Is a High-Deductible Health Plan (HDHP) the Right Insurance for You?
Health insurance can be expensive, and there are many options with different cost structures. If you’re looking for a plan with a low monthly cost, a high-deductible health plan might be a good choice. Read on to learn when a high-deductible health plan makes sense and what you should watch out for.
7 Best Disability Insurance Companies of 2020 (Short-Term & Long-Term)
If you or your family rely on your employment income to make ends meet or support a lifestyle you’ve become accustomed to, disability insurance is nearly as important as life insurance. These disability insurance providers in particular are among the best for U.S.-based workers.
How to Get Affordable Medical Care Without Health Insurance
If you’re one of the millions of Americans with no coverage, you know your health care costs can be substantial. Many uninsured Americans go without necessary medical care because of it. To avoid becoming one of them, you need to find lower-cost sources of care your budget can handle.
What Is a Life Insurance Rider – Types & Cost
Life insurance can be a complicated product to buy, and basic policies often offer incomplete coverage. Adding life insurance riders to your policy can expand your coverage and give you and your loved ones more peace of mind. Which riders might you consider? Read on to learn more.
Workers’ Compensation & COVID-19 – What You Need to Know
Work-related COVID-19 illness is eligible for workers’ compensation — but determining whether an infection is eligible and whether it warrants a claim isn’t always clear-cut. If you’ve been diagnosed with the virus, find out what you need to know about filing a workers’ compensation claim.
13 Best Life Insurance Companies of 2020
According to LIMRA's 2018 Insurance Barometer, about 60% of Americans are covered by some form of life insurance. That leaves about 2 in 5...
What Is Renters Insurance Coverage and How Much Does a Policy...
What would it cost you to replace all of your worldly possessions? A renters insurance policy works much like a home or auto insurance policy and covers your belongings against losses from theft, fire, and other disasters. Learn what you can cover with renters insurance here.
Accidental Death & Dismemberment (AD&D) vs. Term Life Insurance
Many people buy life insurance to ease the financial burdens of their death on their family. But because not everyone can qualify for an individual policy, some people purchase an accidental death and dismemberment (AD&D) policy. What’s the difference, and should you get both? Find out here.
4 Types of Insurance You Definitely Need & Others You Could...
We all need some kinds of insurance, but not everyone needs every type of insurance. What insurance should you always maintain to protect yourself from an emergency, and which can you skip? Read on to learn about the types of insurance to consider for your circumstances.
Does Life Insurance Cover Coronavirus (COVID-19)?
One of the many sources of uncertainty for Americans these days involves a form of financial protection people usually regard as a sure bet: life insurance. Millions of us are wondering whether life insurance covers deaths attributable to COVID-19. On that front, there’s good news and bad news.
Disability Insurance & Coronavirus (COVID-19) – Are You Covered?
The COVID-19 pandemic has upended daily life in ways scarcely imaginable to most of us. Among the many sources of trepidation for working Americans these days is whether their disability insurance will cover pandemic-related work loss. The answer is: It depends on the circumstances.
Term Life Insurance – What It Is and How It Works
Sadly, a long life isn’t in the cards for everyone. That’s why term life insurance factors into so many families’ long-term financial planning. But it’s not appropriate for everyone. To determine whether it’s right for you, learn more about who needs it and when it’s just not worth the cost.
