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Are You Covered Insurance Torn Paper

4 Types of Insurance You Definitely Need & Others You Could...

We all need some kinds of insurance, but not everyone needs every type of insurance. What insurance should you always maintain to protect yourself from an emergency, and which can you skip? Read on to learn about the types of insurance to consider for your circumstances.
Coronavirus Covid19 Insurance Policy Document Forms

Does Life Insurance Cover Coronavirus (COVID-19)?

One of the many sources of uncertainty for Americans these days involves a form of financial protection people usually regard as a sure bet: life insurance. Millions of us are wondering whether life insurance covers deaths attributable to COVID-19. On that front, there’s good news and bad news.
Disability Insurance Document Form Application Claim

Disability Insurance & Coronavirus (COVID-19) – Are You Covered?

The COVID-19 pandemic has upended daily life in ways scarcely imaginable to most of us. Among the many sources of trepidation for working Americans these days is whether their disability insurance will cover pandemic-related work loss. The answer is: It depends on the circumstances.
Insurance Policy Worth It Question Mark Clock Longevity

Term Life Insurance – What It Is and How It Works

Sadly, a long life isn’t in the cards for everyone. That’s why term life insurance factors into so many families’ long-term financial planning. But it’s not appropriate for everyone. To determine whether it’s right for you, learn more about who needs it and when it’s just not worth the cost.
Elderly Couple Sitting On Stacks Of Coins

Life Insurance Laddering – What It Is & Why It Makes...

Laddering your life insurance — carrying multiple policies with the same death benefit as a single longer-term policy — can save you money without sacrificing your beneficiaries’ security. But how does life insurance laddering work, and is it right for you?
Older Couple Looking At Life Insurance Research Laptop Online

How Much Life Insurance Do I Need? – Typical Coverage Amounts

How much life insurance do you need? It’s a hard question to answer because the answer isn’t constant over an entire lifespan. But because life insurance is cheaper when you’re young and healthy, mapping out your long-term life insurance needs now is essential. And it’s easier than you think.
Older Asian Couple Researching Insurance Policy Online

How to Choose a Life Insurance Policy That’s Right for You...

Many people believe choosing and applying for life insurance is outlandishly difficult and time-consuming. While shopping for life insurance is no one’s idea of fun, it’s rarely a grueling ordeal. And it’s a lot easier when you understand what you need and how to get it.
Life Insurance Family Beneficiary Silhouette

Who Should I Make the Beneficiary of My Life Insurance Policy?

Choosing a life insurance beneficiary involves many considerations. Here’s what you need to know about who and what is eligible, succession rules for life insurance beneficiaries, what happens when your beneficiary designations conflict with your will, and possible adverse consequences for certain beneficiaries.
Woman Holding Paper Cut Out Of Family With Pink Heart

8 Common Life Insurance Myths Debunked

Life insurance can be a vital financial safety net for your spouse and children. But death is an uncomfortable subject, and misconceptions about life insurance make it easier for us to delay thinking about it. Learn the truth behind these myths today to better protect your family in the future.
Travel Insurance Need To Buy

What Is Travel Insurance and Do I Need to Buy It?

Have you ever cut a trip short due to an unexpected illness or accident? Found yourself delayed for hours or days due to inclement...
Renters Insurance Note

12 Best Renters Insurance Companies of 2020

My wife and I didn't open our first renters insurance policy until we were well into our 20s, when we began accumulating possessions other than...
Health Care Sharing Heart

Health Care Sharing Ministries: A Good Alternative to Health Insurance?

Americans are spending a bigger share of their income than ever on health care costs. According to a 2018 report by the Economic Policy...