There’s a vast subset of investors interested in beating the average returns seen among benchmark stock market indexes. But beating the market is difficult even among professional portfolio managers. What’s causing your portfolio to underperform the market? Here are some of the most common reasons.
No investment is free of risk, but some investments are inherently more risky and dangerous to your finances than others. If you want to protect your investments, read this guide carefully. Find out about the worst, most dangerous investments for average investors that can hurt you financially.
Investors and savers looking for ways to protect themselves from inflation often look to Treasury inflation-protected securities (TIPS). Although the returns are small, they’re among the safest investments around. Learn the pros and cons of investing in TIPS as a means of protection from inflation.
The cannabis industry is booming, presenting a potentially lucrative opportunity for investors. But it’s not right for everyone. Learn more about the upside and risks of investing in cannabis here.
It’s easier than ever for self-directed investors to chart their own course through a complex market landscape. Both Robinhood and Webull appeal to DIY investors of all skill levels. Before deciding what best suits your needs and objectives, evaluate Webull and Robinhood on their respective merits.
Who says you have to work until you’re 65? The FIRE movement aims to upend the traditional retirement timeline and allow followers to reach financial freedom and retire early. Learn how FIRE works and find out if it’s right for you here.
Did you know America’s top investment platforms also offer impressive new-account bonuses? Top-tier brokerage account promotions dwarf the leading bank and credit card promotions, promising thousands to new customers. That makes now the right time to consider a new brokerage firm.
Dividend investing is an attractive strategy, but beginners often make the mistake of chasing high dividends without knowing the dangers of a high dividend payout ratio. Learn what the dividend payout ratio is, the formula for calculating it, and how to use it to analyze stocks with high dividends.
Dividends let investors turn their portfolio into a source of income, but not everyone wants to get cash out of their investments — some would prefer to reinvest their profits. Dividend reinvestment plans (DRIPs) can help investors do that. Read on to learn about DRIPs and what they offer investors.
Small companies tend not to offer 401(k) plans, given the administrative costs and headaches associated with them. Fortunately, there’s a type of employer retirement account specifically for small businesses: the Savings Incentive Match Plan for Employees (SIMPLE IRA). Learn more about it here.
The Setting Every Community Up for Retirement Enhancement Act (SECURE Act) changed some of the rules about when people who inherit an IRA can withdraw the funds. As you plan your retirement, make sure you understand the new rules and adjust your estate planning accordingly.
Traditional banks no longer have a monopoly on making loans thanks to peer-to-peer (P2P) lending, a new lending service that connects willing individual lenders directly with borrowers looking for financing. Read on to learn what peer-to-peer lending is, how it works, and whether you should invest.