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Home Authors Posts by Amy Freeman

Amy Freeman

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Amy Freeman is a freelance writer living in Philadelphia, PA. Her interest in personal finance and budgeting began when she was earning an MFA in theater, living in one of the most expensive cities in the country (Brooklyn, NY) on a student's budget. You can read more of her work on her website, Amy E. Freeman.
Student Loan Letters Alphabet Keyboard Desk

5 Things to Do Next After Paying Off Your Student Loan Debt

I graduated with an MFA in 2008 and about $37,000 in debt from my master’s and undergrad programs combined. For the next few years, my student loans were a constant source of stress. I...
Divorce Broken Wedding Ring

8 Financial Mistakes to Avoid After Getting Divorced

Even if you’re happy to part ways with your partner, divorce sucks. Depending on how many assets you shared with your partner and how you decided to handle your finances when you were married, getting...
Fresh Start This Way Arrow Thumg Tack Cork Board

How to Start Over Financially After a Breakup of a Long-Term Relationship

There was a time when moving in with your significant other or partner before you married them was enough to get tongues wagging and eyebrows raising. These days, cohabitation isn't just common; it's the...
Two Savings Account Getting Married

Should Married Couples Combine Their Finances or Keep Money Separate?

If you asked a random assortment of couples about the subjects they fight with their significant other over, you'd most likely hear the same things over and over again. A study published in Family...
Piggy Bank Calculator Savings Budget Planning Finances

How Kakeibo (Japanese Budgeting Method) Can Save You More Money

We live in a world where pretty much anything that can be automated is. You can subscribe to grocery delivery so fresh food shows up at your doorstep every week, without you having to create...
Refinance Student Loans

How to Refinance Private and Federal Student Loans – Pros & Cons

Student loans have evolved. At one time, there was no option to refinance public federal loans (although you could always refinance private loans). Today, there's a tremendous opportunity to refinance federal loans at a lower interest rate.Student loan refinancing...
Spend High Quality

Spend More for High Quality or Buy Cheap to Save Money? – Analysis of...

If you're in the market for a new outfit, should you buy the polyester pants that cost $20 or shell out $150 for a wool pair? When you need a new couch, is it...

6 Popular Side Gigs Reviewed – Best Ways to Make Extra Money

Articles listing ways to make extra money on the side are as old as the Internet itself. As are tips on how to make money from home. But the rise of the smartphone and apps...
Zero Based Budgeting

How Zero-Based Budgeting Can Help You Better Manage Your Finances

Budgeting is hard. 50% of Americans have less than one month's income saved for emergencies. Experts recommend at least six months. The problem, however, may lie with flawed budgeting advice.Traditional budgeting methods ask you...
Reduce Avoid Student Loan Debt

16 Ways to Reduce & Avoid Overwhelming College Student Loan Debt

Student loan debt can be an albatross around the neck of recent graduates. Although the number of students with debt didn't increase by much between 2004 and 2014, the amount of debt held by students...
Compulsive Shopping Spending Addiction

Shopping Addiction & Compulsive Buying Disorder – Help for Shopaholics

Some people make light of shopping, seeing it as either a vapid hobby or a mere necessity. It follows then that some people make light of shopping addiction, believing it not to be a...
Common Money Arguments Couples

6 Common Money Arguments Between Couples and How to Deal With Them

Many couples disagree and argue, but there's a particular subject that tends to be more damaging to relationships than others: money. A study published in 2013 in the journal Family Relations examined more than 4,500...