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Home Authors Posts by Amy Livingston

Amy Livingston

Amy Livingston is a freelance writer who can actually answer yes to the question, "And from that you make a living?" She has written about personal finance and shopping strategies for a variety of publications, including,, and the Dollar Stretcher newsletter. She also maintains a personal blog, Ecofrugal Living, on ways to save money and live green at the same time.
Christmas Holiday Shopping List Notepad Laptop

10 Ways to Shop for a Cause and Give Back This Holiday Season

‘Tis the season for shopping. After all, what is the holiday season for if not the joy of giving? And many people also want to set aside some funds for charitable giving. But even if your coffers are running low, these tips can help you support good causes this holiday season.
Heat For House Radiator Energy

How to Get Help With Heating Costs Through LIHEAP – Eligibility & Benefits

The Low Income Home Energy Assistance Program (LIHEAP) provides financial assistance to low-income households to help them pay for heating in the winter and home cooling in the summer. But funds are limited. Find out whether you qualify and how to apply.
Young Couple Opening Christmas Gift

23 Best Christmas Gift Ideas for Your Boyfriend (on Every Budget)

Finding the perfect gift for your man can be a challenge. Fortunately, you already have the information you need to pull it off. If you’re not quite sure how, these holiday gift ideas can help get you started. And they’re spread across the price spectrum, so there’s one to fit every holiday budget.
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5 Ways to Save Money on Holiday Gifts for Your Friends & Family

Budgets and diets have one thing in common: We tend to go a little crazy once the holiday decorations go up and break both. One way to reduce post-holiday stress is to cut back on gift spending. A few sensible steps can help keep your expenses in line.
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Composting 101: How to Make Compost & Fertilizer at Home

Many people think it’s impossible for them to compost at home. But composting is an incredibly versatile process, and it doesn’t have to take a lot of time, space, or money. No matter which of those resources you’re short on, there’s a composting method out there that can work for you.
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25 Thanksgiving Potluck Food Dishes & Recipe Ideas (Budget-Friendly)

To help save money and reduce labor over Thanksgiving, many hosts ask guests to bring dishes to share the burden and cost. But if you’re only bringing one dish to the table, you want it to wow without breaking the bank. Try one of these budget-friendly Thanksgiving potluck recipes.
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12 Elder Fraud Scams That Target Senior Citizens – How to Stay Protected

Seniors lose tens of billions of dollars to scams each year. To protect yourself and your loved ones from fraud, it helps to know what to look out for. Here are 12 of the most common financial scams that target seniors.
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9 Best Online Will Makers of 2020

Coping with the death of a family member is difficult at the best of times. But if that person died without a will, it can be an absolute nightmare. The only way to spare your friends and relatives from this situation is to make a will. These inexpensive online will-makers make it easy.
Christmas Tree Holiday Budget Planning Expenses

How to Create a Holiday Budget & Stick to It – Strategize Your Spending

The silver bells of the holiday season certainly take their toll on your wallet. In a November 2019 Gallup poll, Americans said they expected to spend an average of $942 on holiday gifts. A...
Money Hanging On Christmas Tree Pin Line Hundred Dollar Bills

20 Ways to Save Money During the Holiday Season – Tips & Ideas

The holidays may be “the most wonderful time of the year,” but they’re also the most expensive. If the high price tag is turning your holiday cheer into holiday stress, here’s some good news: There are ways to save on every item on your holiday to-do list.
Fair Debt Collection Practices Act

How to Deal With Creditors & Bill Collection Agencies and Protect Yourself

If you're being hounded by debt collectors, you're not helpless. There's a federal law that protects you from being harassed by debt collectors, even if you can't pay back the money. Here's what you need to know about what debt collectors can and can't do and how to protect your rights.
College Education Career Major Field

18 Great Career Fields for the Future (Next 10 Years)

It’s common to hear adults urging young people to follow their passion. But increasingly, career experts recommend a different approach: Instead of pursuing your passion, try to develop a passion for a lucrative job you can do well. Which of these well-pay, fast-growing fields is right for you?