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David Bakke

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David started his own personal finance blog, YourFinances101, in June of 2009 and published his first book on ways to save more and spend less called "Don't Be A Mule..." Since then he has been a regular contributor for Money Crashers. He lives just outside Atlanta, GA and most all of his free time is taken up by his amazing three year old son, Nicholas.
Debt Happened Learned Way Out

Debt Happened to Me – Here’s What I Learned on the Way Out

I am working with Marcus by Goldman Sachs™ to help spread the word about Marcus loans. Debt can happen to anyone. I'm living proof. My debt story began when I got my first credit card. For various...

American Express National Bank Review – Savings Account & CDs

The savings offers that appear on this site are from companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in...

BillGuard Review – Protect Your Credit Cards From Fraud

When it comes to managing your money, verifying your credit card and debit card statements is an important part of the process. But how many of us really do this on a consistent basis?...
Top Companies Worst Customer Service

Top 5 Companies with the Worst Customer Service

In this day and age, where competition seems to be fierce in just about all of the retail service-oriented industries, it is beyond me how so many companies just fail to get things right....
Diy Car Maintenance Tips Checklist

8 DIY Car Maintenance Tips You Can Handle – Checklist

In trying to live a more frugal life, I'm getting better at handling projects that I used to pay professionals to do. In addition to home improvement projects, I've learned that I can save...
woman complaining on phone bills

Who You Gonna Call: 6 Phone Calls to Lower Your Monthly Bills & Expenses

I don't like calling companies that supply my home services. Nor do I like pressing ten buttons just to get to the right machine and ten more to get to the right person. I...

Kohl’s Charge Card Review – Get Coupons & Discounts

When the first Kohl's department store opened in my city, it failed to capture my attention.  They have very few signs outside, and it was years before I even knew what kind of store...

DIRECTV Review – Promotions for Satellite Television Channels & Packages

When it comes to the world of cable/satellite TV, I am a firm believer in "jumping around." Switching from one provider to another is usually pretty easy and can save you a great deal...
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7 Things You Should and Shouldn’t Buy from a Pawn Shop

Unless you're independently wealthy, you probably look for ways to save money as often as you can. Shopping online for discounts is one great way, saving money on groceries, utility bills and car insurance...

Zions Bank Review – High Interest Savings, Checking & Money Market Accounts

Recently, I've been looking to switch banks and find a new partner to support my banking needs. For now, I'm searching for a personal account, but eventually, I'll need business banking solutions as well....

Quicken Loans Review – Best Mortgage Refinance Rates for Home Loans

Recently, I've been looking into options for refinancing my home mortgage in order to save some money. As part of my research, I decided to take an in-depth look at Quicken Loans, a site you've probably heard of...

Fannie Mae’s Know Your Options – Get Mortgage Help & Learn How to Avoid...

This post brought to you by Fannie Mae. All opinions are 100% mine. If the ongoing economic downturn has led to unemployment or a general decrease in your income, you're probably struggling to meet your monthly...