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Home Authors Posts by Sarah Graves

Sarah Graves

Sarah Graves, Ph.D. is a freelance writer specializing in personal finance, parenting, education, and creative entrepreneurship. She's also a college instructor of English and humanities. When not busy writing or teaching her students the proper use of a semicolon, you can find her hanging out with her awesome husband and adorable son watching way too many superhero movies.
Fathers Day Gift Daddy And Me Picture Diy Tie

40 Father’s Day Gift Ideas for New or Expecting Dads (on Every Budget)

While new moms and babies garner the majority of attention and gifts, once Baby’s born, dads find themselves in the parenthood trenches too. From late-night feedings to Gymboree classes to diaper changes, Dad’s going to need just as much gear as Mom. And there’s a gift for him at any price point.
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40 Best Unique Father’s Day Gift Ideas (on Every Budget)

On a typical Father’s Day, you probably celebrate all the dads in your life with a Father’s Day outing. But this year, the pandemic is putting a crimp in those plans. Fortunately, there are ways you can safely celebrate the dads and grandpas in your life — regardless of your budget.
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15 Jobs That Qualify for Student Loan Repayment & Forgiveness Programs

Student loan debt can be a huge burden on new graduates just starting out in their careers. Fortunately, there are programs to help with repayment, including forgiveness, cancellation, and loan repayment programs (LRPs) specific to your chosen career. See which ones you might qualify for here.
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10 Money Lessons Kids Can Learn From Developing Organization Skills

For many frazzled parents, just the thought of getting kids to organize their stuff is laughable. But it can teach children valuable money lessons, which are crucial to learn when they’re young. Find out how organization teaches kids about finance — and how on earth you can get them on board.
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26 Creative Ideas for a Romantic Date Night at Home (on a Budget)

We've all heard that regular date nights are important to keep a marriage healthy and strong. Yet these days, everyone is busy, tired, and overspent. Add kids to the mix, and it only gets...
Surprise Gift For Dad From Daughter Toddler Girl

40 Father’s Day Gift Ideas That Kids Can Make – DIY Arts & Crafts

There’s nothing quite as meaningful to parents as receiving a homemade gift. Whether you’re looking to keep things inexpensive or give Dad something especially thoughtful this Father’s Day, a handmade gift helps you show how much you care — whether you’re 3 or 33.
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Should I Use Crowdfunding to Help Pay for Personal Needs & Expenses?

Catastrophic events like severe illness, a death in the family, natural disasters, and unemployment have the power to devastate even well-off families financially. Crowdfunding allows people who are unable to manage an expense to turn to their communities for help. But is it a good solution?
Mothers Day Gifts From Kids Children Daughter

40 Mother’s Day Gift Ideas That Kids Can Make – DIY Arts & Crafts

Whether you’re strapped for cash or just want to let kids participate in the Mother’s Day gift giving, a DIY present is always a welcome treat. From soaps and salt scrubs to home-baked goodies or practical kitchen and gardening tools, there’s a DIY on this list for kids of all ages.
Student Loan Forgiveness Post It Marker

Is Student Loan Forgiveness Worth It? – Pros & Cons

Not all borrowers are likely to benefit from student loan forgiveness. In fact, the majority aren’t. And there may even be some significant downsides to it. If you’re considering forgiveness as a way to manage your student loan debt, here’s what you need to know.
Pregnant Woman Gifts For Baby And Mom Balloons Shower

40 Push Presents on Every Budget – Great Gift Ideas for New Moms

When it comes to pregnancy, babies are usually the ones who take home the bulk of the presents. But new and expecting moms deserve a little something special too. If you’re looking to treat her and can’t spring for the ultimate gift — a night nurse — there are plenty of ideas at all price points.
Mothers Day Present Card Flowers Gift Box

40 Best Unique Mother’s Day Gift Ideas (on Every Budget)

Mother’s Day typically conjures images of brunch buffets and family gatherings. This year promises to be one of the most unique in living memory. But that doesn’t mean you can’t still shower Mom with love on any budget.
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How to Succeed as an Airbnb Host With Your Vacation Rental

Are you looking for a side gig with the potential to bring in several thousand extra dollars per year? Do you have a spare room in your home you aren't using, or are you frequently...