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Fha Gold Keys Wooden Table

What Is a FHA Streamline Refinance Loan – Program Guidelines

If you have an existing FHA mortgage, you may qualify for a special type of refinancing product known as an FHA streamline refinance. Though...
Refinance Your Mortgage Notebook Calculator Office Desk

When Should I Refinance My Mortgage Loan?

Refinancing your mortgage is probably the most profitable move you can make to take advantage of low interest rates. But should you actually do it? Before you can determine that, you must learn more about why you’d want to refinance your mortgage and how to calculate the net costs.
Short Sale Foreclosure

Tax Implications & Consequences of a Short Sale or Foreclosure

Every year, a million homes enter foreclosure and many more people are forced to sell back to the bank for less than their home is worth. Foreclosures and short sales are bad enough, but few people consider the tax implications — until they file their tax return and realize the worst isn’t over.
Finger Clicking On Refinancing Keyboard House Mortgage Key

Pros & Cons of Refinancing Your Home Mortgage Loan

Like millions of other homeowners paying more than necessary each month, you can take advantage of current low interest rates by refinancing your mortgage loan. But it’s not always the best decision. Before you can decide, you need to know more about the pros and cons of refinancing.
Refinance Block Letters Notebook Table

How to Refinance Your Home Mortgage – Step-by-Step Guide

Deciding to refinance your mortgage is only the beginning of the process. You’re far more likely to get a good deal when you understand what a mortgage refinance entails. From decision to closing, mortgage refinancing applicants pass through these four key stages.
Man Woman Couple Stressed About Bills Mortgage

What to Do If You Fall Behind on Your Mortgage Payments

It’s all too easy to feel alone and ashamed when you fall behind on your mortgage. But what options are available? Before making any rash decisions, take the time to explore all options on the table — because you have more support services available to you than you realize.
Home Cash Equity Value Money Investment

5 Ways to Pull Equity From Your Home: HELOCs, Loans, Refinancing...

In the aftermath of the Great Recession, pundits loved to gripe about "homeowners using their homes as ATMs." Sure, just because you can take out...
Home Equity Loan Vs Heloc

Home Equity Loan vs. Line of Credit (HELOC) – Which Is...

You have several options to pull equity from your home, the two most common being home equity loans (second mortgages) and home equity lines of credit (HELOCs). Like any other debt, each of these come with their own risks and advantages. Here’s what you need to know about home equity loans and HELOCs before signing on the dotted line for additional debt.
Home Renovation Loan Cash Money Construction

Hard Money Loans for Renovations in Real Estate – Should You...

Depending on who you ask, hard money loans are either the easiest and best source of funding for real estate investors or nightmare loans...
Mortgage Relief Loan Modification Scams

Mortgage Relief & Loan Modification Scams You Should Watch Out For

The Johnsons were terrified of losing their home. Mrs. Johnson had recently lost her job, and they just couldn't meet their mortgage payments on...
Stop Avoid Foreclosure Home

How to Stop & Avoid Foreclosure on Your Home

In 2017, more than 676,500 American homes went into foreclosure, according to Attom Data Solutions. That's roughly 1 out of every 200 homes in the...
Debt To Income Ratio Mortgage Loan

How to Calculate Debt-to-Income Ratio for a Mortgage or Loan

Just like physical health, financial health turns on a slew of different factors, some more important than others. It's tough for nonexperts to keep...