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Kiara Ashanti

Kiara Ashanti is a former financial advisor, securities trader, and writer in Central Florida. He has written for Black Enterprise Magazine, Active Trader Magazine, and Atlanta Post, and has even appeared on The Oprah Winfrey Show. Kiara covers the areas of business, investments, and personal finance.
Property Ownership Types

5 Types of Property Ownership – Which Is Best for You?

A lot of focus is placed on acquiring assets and security by advancing your career and making wise financial investments. However, what is often overlooked is how these assets are titled and the effect...
Wealth Replacement Trust

How to Benefit From a Wealth Replacement Trust

While a charitable remainder trust (CRT) can be an excellent tool for charitable giving and estate planning, a wealth replacement trust is sometimes a better option. When you establish a charitable remainder trust, you...
Stock Market Crash Any Time Investors

Why the Stock Market Could Crash at Any Time – Investors, Beware

As the country prepares for the presidential election, there is one talking point President Obama's team may use often. During his term, the stock market has regained the losses endured at the end of...
Family Limited Partnership

What Is a Family Limited Partnership (FLP) – Pros & Cons

The U.S. could experience some rather drastic tax changes in the near future. For instance, if the so-called Buffett Rule passes, capital gains taxes would increase from 15% to 30% for those with incomes...
Insurance Policies Aid Estate Planning

3 Insurance Policies to Aid in Estate Planning

When it comes to estate planning, the focus usually rests on methods to avoid probate court and minimize tax assessments against your estate. Other priorities are the issues of ensuring that your assets are...
Avoid Probate Definition Process

What Is Probate – Definition, Process & How to Avoid It

There are few things as traumatic as dealing with the death of a parent, sibling, or spouse. It is a reality that we will all face at some point in our lives, and when...

The Myth of Investment Diversification & Why Mutual Funds Are Bad

When it comes to the tenets of proper investing and personal finance, some rules have been discussed so often that even non-experts know them: Do not get deep into debt, save money for a...
Charitable Remainder Trust

What Is a Charitable Remainder Trust – Definition, Rules & Taxation

In popular media, there is a fascination with the differences between everyday Americans and the wealthy. However, in reality, the rich and the average American often use their money in the same ways. The...