The Medicare taxes from your paychecks only cover the premium costs for Medicare Part A. But you still have to pay a part of the costs for hospital stays and other inpatient care out of your own pocket. Find out how much these programs will cost you before you apply for the wrong coverage.
Needing long-term care isn't just a physical burden; it's a financial one too. If you don't want to risk being bankrupted by long-term care costs later, you need to do some planning now. Learn how to plan for the cost of long-term care, your long-term care options, and programs that can help.
Most Americans over 65 will need long-term care services at some point in their lives. Unfortunately, most Americans don’t have a good way to pay for them. Learn how to reduce your long-term care costs now or in the future, and what you can do to reduce expensive long-term care insurance premiums.
“I don’t need it because I’m young and healthy” is one of the most common myths about life insurance. Term life insurance is particularly attractive to would-be policyholders in their 20s. Read on to learn the reasons why it might make good financial sense to get life insurance as early as your 20s.
By limiting the costs of owning a sick or injured pet, pet health insurance spares many from the heartbreaking decision to prematurely put down a pet whose care is too expensive. These pet health insurance companies are 2020’s best, but they’re not interchangeable. Which one is right for you?
Work-related COVID-19 illness is eligible for workers’ compensation — but determining whether an infection is eligible and whether it warrants a claim isn’t always clear-cut. If you’ve been diagnosed with the virus, find out what you need to know about filing a workers’ compensation claim.
If you're wondering whether your current living situation warrants renters insurance coverage, it's important to consider the potential costs of carrying it — or choosing not to. Read on to learn about what renters insurance covers and how to calculate how much renters insurance coverage you need.
It’s easy to take your health for granted when you feel young and strong — until sooner or later you face an unexpected medical issue. Take these financial steps while you’re young and healthy to prevent a financial emergency from compounding your health problems, whenever they happen to strike.
Even if you’re young and healthy, there are plenty of reasons buying health insurance is the smart thing to do. Here are the three biggest ones.
Nearly all states require car owners to carry auto insurance, not none require comprehensive coverage. But that doesn’t mean this coverage lacks value — it can reduce the net cost of major repairs to your vehicle. Learn more about comprehensive coverage auto insurance and whether it’s right for you.
One of the many sources of uncertainty for Americans these days involves a form of financial protection people usually regard as a sure bet: life insurance. Millions of us are wondering whether life insurance covers deaths attributable to COVID-19. On that front, there’s good news and bad news.
Many people worry about the costs of health care during their later years, when declining health could burden their loved ones with long-term care expenses. Learn about long-term care insurance, the costs to consider, and some alternatives for covering expensive health care in your golden years.