You love hanging out, but there’s always that one person in your social group who wants to talk about what’s in your wallet. Whether it’s constantly asking about your financial status or pressuring you to blow your budget, financial “frenemies” can have a serious impact on your bottom line. When friends negatively affect your spending habits, it might be time to make a change or lay down a few social ground rules when it comes to talking about money.
It seems as if the world has almost forgotten the art of letter writing. The Pew Research Center found that 75% of cellphone owners text, which means you’re probably more likely to get a birthday note from a friend on your smartphone – not in your mailbox. Although communication has become overwhelmingly digital, there are still times when a personal handwritten note is much more appropriate.
In the children’s tale “Hansel and Gretel,” the two titular children leave a trail of breadcrumbs to find their way out of the forest and back home. And when you’re shopping in certain stores, you might be leaving your own little breadcrumbs behind for retailers to track your spending – even if you don’t intend to.
But this isn’t child’s play – some retailers carefully track shopping habits as a way to offer new products, learn more about their customers, and even adjust prices. Both brick-and-mortar and online retailers have systems in place to scour for useful information that increases their chance for revenue.
When Valentine’s Day approaches, we’re all hit with a barrage of commercials for restaurants, flowers, lingerie, and even edible bouquets. But if you’re short on cash, the idea of a pricey dinner and a movie night may not have you feeling the love.
Let’s face it: The usual date for Valentine’s Day isn’t exactly groundbreaking. As such, all of the restaurants in town are likely to be crowded – and good luck finding a good seat at the movie theater. So, what if, instead of spending your special day waiting for a table and rushing to get to the cineplex, you did something a little offbeat? You can fight fewer crowds, save yourself some coin, and impress your Valentine with something refreshingly different.
If you’ve ever needed to purchase skin care products from any drugstore, you know they can cost a fortune. Even brands that tout themselves as lower-priced options can have you forking over $20 for a tube of moisturizer.
What I’ve found to be the most effective skin care treatment plan is actually a combination of DIY treatments and frugal skin care options – not pricey department store products that promise a lot and deliver a little. Of course, everyone’s skin is different, so yours might not respond to the lotion that your friend raves about. Determining proper skin care requires a bit of trial and error, but with enough experience and understanding of ingredients, you can create a skin care routine that benefits your unique tone and type.
Buying clothes can be both a necessary evil and an expensive pastime. Annual American spending on clothing and accessories tops $250 billion, with global spending at $1.2 billion, according to data compiled by Statistic Brain. Chances are, if you’re an average American, a portion of your paychecks goes to clothing, shoes, and accessories. After all, you can’t show up to work wearing your old ripped jeans.
But what if instead of lining the pockets of clothing designers, manufacturers, and retailers, you kept more cash in the bank while giving your clothes new life? Instead of getting rid of damaged garments and buying something new, see if the stuff in your closet can be fixed, altered, or repurposed.
The case for thrift store shopping is a strong one: You can score great pieces on the cheap while doing your part to help your community and decrease your own environmental impact.
But while thrift shopping might make you feel your best, secondhand clothes don’t always make you look your best. Clothes that are worn, faded, out-of-season, and just plain cheap can give your secondhand secret away.
Therefore, it is important that you do your best to make the most of your thrift store finds. By ensuring that you select quality pieces and take proper care, you can fool anyone into thinking that you bought your outfit at the mall, just like everyone else.
The high heel wasn’t originally created as an accessory to wear with pencil skirts. In fact, according to Ancient Origins, the first heels – as depicted on a 9th century Persian bowl – were created for male horse riders as a way to stop their feet from slipping from stirrups. Of course, at some point in the 1600s, women adopted the trend and the rest, as they say, is history. From tiny kitten heels to sky-high platforms, high heels have been a staple in female wardrobes for centuries.
Though styles shift now and then as the times change, the characteristics of a well-dressed man generally remain classic. Of course, not every man has the essential pieces in his closet.
From a well-cut suit to the perfect polo, your wardrobe might be in dire need of a few pieces that can make it truly timeless. By investing in those essential items, you can ensure that you’re well-dressed and outfitted for just about any occasion.
There are some instances in which you can’t help but to pay a premium for a product or service. In fact, paying more sometimes nets you better quality, faster service, or the best care.
But savvy consumers know that you don’t always get what you paid for. Unfortunately, sometimes you get a lot less.
Skirt or slacks? Tights or bare legs? Sandals or pumps? These are the questions you might find yourself asking each morning as you select work attire. And, depending on the dress code your company enforces, you could be spot on – or woefully off-base in your fashion choices.
According to a survey by Salary.com, only 55% of workplaces have a dress code. If your new employee orientation didn’t cover it, contact HR to ask about the official policy. Even if your orientation manual tells you to dress “business casual,” though, what exactly does that mean? What is acceptable – and what isn’t?