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Personal Finance Round-Up: Taxes and Financial Clutter

By Money Crashers

doing taxesFiling annual taxes brings out so many questions. The rules are complicated, the system is confusing, and penalties for making a mistake are harsh. The confusion and consumption of time can cause a lot of frustration and stress.

One question I’ve always had is how long do I need to keep my records? My home is already cluttered enough, and my tax file drawer continues to grow year after year. Over the years, I’ve received a variety of advice on how long to hold onto records, but nothing I’d consider definitive. However, in an article entitled How Long Should You Keep Your Tax Records? at Money Blue Book, things are laid out clearly for the different types of tax filings. Take a look and get an answer to the question once and for all.

Check out these other great personal finance articles from the past week:

Discretionary Dough: How Much Extra Cash Do Americans Have? [Mint Life Blog]
How much spending money do Americans really have? Here is a nice infographic that lays out what Americans have after all their financial obligations are met.

5 Things I Could Eliminate If I Had To [Everyday Tips and Thoughts]
Have you ever thought about what you would do if you no longer had income and had to squeeze your budget? Here are some things one family discovered they could do without. What’s on your list?

It’s Not My Job [Wealth Artisan]
The “it’s not my job” attitude has no place in the workplace. A company’s reputation is built upon every employee doing their best, no matter their job description.

The Barter System: What Do You Trade For? [Catalyst Blogger]
Bartering is not dead, it simply comes in a different form. No one barters for food anymore, but there are other things you can obtain by bartering, such as services and time.

Your 2012 Financial Blueprint [Farnoosh Torabi]
2012 is well underway, and if you haven’t already planned your finances for this year, here’s a great place to start. Check out this blueprint and get on track for success.

How to Save Money on Gas and Electricity [Kylie Ofiu]
Summer will be here before you know it, and electricity costs will spike thanks to air conditioning. However, right now you can save on heating costs by following these tips.

How Self-Made Millionaires Succeed – Are You Making One of These Mistakes? [Erica.biz]
A great way to be successful is to look to those who have already achieved success and see how you can apply what they have done to your business.

Could You Go a Whole Month Without Any Discretionary Spending? [The Dollar Stretcher]
It seems almost impossible, but give it some thought: Could you go a whole month without spending a dollar? I bet you could if you tried! See how others are doing it.

Income Security vs. Job Security – Does It Matter? [Out of Your Rut]
Is there a difference between job security and income security? Does having one or the other impact how you live your life? Get the answers to those questions here.

5 Ideas to Make Your Ikea Furniture Look High-End [Savvy Sugar]
Ikea is full of do-it-yourself projects just waiting to happen. Almost everything they sell must be assembled at home. It may be a slight inconvenience, but it keeps their costs down, which helps you save money. Take DIY even further and make the furniture truly unique with these tips.

(photo credit: Shutterstock)

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Comments

  • http://WealthArtisan.com/ Wealth Artisan

    Hey Guys! Thanks for including me in the roundup. It’s an honor to be among so many other great blogs and articles! Have a great weekend :-).

    Thanks,
    Timothy

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