Work-related COVID-19 illness is eligible for workers’ compensation — but determining whether an infection is eligible and whether it warrants a claim isn’t always clear-cut. If you’ve been diagnosed with the virus, find out what you need to know about filing a workers’ compensation claim.
According to LIMRA's 2018 Insurance Barometer, about 60% of Americans are covered by some form of life insurance. That leaves about 2 in 5...
What would it cost you to replace all of your worldly possessions? A renters insurance policy works much like a home or auto insurance policy and covers your belongings against losses from theft, fire, and other disasters. Learn what you can cover with renters insurance here.
Many people buy life insurance to ease the financial burdens of their death on their family. But because not everyone can qualify for an individual policy, some people purchase an accidental death and dismemberment (AD&D) policy. What’s the difference, and should you get both? Find out here.
We all need some kinds of insurance, but not everyone needs every type of insurance. What insurance should you always maintain to protect yourself from an emergency, and which can you skip? Read on to learn about the types of insurance to consider for your circumstances.
One of the many sources of uncertainty for Americans these days involves a form of financial protection people usually regard as a sure bet: life insurance. Millions of us are wondering whether life insurance covers deaths attributable to COVID-19. On that front, there’s good news and bad news.
The COVID-19 pandemic has upended daily life in ways scarcely imaginable to most of us. Among the many sources of trepidation for working Americans these days is whether their disability insurance will cover pandemic-related work loss. The answer is: It depends on the circumstances.
Sadly, a long life isn’t in the cards for everyone. That’s why term life insurance factors into so many families’ long-term financial planning. But it’s not appropriate for everyone. To determine whether it’s right for you, learn more about who needs it and when it’s just not worth the cost.
Laddering your life insurance — carrying multiple policies with the same death benefit as a single longer-term policy — can save you money without sacrificing your beneficiaries’ security. But how does life insurance laddering work, and is it right for you?
How much life insurance do you need? It’s a hard question to answer because the answer isn’t constant over an entire lifespan. But because life insurance is cheaper when you’re young and healthy, mapping out your long-term life insurance needs now is essential. And it’s easier than you think.
Many people believe choosing and applying for life insurance is outlandishly difficult and time-consuming. While shopping for life insurance is no one’s idea of fun, it’s rarely a grueling ordeal. And it’s a lot easier when you understand what you need and how to get it.
Choosing a life insurance beneficiary involves many considerations. Here’s what you need to know about who and what is eligible, succession rules for life insurance beneficiaries, what happens when your beneficiary designations conflict with your will, and possible adverse consequences for certain beneficiaries.