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How Much to Save for Retirement – Are You on Track? (Infographic)
401k’s. IRAs. Roth accounts. Early-withdrawal penalties. Educating yourself about the various retirement plan options is intimidating, and figuring out how much you should be saving can be even scarier. To assist you in this essential aspect of financial planning, take…
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What to Check for When Buying a Used Car – 10 Warning Signs
You’ve decided to purchase your first used car – and with an economy still struggling to find its former luster and a rapidly growing new car market, that’s certainly a smart choice. However, the real challenge is the purchase process…
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21 Low-Cost Business Ideas for a Startup With High Profit
Historically, starting a business was challenging and risky for entrepreneurs. Traditional storefront businesses have high startup costs. As we’ve progressed into the internet era, entrepreneurs have so many new opportunities to earn money doing what they’re passionate about. So whether…
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How to Clean & Detail the Interior of Your Car – Best Tips & Tricks
Professional detailing can cost anywhere from $200 to $500, but doing it yourself can be surprisingly inexpensive and straightforward. Plus, you likely already have many of the tools and materials needed. Keeping your car “like new” can increase its resale value…
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Manage Money · Taxes · Giving
What Is the Gift Tax — IRS Rules, Rate & Maximum Exclusion Limit
One of the most common areas of concern in financial planning centers on gifts and their potential taxability. If you’re generous with family and friends, it’s crucial to understand whether their gifts will incur some sort of tax liability before…
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2022 Wealth Gap and Investing Study
It’s one of the biggest socioeconomic questions in the United States today: Why is inequality rising? We recently surveyed Americans to learn more about the role the stock market plays in wealth inequality. We were specifically interested in the relationship…
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Men vs. Women – How the Sexes Differ in Their Psychology of Investing (Survey)
It’s been said that men are from Mars and women from Venus. Their investment styles are often worlds apart as well. While there’s a more even balance today when it comes to who handles household money matters, what still differs is the way the sexes…
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Are You Financially Literate? – Tips & Resources for Education on Money
Being financially literate means having the knowledge and skills necessary to effectively manage your personal finances and achieve complete financial self-sufficiency. Financially literate consumers are equipped to make informed financial decisions about a host of money-related matters, such as banking,…
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Best Crypto Lending Platforms
Falling trust in traditional financial systems is pushing more people toward cryptocurrency. The user-driven, more transparent world of digital assets can offer people more confidence and control over their money than a traditional bank. Lending platforms have become more popular…
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