Advertiser Disclosure

Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. does not include all credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others.

Home Authors Posts by Amy Livingston

Amy Livingston

Amy Livingston is a freelance writer who can actually answer yes to the question, "And from that you make a living?" She has written about personal finance and shopping strategies for a variety of publications, including,, and the Dollar Stretcher newsletter. She also maintains a personal blog, Ecofrugal Living, on ways to save money and live green at the same time.
Missing Money Puzzle Dollar Bill

9 Places to Find Missing Money – How to Search for Unclaimed Funds

If you've ever put on a jacket you haven't worn in a few weeks and discovered a $10 bill in the pocket, you can probably remember the thrill you felt at the discovery. It's...
Scam Wooden Blocks Letters

7 Government Imposter Scams to Watch Out For

Pretty much every successful scam depends on misplaced trust. To get money out of you, scammers have to get you to trust them, and one of the quickest ways for them to do that is...
Budget Planning Coffee Strategy Budgeting Financial Goals

4 Budgeting Alternatives to Meet Your Financial Goals

If you've ever searched for advice on how to meet your financial goals, there's one tip you've probably heard over and over: You need to make a budget. No matter what you're trying to do - get...
Cooking Ingredients Chopping Peeling Chefs

15 Healthy Food Substitutions to Save Money in Your Home Recipes

You've decided to save money by cooking more meals at home instead of eating out all the time. On your first night, you're off to a good start, halfway through a brand-new soup recipe,...
Pantry Challenge Boxes Jars Woman Staring

The Pantry Challenge – What It Is & How to Save Money With It

Here's a story that might sound familiar to you. It's the last week of the month, and you only have a few bucks left to buy food. You've looked for ways to stretch your grocery...
Selling Your Stuff Taking Photos

Amazon vs. eBay – Which Is Better for Selling Your Stuff Online?

If you're looking for ways to pick up a little extra cash, it's probably crossed your mind to try going through your closets looking for old stuff you can sell. Unused clothing, jewelry, collectibles,...
Senior Using Laptop On College Campus Learning Back To School

Free & Cheap College Classes for Senior Citizens (By State & University)

Many people look forward to retirement as a time to travel, garden, play golf, or visit their grandchildren. Others have no definite plans beyond a vague idea about "relaxing." When they leave work, they...
Stuffed Animal Stethoscope Wooden Blocks

Children’s Health Insurance Program (CHIP) – Coverage & How It Works

In 1996, 10.6 million American children - one out of every seven kids in the country - had no health insurance, according to a report from the Census Bureau. For kids from low-income families, the numbers...
Counting Dollars Hands Cash

How Much Does Your Job Really Pay? – Calculating Your Hourly Wage

If you're like most Americans - about 70%, according to a 2017 Gallup poll - you're not that happy with your current job. Maybe you've fantasized about quitting to do something more satisfying, like starting a...
Stop Child Identity Theft

How to Prevent & Avoid Child Identity Theft – Protection For Your Kids

Picture this: One day, you're going through your mail, and you find a summons for jury duty. The funny thing is, it's not for you; it's for your child, who's only 8 years old....
Starter Home Keys Concrete

Should You Buy a Starter Home as a First-Time Home Buyer?

Shopping for your first home can be a bit discouraging, especially in a hot housing market like Boston or the San Francisco Bay Area. In these areas, even modest single-family homes commonly sell for...

6 Ways Pinching Pennies by Being Cheap Can Cost You Dollars

When you're living on a tight budget, you get in the habit of pinching pennies wherever you can. You switch off lights in any room you aren't in, drink only tap water, and always...