How to Get Help Paying Your Medicare Premiums and Other Costs
When you sign up for Medicare, be prepared for some sticker shock. For many seniors, especially those on fixed incomes, the costs of health care for Medicare recipients is still unmanageable. Fortunately, there are federal and state programs to help with Medicare costs — here’s where to look.
11 Best Part-Time Jobs With Health Insurance Benefits
Just 23% of part-time workers in civilian occupations have access to employer-sponsored health insurance coverage. Fortunately, some companies still offer health insurance and other benefits to employees who work part-time jobs (less than 30 hours per week). Here are some of the best opportunities.
Do You Need Renters Insurance for Your Apartment? Pros & Cons
Renters insurance has several benefits for tenants. And some landlords require tenants to carry it. But it comes at a cost. Before rushing to purchase a policy you might not need or writing off renters insurance as unnecessary, take a few minutes to consider the benefits and drawbacks.
Mortgage Protection Insurance vs Term Life Insurance
The last thing you want your family to worry about is paying the mortgage if you die. Life insurance can provide your family with the funds they need, but most mortgage protection insurance policies will pay off your entire loan should you pass away. Read on to learn which is right for you.
What Is Collision Coverage – Do You Need It in Your...
You’re not required to carry collision auto insurance coverage. But that doesn’t mean it has no value. It can significantly reduce out-of-pocket repair in some situations. Read on to determine whether collision insurance makes sense for you.
Children’s Health Insurance Program (CHIP) – Coverage & How It Works
The Children’s Health Insurance Program, or CHIP, provides low-cost health coverage to kids whose families can’t easily afford health care but aren’t poor enough to qualify for Medicaid, providing coverage for 9.6 million American children. Learn about CHIP coverage, how it works, and how to apply.
6 Best Health Savings Account (HSA) Providers of 2021
Health savings accounts (HSAs) are an important tool for millions of Americans with high-deductible health insurance plans. They can also provide a tax-efficient vehicle for long-term investing and saving for future medical needs. Read on to learn how to find the best HSA administrators.
13 Best Life Insurance Companies of 2021
If you’re shopping for a life insurance policy, you’ve got plenty of high-quality options to choose from. These life insurance companies are among the best.
12 Best Renters Insurance Companies of 2021
No two renters insurance companies are alike, so before choosing a policy, carefully consider each company’s relative strengths and weaknesses. These are our top picks.
Health Care Sharing Ministries: A Good Alternative to Health Insurance?
In the face of these ever-increasing health care costs, some families are seeking an alternative to expensive health insurance policies in the form of health care sharing ministries (HCSMs). Read on to learn the pros and cons of HCSMs and whether they are a good alternative to health insurance.
What Is Term vs. Whole Life Insurance – Types of Life...
Whole or permanent and term life insurance share a common purpose: to provide money for the surviving beneficiary upon the death of the policyholder. Use this guide to the types of life insurance to learn the differences between term and whole life insurance, and to find the right type of policy.
How Much Does Medicare Cost? – Parts A, B, D, Advantage...
The Medicare taxes from your paychecks only cover the premium costs for Medicare Part A. But you still have to pay a part of the costs for hospital stays and other inpatient care out of your own pocket. Find out how much these programs will cost you before you apply for the wrong coverage.
