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Home Authors Posts by Christy Rakoczy

Christy Rakoczy

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Christy Rakoczy earned her undergraduate degree from the University of Rochester and her Juris Doctorate from UCLA School of Law. She is currently a full-time writer who writes both textbooks and web content related to personal finance and the law. She and her husband and two dogs split their time between Florida and Pennsylvania.
Best Streaming Media Services

Choosing the Best Streaming Media Services & Devices

With thousands of television channels at your fingertips, it's hard to imagine that there was a time when we had just a handful - and you had to stand up to change them. Unfortunately,...
Home Appraisal Tips Process Checklist

What Is a Home Appraisal – Tips & Process Checklist

When applying for a mortgage to purchase a new home or refinancing your existing mortgage, you have to be ready to jump through some hoops. It can be a difficult and time-consuming process to...
Cafe Fuel Efficiency Standards

Will the New CAFE Fuel Efficiency Standards Save You Money?

When shopping for a car, one major factor to consider is fuel efficiency. With rising gas prices, this is an especially important issue for most consumers. Although some cars advertise that they are more...
Divorce Costs Types

How Much Does a Divorce Cost? – Types & Ways to Save

Divorce can be emotionally devastating, but the emotional costs may be nothing compared to the financial ones. First Wives World estimates that the cost of divorce ranges between $10,000 and $20,000, with the average...
Skills Based Functional Resume Template

Skills-Based Functional Resume – Examples, Template & When to Use One

When you are looking for a new job, it is imperative to write a great resume to get your foot in the door. Many people automatically create a chronological resume, in which they list...
Reasons Shouldnt Refinance Credit Card Debt

5 Reasons You Shouldn’t Refinance a Mortgage to Pay Credit Card Debt

Everyone knows that credit card debt is "bad" debt due to the high interest rates on most consumer credit cards, while mortgage debt is often described as "good" debt. But sometimes the distinction between...
Timeshare Presentation Free Vacation

Attending a Timeshare Presentation for a Free Vacation – Good Idea?

Have you been invited to attend a timeshare presentation? Perhaps you've been offered a steal of a vacation deal - the only catch is that you have to attend a mandatory timeshare meeting. Buying...
Incorporate Business Types Costs Process

How to Incorporate a Business – Types, Costs & Process

Incorporating a business can be a great way to save money on annual taxes, in addition to the protection it offers you from liability - and if you want your business to have a...
Buy Cheap Furniture

How to Buy Cheap Furniture & Accessories for Your Home

Buying a home can be a dream come true, as it gives you the chance to put your personal stamp on your space and to create a haven for yourself and your family. Unfortunately,...
Force Placed Insurance

What Is Force-Placed Insurance Coverage – Why You Should Avoid It

The vast majority of home buyers use some type of mortgage loan to pay for their home. If you are one of them, then you likely know how much paperwork and fine print is...
Buy Original Art Paintings

How to Buy Original Art & Paintings on a Budget

When it comes to using art as decor in your home, you have a number of choices. You can hang prints or posters, which are essentially photographs of famous works of art. You can...
Cosigning Student Loan Risks

Cosigning for a Student Loan – Risks to Consider

In the United States, it may seem impossible to be a student without student loans. Even state college tuition can costs tens of thousands of dollars, while private college tuition at some top schools...