4 Types of Insurance You Definitely Need & Others You Could...
We all need some kinds of insurance, but not everyone needs every type of insurance. What insurance should you always maintain to protect yourself from an emergency, and which can you skip? Read on to learn about the types of insurance to consider for your circumstances.
Does Life Insurance Cover Coronavirus (COVID-19)?
One of the many sources of uncertainty for Americans these days involves a form of financial protection people usually regard as a sure bet: life insurance. Millions of us are wondering whether life insurance covers deaths attributable to COVID-19. On that front, there’s good news and bad news.
Disability Insurance & Coronavirus (COVID-19) – Are You Covered?
The COVID-19 pandemic has upended daily life in ways scarcely imaginable to most of us. Among the many sources of trepidation for working Americans these days is whether their disability insurance will cover pandemic-related work loss. The answer is: It depends on the circumstances.
Term Life Insurance – What It Is and How It Works
Sadly, a long life isn’t in the cards for everyone. That’s why term life insurance factors into so many families’ long-term financial planning. But it’s not appropriate for everyone. To determine whether it’s right for you, learn more about who needs it and when it’s just not worth the cost.
Life Insurance Laddering – What It Is & Why It Makes...
Laddering your life insurance — carrying multiple policies with the same death benefit as a single longer-term policy — can save you money without sacrificing your beneficiaries’ security. But how does life insurance laddering work, and is it right for you?
How Much Life Insurance Do I Need? – Typical Coverage Amounts
How much life insurance do you need? It’s a hard question to answer because the answer isn’t constant over an entire lifespan. But because life insurance is cheaper when you’re young and healthy, mapping out your long-term life insurance needs now is essential. And it’s easier than you think.
How to Choose a Life Insurance Policy That’s Right for You...
Many people believe choosing and applying for life insurance is outlandishly difficult and time-consuming. While shopping for life insurance is no one’s idea of fun, it’s rarely a grueling ordeal. And it’s a lot easier when you understand what you need and how to get it.
Who Should I Make the Beneficiary of My Life Insurance Policy?
Choosing a life insurance beneficiary involves many considerations. Here’s what you need to know about who and what is eligible, succession rules for life insurance beneficiaries, what happens when your beneficiary designations conflict with your will, and possible adverse consequences for certain beneficiaries.
8 Common Life Insurance Myths Debunked
Life insurance can be a vital financial safety net for your spouse and children. But death is an uncomfortable subject, and misconceptions about life insurance make it easier for us to delay thinking about it. Learn the truth behind these myths today to better protect your family in the future.
What Is Travel Insurance and Do I Need to Buy It?
Have you ever cut a trip short due to an unexpected illness or accident? Found yourself delayed for hours or days due to inclement...
12 Best Renters Insurance Companies of 2020
My wife and I didn't open our first renters insurance policy until we were well into our 20s, when we began accumulating possessions other than...
Health Care Sharing Ministries: A Good Alternative to Health Insurance?
Americans are spending a bigger share of their income than ever on health care costs. According to a 2018 report by the Economic Policy...
