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Home Authors Posts by Kalen Smith

Kalen Smith

Kalen Smith has written for a variety of financial and business sites. He is a weekly contributor for Young Entrepreneur and has worked as a guest blogger on behalf of Consumer Media Network. He holds an MBA in finance from Clark University in Worcester, MA.
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What Is Deflation – Definition, Causes & Effects

Many people accept inflation as a fact of life. However, under certain economic situations, the opposite phenomenon actually takes place, and is known as "deflation."Deflation is the reduction of prices of goods, and although...
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How to Get Affordable Dental Care Without Insurance

Can't afford a trip to the dentist? You're not alone. The cost of dental care has consistently risen by nearly twice the average rate of inflation over the past half-century. In addition to rising...
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What Is a Mutual Fund – Definition, Types, Pros & Cons

Many investors want to diversify their holdings in order to limit their exposure to risk. However, most individual investors cannot afford the fees and commissions necessary to take large positions in a number of...
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History of the Dot-Com Bubble Burst and How to Avoid Another

In less than two decades time, the Internet has changed our lives immeasurably. Among altering nearly every other aspect of our lives, from shopping, to communication, to receiving news, the Internet has affected the...
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History of Credit Rating Agencies and How They Work

Credit rating agencies have been around for the better part of the 20th century, and have played a key role in the financial world by providing ratings on the creditworthiness of bonds and other...
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What Is S&P? Understanding Standard & Poor’s Credit Ratings

Standard and Poor's (commonly known as S&P) is one of the most prominent financial intelligence companies in the world. S&P is a division of the McGraw-Hill Companies and has more than 150 years of experience...
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How to Find the Right Business Partner – Pros & Cons

Working with a business partner drastically changes the dynamics of running a business. A great business partner can add a lot to a venture. On the other hand, entrepreneurs can also benefit from going...
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What Is the Dow Jones Industrial Average (DJIA) – Stock Market Index

The Dow Jones Industrial Average (DJIA) is an index of 30 of the largest publicly owned, U.S.-based companies and has been an economic force for over a century. It is also one of the most...
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The Real Reasons Why Companies & Business Startups Are Failing

Running a business is very risky. In fact, an estimated 49% of businesses fail within their first five years and approximately 30% of businesses don't even make it through the first two years. Some...
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Top 10 Recession Proof Jobs – Do They Exist?

Let's face it. Recessions are difficult. You'll know this best if you're out of work and looking for a job.But even if you're employed, you may still feel anxiety about losing your job or...
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What Are High-Yield Junk Bonds – Definition, Pros & Cons of Investing

If you've heard the term "junk bonds" before, you might think that they are worthless. But the proper term for "junk" in this sense is "high-yield" and they are not necessarily a bad investment....