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Home Authors Posts by Erik Folgate

Erik Folgate

215 POSTS 152 COMMENTS
Erik and his wife, Lindzee, live in Orlando, Florida with a baby boy on the way. Erik works as an account manager for a marketing company, and considers counseling friends, family and the readers of Money Crashers his personal ministry to others. Erik became passionate about personal finance and helping others make wise financial decisions after racking up over $20k in credit card and student loan debt within the first two years of college.
31 Frugal Ways Save Money

31 Ways to Be Frugal And Save Money

My friends and I often share tips on how we save money, and praise one another for getting good deals on everything from happy hour specials and dinners, to clothing and rental cars. Of...
Best Productivity Iphone Apps

5 Best Productivity Apps for the iPhone

My wife loves to make fun of my love for technology. I try to limit it to a minimum, but with the emergence of the iPhone, Internet television, social networking, tablet computers like the...
Social Media Marketing Sites

4 Free Social Media Marketing Sites for Local Small Businesses

As a small business owner, you probably have a Facebook page and a Twitter account, but that doesn't mean you're effectively using social media for marketing. If you're still skeptical about how social media...
Tips Use Facebook Page Business Marketing

How to Effectively Use a Facebook Page for Business Marketing

It seems like everyone from the age of 21 to 35 is a social media marketing expert these days. I swear that every other person's Twitter bio says they're some sort of Internet marketing...

CarMD Review – Automotive Vehicle Diagnostic Scan Tool to Avoid Scams

You take your car in for routine maintenance and the mechanic comes back saying that the car has about five different issues you weren't expecting. You want to believe that they are telling you...
Debit Credit Card Skimming Fraud

Debit & Credit Card Skimming Fraud – How to Avoid Card Skimming Devices

I can vividly remember the day last summer when my wife and I were walking into a movie at the theater when I received a phone call from an unknown number. I decided to listen...

SquareTrade Warranty Review – Extended Warranties and Insurance For Gadgets & Electronics

I'm not the typical iPhone user. My phone isn't wrapped in plastic with six inches of rubber encasing it. In fact, it was going completely "naked" until just recently, when I gave in and...

Mac App Store Review – Will You Spend More or Less Money on Software?

Apple has revolutionized the way we think about technology and how we interact with personal computers. If you're a Mac user, gone are the days when you had to physically buy software at the...
Giving Back Community Holidays

4 Creative Ways to Give Back to the Community This Holiday Season

The reason why Christmas is a national holiday, whether you celebrate it or not, is because it symbolically represents the season of giving. Many of the other religious holidays in December including Hanukkah and...
Best Homemade Chili Recipe

The Best Homemade Chili Recipe – Easy, Healthy & Cheap – Under $15 For...

A lot of people underestimate the number of guys who can cook and do it well.  Popular reality TV shows like Top Chef and Iron Chef have helped change that image a bit for...
Unique Cheap Christmas Gift Ideas

7 Unique & Cheap Christmas Gift Ideas for Men That They’ll Love

Guys get a bad rap when it comes to gifts. Many women think that they have to overspend on expensive holiday gifts for men like gadgets and power tools, but that's not necessarily true. We're...
Marriage Money Issues

Marriage and Money Issues and Problems: Compromise on Details, Not Principles

It's no surprise that money is one of the biggest sources of arguments among married couples, and it's also the number one cause of divorce in North America. When it comes to money, we...