The BBVA Compass ClearSpend Prepaid Visa® Card is a reloadable prepaid debit card with no annual fee and no monthly maintenance fee when you load at least $400 during the month.For consumers who like to stay lean, ClearSpend Prepaid Visa a great alternative to a traditional bank account. Even for those with standard bank accounts and credit cards, BBVA Compass ClearSpend Prepaid Visa Card is an excellent, low-cost budgeting tool that helps manage and control spending from day to day. And you don't have to submit to a credit check to get your hands on one.It's free to obtain and … [Read more...]
BBVA Compass ClearPoints Credit Card Review
The BBVA Compass ClearPoints Credit Card is a straightforward cash back credit card with no annual fee and a flat rewards scheme that earns unlimited 1 CompassPoint per $1 spent on everything, regardless of category. Though its point-earning rate leaves something to be desired, it has some cardholder-friendly perks, including a $100 sign-up bonus and an associated digital wallet product that allows you to redeem points for purchases in real time.CompassPoints are pretty versatile too - they can be redeemed for cash, travel, merchandise, and more. Just remember to redeem them sooner rather … [Read more...]
BB&T Spectrum Rewards Card Review – Cash Back Card With 0% APR Balance Transfer
The BB&T Spectrum Rewards Card is a cash back credit card with no annual fee and a straightforward rewards scheme that pays unlimited 1% cash back on all purchases, with no caps or restrictions.There's more to that cash back deal, though. Net qualifying purchases made within the first 3 months earn unlimited 3% cash back. Big spenders who can charge more than $50,000 per year earn a 30% bonus on cash back at the end of the year, and every cardholder qualifies for a 5% year-end cash back bonus, regardless of spending power.Aside from the cash back program, BB&T Spectrum Rewards … [Read more...]
BMO Harris Bank Premium Rewards Mastercard® Review
The BMO Harris Bank Premium Rewards Mastercard® is a travel rewards credit card with a decent rewards program that shines on spending in the popular dining, airfare, and hotel categories. It earns 3 points per $1 spent on dining, hotel stays, and airfare, up to $2,500 in combined category spending per calendar quarter. All other purchases earn unlimited 1 point per $1 spent.Like other popular, general-purpose travel cards, BMO Harris Bank Premium Rewards Mastercard's points can be redeemed for a variety of travel, merchandise, and cash-like items. A solid sign-up bonus and useful airport … [Read more...]
BMO Harris Bank Platinum Rewards Mastercard® Review
The BMO Harris Bank Platinum Rewards Mastercard® is a no-annual-fee travel rewards credit card whose unspectacular rewards program is best for consumers who spend moderately on gas and groceries. It earns 2 points per $1 spent on purchases in those 2 categories, up to $2,500 in combined category spending per calendar quarter. All other purchases, including gas and grocery purchases above the cap, earn unlimited 1 point per $1 spent.Earned points can be redeemed for a pretty wide variety of items, including travel purchases, gift cards, and general merchandise. Its sign-up bonus and … [Read more...]
BMO Harris Bank Platinum Mastercard® Review – 15-Month 0% APR on Balance Transfers
The BMO Harris Bank Platinum MasterCard® is a no-frills credit card with a relatively low APR and a generous balance transfer promotion that waives interest on new cardholders' transfers for 15 months. Its 6-month purchase APR promotion is decidedly less generous, but still welcome for applicants seeking to finance moderately large purchases without incurring hefty interest charges. Thanks to the Mastercard Priceless Cities program, this card is also great for domestic travelers and people looking for exclusive, discounted deals on curated events and experiences in their hometowns.BMO … [Read more...]
BMO Harris Bank Cash Back Mastercard® Review
The BMO Harris Bank Cash Back Mastercard® is a cash back credit card with no annual fee and a decent rewards program geared toward people who spend lightly to moderately on gas and groceries. This rewards scheme is similar to BMO Harris Bank Platinum Rewards Mastercard's, with the major difference that rewards accrue as cash back instead of BMO Harris Rewards loyalty currency, which can be redeemed for merchandise, travel, and other items.BMO Harris Bank Cash Back Mastercard also has a solid, easily attainable sign-up bonus and 0% APR interest on purchases and balance transfers for at … [Read more...]
First National Bank TravElite American Express® Card Review
The First National Bank TravElite American Express® Card is a lesser-known credit card with a surprisingly generous rewards program and a decent (but not spectacular) lineup of value-added travel perks. Its attributes are more than enough to earn this card perennial consideration for inclusion on our list of the best travel rewards credit cards. If you're a regular traveler who doesn't like paying for pricey extras, TravElite American Express is worth a closer look.There's just one catch: it's invitation only. Amex and FNB periodically send out mailers inviting prospective cardholders to … [Read more...]
First National Bank American Express® Card Review
The First National Bank American Express® Card isn't the best-known rewards credit card out there. Not by a long shot. But that doesn't mean this no-frills product isn't a contender for inclusion on our list of the best cash back credit cards. With no annual fee, a solid sign-up bonus, a predictable rate of return on every dollar spent, and a nice lineup of perks and benefits (including exclusive discounts) from American Express, what's not to like?If you're in the market for a low-drama cash back credit card that rewards you for your everyday spending, you need to look at the First … [Read more...]
Fifth Third World Debit™ Mastercard® Review
Fifth Third World Debit™ Mastercard® is better than your average bank debit card. Unlike most debit cards, it earns rewards: 1 Real Life Rewards® point per $2 spent, with no caps or restrictions on how much you can earn.That's not particularly impressive next to the best cash back rewards credit cards on the market, but it's head and shoulders above the great mass of no-rewards debit cards. Real Life Rewards are worth up to $0.01 apiece at redemption, so $10,000 in annual debit card spending could net you a cool $50.There's a catch: Fifth Third World Debit Mastercard has a $3.95 … [Read more...]
Avianca Vuela Visa® Card Review
The Avianca Vuela Visa® Card is an airline rewards credit card with a $149 annual fee. Its rewards program is designed with frequent Avianca fliers in mind, and to a lesser extent, folks who drive and buy groceries often.Avianca isn't particularly well known in the United States, but it has a dense route network in Central and South America. If you regularly fly to Latin American countries such as Colombia and Costa Rica, you need to give this card a closer look. Plus, as a member of the Star Alliance, Avianca's loyalty currency (LifeMiles) are redeemable with about two dozen airlines … [Read more...]
