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Amy Freeman

Amy Freeman is a freelance writer living in Philadelphia, PA. Her interest in personal finance and budgeting began when she was earning an MFA in theater, living in one of the most expensive cities in the country (Brooklyn, NY) on a student's budget. You can read more of her work on her website, Amy E. Freeman.
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6 Reasons to Avoid Bankruptcy – Alternatives for Your Debt Problems

When you have so much debt that it seems like you’ll never pay it off, bankruptcy can seem like your best or only option. But declaring bankruptcy carries long-term consequences that make it worth avoiding if you can. Learn how to avoid bankruptcy and why you should consider your other alternatives.
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How to Become a Proofreader – Get Started

Proofreading can be the perfect work-from-home job for language lovers and people looking for a flexible schedule. If you have a knack for spotting details most people miss, proofreading could be a great fit for you. Here’s what you need to know to get started in this career.
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9 Ways to Save Money on College Textbooks

The cost of textbooks is going up rapidly, and it shows no signs of slowing down. If the start of the semester has you scrambling to afford all the books you need, there are ways to save money without skipping out on buying them entirely.
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17 Money-Saving Tips for Families on a Budget

If you want to save more money, it can help to take a wide-angle look at your family finances and examine your spending habits up close. Adopting more frugal practices and finding ways to cut back on your most significant expenses means extra money in your pocket. These tips can help.
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The Financial Benefits of Quitting Smoking

If the promise of better health hasn’t gotten you to quit smoking, thinking about the financial benefits could be what gets you to give up tobacco for good.
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Which Bills to Pay Off First (or Cancel) When Money Runs Tight

Whether it’s from job loss, a drop in income, or an unexpected expense, sometimes, it’s a struggle to pay your bills. It’s essential you prioritize your bill payments and what you owe, paying the most important bills first. But how do you prioritize when your income and expenses don’t match up?
How To Become A Pet Sitter

How to Become a Pet Sitter – Start a Business Caring for Dogs &...

Americans spent over $100 billion on care for their pets in 2020, more than $8 billion of which went to services such as pet sitting. If you’re an animal lover who wants to make money and have your own business, becoming a pet sitter might be for you. Read on for tips on how to become a pet sitter.
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5 Reasons Why You’re Still at the Job You Hate and How to Get...

Although quitting a job you aren’t happy with can seem like an easy solution to your problem, reality is usually a lot more complicated. Here are the most common reasons people feel stuck in jobs they don’t enjoy and tips for how to quit a job you hate in favor of a more fulfilling opportunity.
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How to Build a CD Ladder to Maximize Your Savings Rates (Strategy)

Once you’ve saved a considerable nest egg for your future financial goals, one way to keep your money relatively safe and accessible is to build a CD ladder. This strategy offers the flexibility to access your savings while offering a decent return. Learn how to build a CD ladder with your savings.
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14 Anti-Valentine’s Day Ideas for Singles Without Dates

The annual onslaught of heart-shaped objects, cheap chocolates, and exploitatively priced diamonds can leave single people feeling left out. Whether you want to celebrate Anti-Valentine’s Day or Galentine’s Day, you have plenty of options for having fun without a significant other.
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Adult Coloring Supplies (Books, Pens & Markers) You Need to Get Started

Adult coloring books are a popular way to unwind from daily stresses. This childhood pastime is an easy and inexpensive hobby to start. Whether you’re thinking of taking up coloring or you want to take your skills to the next level, these must-have coloring supplies are worth checking out.
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How Zero-Based Budgeting Can Help You Better Manage Your Finances

Budgeting is hard. 50% of Americans have less than one month's income saved for emergencies. Experts recommend at least six months. The problem, however, may lie with flawed budgeting advice. Traditional budgeting methods ask you...