8 Common Life Insurance Myths Debunked
Life insurance can be a vital financial safety net for your spouse and children. But death is an uncomfortable subject, and misconceptions about life insurance make it easier for us to delay thinking about it. Learn the truth behind these myths today to better protect your family in the future.
8 Best Disability Insurance Companies of 2021 (Short-Term & Long-Term)
If you or your family rely on your employment income to make ends meet or support a lifestyle you’ve become accustomed to, disability insurance is nearly as important as life insurance. These disability insurance providers in particular are among the best for U.S.-based workers.
Term Life Insurance – What It Is and How It Works
Sadly, a long life isn’t in the cards for everyone. That’s why term life insurance factors into so many families’ long-term financial planning. But it’s not appropriate for everyone. To determine whether it’s right for you, learn more about who needs it and when it’s just not worth the cost.
How to Purchase ACA-Compliant Health Insurance Through the Marketplace
If you’re shopping for health insurance plans on the health insurance marketplace, you probably have some questions. Fortunately, comparing and purchasing plans through the marketplace isn’t rocket science. This overview will walk you through everything you need to know.
Whole Life Insurance – Definition, Benefits, Pros & Cons
Whole life insurance is a type of permanent life insurance contract that covers you until you die or reach 100 years of age, whichever comes first, and usually accumulates value for policyholders. Learn about whole life insurance, its key features, its pros and cons, and whether it’s right for you.
How Much Life Insurance Do I Need? – Typical Coverage Amounts
How much life insurance do you need? It’s a hard question to answer because the answer isn’t constant over an entire lifespan. But because life insurance is cheaper when you’re young and healthy, mapping out your long-term life insurance needs now is essential. And it’s easier than you think.
Life Insurance Laddering – What It Is & Why It Makes...
Laddering your life insurance — carrying multiple policies with the same death benefit as a single longer-term policy — can save you money without sacrificing your beneficiaries’ security. But how does life insurance laddering work, and is it right for you?
Who Should I Make the Beneficiary of My Life Insurance Policy?
Choosing a life insurance beneficiary involves many considerations. Here’s what you need to know about who and what is eligible, succession rules for life insurance beneficiaries, what happens when your beneficiary designations conflict with your will, and possible adverse consequences for certain beneficiaries.
How to Choose a Life Insurance Policy That’s Right for You...
Many people believe choosing and applying for life insurance is outlandishly difficult and time-consuming. While shopping for life insurance is no one’s idea of fun, it’s rarely a grueling ordeal. And it’s a lot easier when you understand what you need and how to get it.
Does Life Insurance Cover Coronavirus (COVID-19)?
One of the many sources of uncertainty for Americans these days involves a form of financial protection people usually regard as a sure bet: life insurance. Millions of us are wondering whether life insurance covers deaths attributable to COVID-19. On that front, there’s good news and bad news.
14 Best Car Insurance Companies of 2021
Affordable, high-quality auto insurance coverage abounds, even for those with less-than-perfect driving records. Read on for more about the best auto insurance companies for U.S. drivers right now.
How to Get Help Paying Your Medicare Premiums and Other Costs
When you sign up for Medicare, be prepared for some sticker shock. For many seniors, especially those on fixed incomes, the costs of health care for Medicare recipients is still unmanageable. Fortunately, there are federal and state programs to help with Medicare costs — here’s where to look.
