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I am a serial budget-maker. The number-crunching, the spreadsheets, the organization - I'm absolutely addicted. However, over the years, I've nursed a love-hate relationship with my budget. I love how it organizes my funds, but I hate actually having to adjust my spending to meet what a spreadsheet tells me. So, what's someone with the best intentions to do when a budget isn't working? It's

In the weeks leading up to the end-of-year holidays, most of our schedules are jam-packed with holiday parties, gift shopping, and visiting family. Then, after weeks of excitement and excess, it all comes to an abrupt halt. Unless you're hitting the December 26th sales, the end of the holidays can feel like a massive weight has been lifted from your shoulders. Your calendar clears. You've made
Recent Articles in Budgeting
7 Reasons Why Your Personal Budget Is Failing and How to Fix ItApril 2, 2013
I am a serial budget-maker. The number-crunching, the spreadsheets, the organization - I'm absolutely addicted. However, over the years, I've nursed a love-hate relationship with
Moving Out of Your Parents’ House – 6 Financial Tips to Live on Your OwnMarch 28, 2013
Moving out of your parents' house just may be the most important step you take toward independence. You can finally live by your own rules, without curfews or restrictions, and
8 Sneaky Budget Busters and How to Avoid ThemFebruary 18, 2013
Ah, that fresh new budget smell. You know the one - it's laced with the good intentions of making a commitment to spend better. You might print it out and stick it to your fridge,
My Best Financial Tip: How to Prevent & Eliminate High-Interest Credit Card DebtNovember 15, 2012
There are so many components to prudent money management that it's difficult to determine which is the most important. However, there is one thing that virtually everyone deals
4 Commitment Devices to Help You Set & Achieve Financial GoalsNovember 14, 2012
If you're like many people, you've set one or more financial goals for yourself. You might be trying to stick to a personal budget, save more for retirement, pay off your credit
6 Ways to Get Money for a Down Payment on a HouseOctober 11, 2012
It's not easy to scrape together enough cash for 20% or even 5% of your new home's purchase price. Yet the fact remains that the more cash you pay upfront, the easier it can be to
How Much Should I Save Each Month? – Prioritizing Your SavingsOctober 9, 2012
Perhaps you have a new job, are a newlywed, or have recently committed to a personal savings plan. Whatever your life stage, you've surely heard that regularly contributing to
5 Ways to Save Money on School Expenses for KidsAugust 2, 2012
You probably expect to pay for some parts of your child's education, even if your child goes to public school. At the beginning of the school year, there's the obligatory
How to Stop Fighting About Money With Your SpouseMay 17, 2012
Money is among the top reasons for martial strain and divorce, and those of us who are married understand why. Think about your single years: You had complete control over your
15 Tips to Be Productive During Your Winter Holiday BreakDecember 23, 2011
In the weeks leading up to the end-of-year holidays, most of our schedules are jam-packed with holiday parties, gift shopping, and visiting family. Then, after weeks of excitement
Reviews in Budgeting
Personal Capital Review – Online Financial Advisor & Account AggregationAugust 27, 2012
These days, many American families have a bewildering array of financial accounts. Between checking and savings accounts, credit card accounts, insurance companies, money market
“The Money Saving Mom’s Budget” by Crystal Paine – Book ReviewDecember 19, 2011
Crystal Paine and her husband, Jesse, lived on an income of less than $1,000 per month when her husband was in law school so that he could graduate without any student loan or
Payoff.com Review – A Financial Tool to Help Fund Your DreamsSeptember 27, 2011
Our financial lives comprise a patchwork of bank accounts, credit cards, and loans that are administered from a variety of institutions. Juggling all of this information is merely
Mint.com Review – Online Personal Finance Budgeting SoftwareMarch 30, 2011
I'm lazy, and I'm cheap. There, I said it. This means that I don't have paid money management software like Quicken or You Need a Budget to track my finances. Instead, I learned
Yodlee MoneyCenter Review – Online Banking & Budgeting SoftwareMarch 23, 2011
Most Americans don't use the same banking institution for all of their financial accounts. For that reason, it's not always easy to keep tabs on all of your loans, credit cards,



