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When it comes to the tenets of proper investing and personal finance, some rules have been discussed so often that even non-experts know them: Do not get deep into debt, save money for a rainy day, buy life insurance, and do not try to day trade. There is one rule, however, that is considered the granddaddy of all investing maxims: Diversify your investment portfolio. Or as the saying goes, "Do

Most economists talk about where the economy is headed - it's what they do. But in case you haven't noticed, many of their predictions are wrong. For example, Ben Bernanke (head of the Federal Reserve) made a prediction in 2007 that the United States was not headed into a recession. He further claimed that the stock and housing markets would be as strong as ever. As we know now, he was
Recent Articles in Investing
IRS Tax Form 1099-DIV – How Are Dividends Taxed?March 1, 2013
Many investors choose to invest in dividend-bearing stocks, or mutual funds focusing on dividend payers, as part of their portfolio. And those dividends can pay off in a major
Should Social Security Be Privatized? – Pros & ConsFebruary 6, 2013
In 1998, conservative think tank The Heritage Foundation reported that an average American household of two earners with a combined income of $52,000 would pay a total of $320,000
How Much to Save for Retirement – Are You on Track? (Infographic)December 3, 2012
401k's. IRAs. Roth accounts. Early-withdrawal penalties. Educating yourself about the various retirement plan options is intimidating, and figuring out how much you should be
Why the Stock Market Could Crash at Any Time – Investors, BewareOctober 22, 2012
As the country prepares for the presidential election, there is one talking point President Obama's team may use often. During his term, the stock market has regained the losses
What Is a Mortgage REIT (mREIT) – Definition, Risks & SuitabilityOctober 12, 2012
Publicly traded REITs (real estate investment trusts) have attracted growing investor interest lately, thanks to their high dividends. While a large cap stock rarely pays a
Early Retirement Extreme: Can You Really Retire in 5 Years?October 8, 2012
How long do you need to work to retire? Fifty years? Forty? On the contrary, you may actually be able to retire in only five years. This is the message of Jacob Lund Fisker, who
Refinancing Your Mortgage Close to Retirement – Options & CostOctober 3, 2012
Record-low mortgage rates have been generating an avalanche of refinance applications, but if you're age 55 or older, you need to seriously consider refinancing in the context of
How to Invest Like Warren Buffett – 5 Key PrinciplesSeptember 12, 2012
Warren Buffett's investing principles have earned him the moniker of the "world's greatest investor." It is a nickname that Buffett himself chuckles at, but when you are worth
7 Keys to Achieve Financial SuccessSeptember 7, 2012
"What should I do?" Over the years, I've been asked innumerable times by people for advice about investments, insurance, and other financial matters in the hope that there is a
What Are Restricted Stocks & Restricted Stock Units (RSUs)August 28, 2012
Restricted stock and restricted stock units (RSUs) have become a popular choice for many firms that wish to reward employees with a share of ownership in the company without the
Reviews in Investing
Personal Capital Review – Online Financial Advisor & Account AggregationAugust 27, 2012
These days, many American families have a bewildering array of financial accounts. Between checking and savings accounts, credit card accounts, insurance companies, money market
Wealthfront Review – Your Online Financial Investment AdvisorJuly 11, 2012
Wealthfront is an online financial advisory firm that provides a low-cost way for people to diversify their investments among a variety of asset classes according to the precepts
August 11, 2011
Let's take a look at a relatively new player in the world of discount brokerage firms: tradeMONSTER. Aside from an attention grabbing name, tradeMONSTER offers multiple
Vanguard Brokerage Review – Retirement Funds & InvestmentsJune 19, 2011
Vanguard is one of the most renowned online stock brokerages out there today. Founded by John C. Bogle, the creator of the first index fund, Vanguard's investing philosophy is
Interactive Brokers ReviewJune 15, 2011
There once was a time when you had to go through a brick-and-mortar broker to invest in the stock market. This broker would charge you exorbitant commissions on simple trades that



