According to LIMRA's 2018 Insurance Barometer, about 60% of Americans are covered by some form of life insurance. That leaves about 2 in 5...
The Affordable Care Act (ACA) obligates many U.S.-based businesses to provide health insurance coverage to their employees. The rules differ for businesses with 50 or more full-time employees. Learn about your business’ ACA health coverage requirements and some plan options available to you.
It’s the middle of the night, and a faint crackling sound has woken you from sleep. You smell smoke, then discover a raging fire in the hallway. You have less than two minutes to escape. Would you know what to do in such a horrific situation? These fire safety tips can help you avoid a tragedy.
Do you hold the title to a motor vehicle? Do you drive that motor vehicle on roads maintained by local, state, or federal transportation authorities? If...
Unaffordable health insurance premiums have forced many Americans to choose insurance plans with high deductibles. Thankfully, you can set aside money tax-free in a health savings account (HSA) to cover out-of-pocket medical costs. Read on to learn how HSAs work and whether they’re right for you.
Rising health care costs have led Americans to search for new ways to afford insurance and out-of-pocket costs, and flexible spending accounts (FSAs) are growing in popularity as a result. What are FSAs and how do they help you keep your health care costs down? Learn more here.
By limiting the costs of owning a sick or injured pet, pet health insurance spares many from the heartbreaking decision to prematurely put down a pet whose care is too expensive. These pet health insurance companies are 2020’s best, but they’re not interchangeable. Which one is right for you?
To most pet owners, their animals are full-fledged family members. It makes sense to invest in pet health insurance to protect your furry friend’s health without breaking the bank. But it’s not the best option for all pet owners. Learn more about the pros, cons, and alternatives before you buy.
Term life insurance gives many people added peace of mind that if anything happens to them, their families will be fine. But term life insurance works a little differently from health and auto insurance. And there’s a lot you need to know to become an informed policyholder.
Health insurance can be expensive, and there are many options with different cost structures. If you’re looking for a plan with a low monthly cost, a high-deductible health plan might be a good choice. Read on to learn when a high-deductible health plan makes sense and what you should watch out for.
If you or your family rely on your employment income to make ends meet or support a lifestyle you’ve become accustomed to, disability insurance is nearly as important as life insurance. These disability insurance providers in particular are among the best for U.S.-based workers.
If you’re one of the millions of Americans with no coverage, you know your health care costs can be substantial. Many uninsured Americans go without necessary medical care because of it. To avoid becoming one of them, you need to find lower-cost sources of care your budget can handle.