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Home Authors Posts by Sarah Graves

Sarah Graves

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Sarah Graves, Ph.D. is a freelance writer specializing in personal finance, parenting, education, and creative entrepreneurship. She's also a college instructor of English and humanities. When not busy writing or teaching her students the proper use of a semicolon, you can find her hanging out with her awesome husband and adorable son watching way too many superhero movies.
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9 Benefits of Working a Part-Time Job While in College

Working while in school has become the norm for college students. Although balancing a job with your studies can be difficult, there are several advantages to working while in school. Here’s a look at why working while in school can be beneficial for you.
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30 Best Jobs for College Students (Good Part-Time & Full-Time Options)

Working while in college is a reality for many students today, but thankfully, today’s gig economy and the prevalence of online jobs with flexible hours mean students aren’t limited to minimum wage incomes and strict schedules. Here are some of the best jobs to consider if you’re a college student.
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What to Do With Your Undergrad Student Loans Before Grad School

If you’re going to grad school, you probably have student loan debt left over from your undergrad degree. Ignoring it could be costly thanks to accruing interest and capitalization effects. Deciding on a plan to tackle this debt before heading back to school will help you save in the long run.
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28 Ways to Save on Cheap Halloween Costumes for Kids & Adults

In 2019, Americans spent $3.2 billion on Halloween costumes, often paying an average of $40 each. If you’ve got an entire family to buy for, that’s over $100. If the cost of costumes at the average retail store is beyond your budget, it’s time to look for ways to slash the expense.
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Your Options for Paying Back Federal Student Loan Debt

So you’ve graduated from college or graduate school and – like the vast majority of students – borrowed money to get your degree. Now what? Fortunately, most federal loans have a six-month grace period. You...
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Should You Refinance Undergrad Student Loans Before Grad School?

College is expensive, and grad school just means piling on even more debt. If you’re heading to grad school, you may be wondering how to reduce the overwhelming student loan debt. It starts with figuring out what to do with all those undergrad loans before taking on even more.
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Student Loans Explained – Understanding Types, Repayment & Deferment

Every year, millions of Americans enroll in colleges and universities, and about two-thirds of students borrow money to do so. If you’re considering a student loan or are already in student debt, it’s crucial to be well-informed. Read on for a guide to student loans, repayment, and deferments.
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Cosigning for a Student Loan – 15 Risks to Consider

Taking out federal student loans doesn’t require a co-signer. But it’s a different story for private loans. If your college student has maxed out their federal loan options and still needs more money, they may ask you to co-sign on one. But don’t sign on the dotted line without all the facts.
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How to Start a Home Vegetable Garden – Benefits & Tips to Save Money

Penny-pinchers and green thumbs alike often tout gardening as a way to save on groceries. Yet it’s equally possible to spend a small fortune on it. For example, William Alexander, author of “The $64...
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40 Father’s Day Gift Ideas for New or Expecting Dads (on Every Budget)

While new moms and babies garner the majority of attention and gifts, once Baby’s born, dads find themselves in the parenthood trenches too. From late-night feedings to Gymboree classes to diaper changes, Dad’s going to need just as much gear as Mom. And there’s a gift for him at any price point.
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40 Best Unique Father’s Day Gift Ideas (on Every Budget)

On a typical Father’s Day, you probably celebrate all the dads in your life with a Father’s Day outing. But this year, the pandemic is putting a crimp in those plans. Fortunately, there are ways you can safely celebrate the dads and grandpas in your life — regardless of your budget.
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15 Jobs That Qualify for Student Loan Repayment & Forgiveness Programs

Student loan debt can be a huge burden on new graduates just starting out in their careers. Fortunately, there are programs to help with repayment, including forgiveness, cancellation, and loan repayment programs (LRPs) specific to your chosen career. See which ones you might qualify for here.