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Home Authors Posts by Mary McCoy

Mary McCoy

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Mary McCoy, LMSW is a licensed social worker who works closely with individuals, families, and organizations in crisis. She knows first-hand how financial choices can prevent and mitigate crises, and she's therefore passionate about equipping people with the information they need to make solid financial decisions for themselves and their loved ones. When Mary isn't on her soap box, you can find her hiking, jogging, yoga-ing, or frolicking with her family.
Celebrities Recovered Financial Failure Before Famous

6 Celebrities Who Recovered From Financial Failure Before They Became Famous

Nothing is quite as American as a good rags-to-riches story, and it's safe to say that many folks also enjoy the occasional macabre tale of the riches-to-rags variety. But despite all the attention paid...
Single Parents Avoid Financial Hardships

9 Ways Single Parents Can Avoid Financial Hardship After Divorce or Death

The struggles of single parents are near and dear to my heart. Several years ago, when my daughter was born, I never imagined that I would have to parent by myself. Then, suddenly, I...
Best Road Trip Destinations

9 Best Road Trip Destinations in the USA on a Budget

Back in the early 1990s, when gas prices hovered around an inflation-adjusted average of $2.25 per gallon (according to The Motley Fool), my family took advantage of low fuel prices by going on amazing...
Simple Diy Landscaping Ideas

10 Simple DIY Landscaping Ideas for Your Home on the Cheap

As any seasoned landscaper or gardener can tell you, a home's landscape is more than just a few haphazardly placed trees and shrubs. It requires careful thought, planning, and research - not to mention...
Owning Managing Rental Properties Pros Cons

Pros & Cons of Owning and Managing Rental Properties

The idea of fuss-free income beckons many people into owning and managing rental properties, such as apartments, duplexes, guest homes, and even large houses. From the outside looking in, it appears that property owners...
Mortgage Loan Self Employed

How to Get a Mortgage Loan If You’re Self-Employed With Fluctuating Income

Even with tighter regulations on property financing, folks with "normal" income from an employer can be approved for a home mortgage loan fairly easily. You simply have to prove that you have steady paychecks,...
Being Grateful Makes You Happier

How to Be More Grateful and Why It Will Make You Happier – Definition

No matter your background, it's likely that you've experienced a mixture of triumph and hardship in your life. Life is sprinkled with joyous occasions such as weddings and births, as well as heartaches like...
Home Decorating Ideas Warm Weather

10 Beautiful Home Decorating Ideas for Warm Weather on a Budget

Each year, at the end of a long, cold winter, millions of Americans breathe a collective sigh of relief with the dawn of spring. For many, warmer temperatures equate to spring cleaning, open windows,...
Find Best Charities

How to Find the Best Charities to Donate to – 4 Characteristics

The emotional and financial benefits of charitable giving (including tax deductions) are well-documented, but the money and goods you give mean very little unless they produce tangible results. Unfortunately, not all charities serve the...
Benefits Charitable Giving Donations

Top 10 Benefits of Charitable Giving and Donations

The fact that charitable giving can help reduce your tax burden is well known, especially if you're in a high bracket. But the benefits of giving extend far beyond tax breaks.Of course, giving can...
Satisficing Definition Decision Making

How “Satisficing” Can Save Time and Avoid Problematic Perfectionism

No matter who you are or what you do for a living, you have a limited amount of money, time, and energy in each day. Therefore, on a daily basis, we all have to...
Tips Succeed Freelancer

5 Tips to Succeed as a Freelancer

Freelancing sounds like the burnt-out worker's dream come true. Freelancers are able to set their own hours, choose their own jobs, and be their own employers. Unlike some type of fantasy, however, freelancing is...