one age. Things get especially tricky if an elderly family member needs care. It’s awkward and emotional talking about things like that, but you need to get real about the situation. [No Debt Plan]
Carnival Games You Should Play (And Games to Skip!)
Summertime is just around the corner, and I can already taste the popcorn and hear the song of the carnival. The games they have there are always tricky, but here are some tricks that may help you take home a prize – and save some cash. [Bargaineering]
10 Tips to Save Money on Food
We all have to eat, but nutrition can get really expensive! As inflation strikes and food prices rise, we can all use some new and unique tips for saving at the grocery store. [Money Ning]
How to Organize Your Wallet | What’s in Your Wallet?
Your wallet is your constant companion, carrying all of your essentials, but what exactly is essential? At some point, things will fade from that list and you’ll need to reorganize your faithful friend. Here’s some help. [One Money Design]
The 10 Best Home-based Businesses
For every bad work-at-home business out there, there are just as many good ones. They’re profitable and easy to start, and they’re in this handy list of ten. [PT Money]
Do You Tip at Non-sit-down Restaurants?
Tipping is such an odd tradition, and it can lead to social awkwardness at times, like when it’s unclear whether to tip or not. Avoid the faux pas of tipping and not tipping at the wrong times. [Fiscal Fizzle]
Become a Jack or Jill of Many Trades
Knowing how to do a lot of things yourself can save you a bundle of money and time. If you learn to do these things well, you could discover a new source of side income. [Sun Financial Diary]
High School Kids Should Have Jobs
It’s hard to know how to teach your kids in a way that works, doesn’t make them hate you, and helps them apply those lessons to their lives. I think having a job as a kid is one way to accomplish all of those goals. [Thousandaire]
10 Fat-Chance Tax Deductions
Uncle Sam is pretty fair on what you can claim as a deduction. If you run a business and have costs associated, sure, the IRS will help you out. But some deductions do not fall into that category. [Kiplinger]
Are Kids the Victims or Victors in Frugal Homes?
The decisions we make as adults often affect our kids and their lives. When we move, they move. When we eat, they usually eat. So what about frugality? When you save, do they learn to save too? [Money Help for Christians]