Advertiser Disclosure
X

Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others.

Are You Covered Insurance Torn Paper

2 Types of Insurance You Definitely Need & Others You Could...

We all need some kinds of insurance, but not everyone needs every type of insurance. What insurance should you always maintain to protect yourself from an emergency, and which can you skip? Read on to learn about the types of insurance to consider for your circumstances.
Shutterstock 279139082

How to Deal With the Family Glitch in the Affordable Care...

The Affordable Care Act (ACA) requires many employers to provide workers with an affordable health plan — but not their families. This “family glitch” leaves millions of Americans with no source of affordable health insurance. Learn who’s affected and how to work around the family glitch in the ACA.
Pet Insurance Chalkboard Silhouette Dog Cat

10 Best Pet Health Insurance Companies 2021 – Plans for Your...

By limiting the costs of owning a sick or injured pet, pet health insurance spares many from the heartbreaking decision to prematurely put down a pet whose care is too expensive. These pet health insurance companies are 2020’s best, but they’re not interchangeable. Which one is right for you?
Workers Compensation Umbrella Cash

Workers’ Compensation & COVID-19 – What You Need to Know

Work-related COVID-19 illness is eligible for workers’ compensation — but determining whether an infection is eligible and whether it warrants a claim isn’t always clear-cut. If you’ve been diagnosed with the virus, find out what you need to know about filing a workers’ compensation claim.
Doctor Holding Bandaged Piggy Bank

HSA vs. FSA – Differences Between These Health Care Spending Accounts

Health care consumers can turn to two similar but distinct supplemental plans — health care flexible spending accounts and health savings accounts — to cover costs not covered by insurance. But it’s essential you understand the differences and determine which is best for your needs.
Woman Holding Paper Cut Out Of Family With Pink Heart

8 Common Life Insurance Myths Debunked

Life insurance can be a vital financial safety net for your spouse and children. But death is an uncomfortable subject, and misconceptions about life insurance make it easier for us to delay thinking about it. Learn the truth behind these myths today to better protect your family in the future.
Disability Insurance Umbrella Family

8 Best Disability Insurance Companies of 2021 (Short-Term & Long-Term)

If you or your family rely on your employment income to make ends meet or support a lifestyle you’ve become accustomed to, disability insurance is nearly as important as life insurance. These disability insurance providers in particular are among the best for U.S.-based workers.
Insurance Policy Worth It Question Mark Clock Longevity

Term Life Insurance – What It Is and How It Works

Sadly, a long life isn’t in the cards for everyone. That’s why term life insurance factors into so many families’ long-term financial planning. But it’s not appropriate for everyone. To determine whether it’s right for you, learn more about who needs it and when it’s just not worth the cost.
Healthcare Gov Website

How to Purchase ACA-Compliant Health Insurance Through the Marketplace

If you’re shopping for health insurance plans on the health insurance marketplace, you probably have some questions. Fortunately, comparing and purchasing plans through the marketplace isn’t rocket science. This overview will walk you through everything you need to know.
Whole Life Insurance Definition

Whole Life Insurance – Definition, Benefits, Pros & Cons

Whole life insurance is a type of permanent life insurance contract that covers you until you die or reach 100 years of age, whichever comes first, and usually accumulates value for policyholders. Learn about whole life insurance, its key features, its pros and cons, and whether it’s right for you.
Older Couple Looking At Life Insurance Research Laptop Online

How Much Life Insurance Do I Need? – Typical Coverage Amounts

How much life insurance do you need? It’s a hard question to answer because the answer isn’t constant over an entire lifespan. But because life insurance is cheaper when you’re young and healthy, mapping out your long-term life insurance needs now is essential. And it’s easier than you think.
Elderly Couple Sitting On Stacks Of Coins

Life Insurance Laddering – What It Is & Why It Makes...

Laddering your life insurance — carrying multiple policies with the same death benefit as a single longer-term policy — can save you money without sacrificing your beneficiaries’ security. But how does life insurance laddering work, and is it right for you?