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Home Authors Posts by Amy Freeman

Amy Freeman

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Amy Freeman is a freelance writer living in Philadelphia, PA. Her interest in personal finance and budgeting began when she was earning an MFA in theater, living in one of the most expensive cities in the country (Brooklyn, NY) on a student's budget. You can read more of her work on her website, Amy E. Freeman.
Woman Holiday Stress Christmas Tree Upset

6 Tips for Managing & Dealing With Holiday Stress

If the holiday season is the most wonderful time of the year, why do you feel so stressed out? The combination of managing family expectations, getting the perfect gift for everyone, and not blowing your...
Health Insurance Premiums Magnifying Glass Focus

5 Factors That Affect Your Health Insurance Premium Costs

Every year, you have the chance to choose another health insurance plan for yourself and your family. And every year, you probably notice your premiums have increased or decreased. But why? And why do...
Mother Daughter Keeping Warm Looking Out Window Teddy Blanket

11 Cheap Ways to Keep Warm This Winter & Beat the Cold

You know the drill. Winter's coming, which means cold - if not freezing - temperatures. Sure, you could crank up the thermostat and make your home warm and toasty. But then you're likely to...
Student Loan Letters Alphabet Keyboard Desk

5 Things to Do Next After Paying Off Your Student Loan Debt

I graduated with an MFA in 2008 and about $37,000 in debt from my master's and undergrad programs combined. For the next few years, my student loans were a constant source of stress. I...
Divorce Broken Wedding Ring

8 Financial Mistakes to Avoid After Getting Divorced

Even if you're happy to part ways with your partner, divorce sucks. Depending on how many assets you shared with your partner and how you decided to handle your finances when you were married, getting...
Fresh Start This Way Arrow Thumg Tack Cork Board

How to Start Over Financially After a Breakup of a Long-Term Relationship

There was a time when moving in with your significant other or partner before you married them was enough to get tongues wagging and eyebrows raising. These days, cohabitation isn't just common; it's the...
Two Savings Account Getting Married

Should Married Couples Combine Their Finances or Keep Money Separate?

If you asked a random assortment of couples about the subjects they fight with their significant other over, you'd most likely hear the same things over and over again. A study published in Family...
Piggy Bank Calculator Savings Budget Planning Finances

How Kakeibo (Japanese Budgeting Method) Can Save You More Money

We live in a world where pretty much anything that can be automated is. You can subscribe to grocery delivery so fresh food shows up at your doorstep every week, without you having to create...
Refinance Student Loans

How to Refinance Private and Federal Student Loans – Pros & Cons

Student loans have evolved. At one time, there was no option to refinance public federal loans (although you could always refinance private loans). Today, there's a tremendous opportunity to refinance federal loans at a lower interest rate. Student loan refinancing...
Spend High Quality

Spend More for High Quality or Buy Cheap to Save Money? – Analysis of...

If you're in the market for a new outfit, should you buy the polyester pants that cost $20 or shell out $150 for a wool pair? When you need a new couch, is it...

6 Popular Side Gigs Reviewed – Best Ways to Make Extra Money

Articles listing ways to make extra money on the side are as old as the Internet itself. As are tips on how to make money from home. But the rise of the smartphone and apps...
Zero Based Budgeting

How Zero-Based Budgeting Can Help You Better Manage Your Finances

Budgeting is hard. 50% of Americans have less than one month's income saved for emergencies. Experts recommend at least six months. The problem, however, may lie with flawed budgeting advice. Traditional budgeting methods ask you...