Kalen Smith
Ally Bank was started in 2009 by a bank holding company, Ally Financial, as an online retail bank. Ally Financial states that when it launched Ally Bank, the intention was to offer low fees by reducing the costs of maintaining a physical location.
Furthermore, the bank set out to provide customers with 24/7 support, as well as the flexibility to move their money at any time. Since its inception, Ally has quickly grown to become a well-respected financial institution by many customers, and was even hailed as one of the “five great Internet banks” in 2011 by PC Magazine.
Many people accept 
Can’t afford a trip to the dentist? You’re not alone. The cost of dental care has consistently risen by nearly twice the average 
Many investors want to diversify their holdings in order to limit their exposure to risk. However, most individual investors cannot afford the fees and commissions necessary to take large positions in a number of individual securities. Fortunately, they can take advantage of mutual funds.
In less than two decades time, the Internet has changed our lives immeasurably. Among altering nearly every other aspect of our lives, from shopping, to communication, to receiving news, the Internet has affected the way business has evolved. Many established businesses and start-ups have made millions off of the Internet, and many more hope to do the same.
Credit rating agencies have been around for the better part of the 20th century, and have played a key role in the financial world by providing ratings on the creditworthiness of 
Standard and Poor’s (commonly known as S&P) is one of the most prominent financial intelligence companies in the world. 
Working with a business partner drastically changes the dynamics of running a business. A great business partner can add a lot to a venture. On the other hand, entrepreneurs can also benefit from going solo when the alternative means an incompatible partnership or working with a partner who doesn’t have the right skill set or experiences necessary for success.
The Dow Jones Industrial Average (DJIA) is an index of 30 of the largest publicly owned, U.S.-based companies and has been an economic force for over a century. It is also one of the most widely used indexes and plays a fundamental role in the stock market and the way people manage their income and investments.
Running a business is very risky. In fact, an estimated 49% of businesses fail within their first five years and approximately 30% of businesses don’t even make it through the first two years. Some industries are particularly risky and have even higher failure rates. For example, about 61% of independent restaurants don’t make it through their first three years, and the failure rate for technology startups is about three times higher than that of all other businesses.
Let’s face it. Recessions are difficult. You’ll know this best if you’re out of work and looking for a job.
The conventional wisdom is to go to college, though a college education is by no means a prerequisite to success. That said, it has been considered a great asset and may open doors otherwise closed to non-college graduates.
If you’ve heard the term “junk bonds” before, you might think that they are worthless. But the proper term for “junk” in this sense is “high-yield” and they are not necessarily a bad investment. Investing is all about risk and return. High-yield 
Most economists talk about where the economy is headed – it’s what they do. But in case you haven’t noticed, many of their predictions are wrong. For example, Ben Bernanke (head of the Federal Reserve) made a prediction in 2007 that the United States was not headed into a recession. He further claimed that the stock and housing markets would be as strong as ever. As we know now, he was wrong. 
Bait-and-switch is a term for a scam where a business advertises a great product or service for a low price. When prospective customers attempt to buy the product or service, however, they find out that the product is not available. The business uses this opportunity to try to sell customers a more expensive product instead.