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Amy Livingston

Amy Livingston is a freelance writer who can actually answer yes to the question, "And from that you make a living?" She has written about personal finance and shopping strategies for a variety of publications, including,, and the Dollar Stretcher newsletter. She also maintains a personal blog, Ecofrugal Living, on ways to save money and live green at the same time.
customers and bank tellers inside the bank

4 Different Types of Bank Accounts Explained

Choosing your first bank account isn’t always simple. There are loads of new bank account offers to choose from, each promising different features and perks. How can you tell which one is right for you? Learn about the different types of bank accounts and the key benefits and drawbacks of each.
Reuse Centers Architectural Salvage Stores

How to Shop at Reuse Centers & Architectural Salvage Stores to Save on Home...

One way to cut home improvement costs is to shop at reuse centers and architectural salvage stores, which sell salvage and surplus home construction materials at a fraction of their retail cost. The savings can be substantial. But it’s not right for everyone.
Buy Refurbished Electronics

Should I Buy Refurbished Electronics? – How It’s Different From New & Used

“Refurbished” isn’t just another word for “used.” Refurbished electronics are used, returned, or unboxed devices the seller has checked for problems and fixed to run like new. But are they a good deal? As with many things, the answer is: It depends.
Credit Monitoring Woman Computer

9 Best Credit Monitoring Services – Free & Paid

The three major credit bureaus and several other companies offer paid credit monitoring and identity theft protection. These services don’t always come cheap, but some provide excellent value and there are several free alternatives. Here are the best credit monitoring services to consider.
Garage Sale Sign Wooden Text

6 Garage Sale Setup Tips to Best Display Your Items & Make More Money

No matter how much good stuff you have at a garage sale, it won’t bring in shoppers if you don’t have an attractive and accessible presentation. To draw people in, use these tips to show off your pieces so effectively their first glimpse is enough to convince them your sale is worth a closer look.
Wine Glass Luxury

Luxury Items for Less: 7 Affordable Alternatives to Luxury Goods

Sometimes, you get what you pay for. But sometimes, spending more doesn’t get you anything in return. That’s often the case with these luxury items. And you can save big money buying alternatives that offer the same look or performance at a much more affordable price point.
Scam Alert Sketch Pen Desk Keyboard

7 Home Utility Company Scams to Beware Of (Water, Electric & Gas)

Utility company scams come in a variety of forms, and plenty of people fall for them. Knowledge is key to keeping your money and your personal information safe. Guard yourself against utility company scammers by knowing the tricks they play and how to resist them.
Hands Holding Heart Hands Donation

16 Charities & Nonprofits Providing COVID-19 Relief (Highest-Rated)

The COVID-19 pandemic has turned life upside down. The one-two punch of the pandemic and recession has caused widespread suffering as people worry about their health and finances simultaneously. You can help by donating to one of these top charities for COVID-19 relief.
Garage Sale Price Tag Stickers Various Denomination

7 Tips for Garage Sale Pricing to Maximize the Value of Your Items

You can’t have a successful garage sale if you’re driving customers away with high or unclear prices. You need attractive prices that are clear upfront to persuade buyers to open their wallets. It takes planning and a little research, but these tips can make it easier.
Thousand Dollars 100 Bills

8 Ideas to Make & Save an Extra $1,000 Fast (in Just One Month)

When you’re living paycheck to paycheck, starting an emergency fund can be tough. But for most people, creating a $1,000 initial emergency fund is an achievable goal. With a little effort, you can even create one in a month or less. And there are many strategies you can use to make it happen.
Pay Day Money Tag

14 Best Paycheck Advance Apps to Help You Make It to Payday

Many American workers have trouble making ends meet, which is why payday loans are such big business. Today’s popular personal finance apps that give you access to your paycheck a few days early may offer a better alternative. Here are the best paycheck advance apps to help you make it to payday.
Gender Pay Gap

Gender Pay Gap – Negative Effects of Inequality & How to Fix Wages

The wage gap between women and men is a problem. It contributes to poverty for women and families and holds the entire economy back. And because the roots of the problem are complex, there’s no simple solution to fix it. Read about some ideas for how to close the gender pay gap — and why we should.