College & Education
12 articles
Not all student loans are created equal. Taking out the right kinds of loans is a key part of being able to manage your student debt after graduation. Here’s what you need to know to weigh your options between federal and private student loans.
Working while in college is a reality for many students today, but thankfully, today’s gig economy and the prevalence of online jobs with flexible hours mean students aren’t limited to minimum wage incomes and strict schedules. Here are some of the best jobs to consider if you’re a college student.
Currently, it’s nearly impossible for most students to attend college without student loans in the United States. In fact, according to a 2019 report from the Institute for College Access and Success, more than two-thirds of students borrowed money for school in 2018. That’s because tuition has been rising exponentially faster than household incomes. According to
If you’re planning to enroll in a degree program, there’s a solid chance you can complete the required coursework remotely. But before committing to online learning, you must understand the pros and cons of distance learning and know how to evaluate potential programs and courses. Find out how.
Online degrees offer many advantages, including flexibility and lower average costs. But not all employers give online degrees equal weight to traditional degrees. And the choice you make has significant implications for your career, finances, and lifestyle. Is an online degree right for you?
More colleges are offering online degree programs than ever before. These are the best accredited colleges with these programs, some from major universities. Pick one, and enjoy more affordable housing than campuses provide, no long commutes, and (often) a much lower price tag.
Even college graduates who find great jobs can struggle with debt for years after leaving school, especially if they have expensive private student loans. And, for borrowers who can’t make ends meet, it’s nearly impossible to discharge student debts in bankruptcy. The result is an unending cascade, possibly decades long, of financial repercussions. SoFi aims to
After a decade of tepid economic growth coupled with soaring college tuition costs, many are concerned about the value of a college education. Undergraduates feel increasingly pressured to choose majors that will lead as directly as possible to well-paying careers, which has fueled parents and policymakers to push students into vocational, business, and STEM (science,
Many are currently questioning the value of pricy college degrees that may or may not lead to well-paying jobs. According to researchers Jaison R. Abel and Richard Deitz of the Federal Reserve Bank of New York, nearly half of college graduates are underemployed, meaning they work in jobs that don’t require a college degree. Further,
My wife graduated from medical school with more than $300,000 in student loans to her name. During her three-year residency, some of that debt sat in deferment, quietly accruing about $20 per day in interest. The larger non-deferred balance grew, albeit more slowly, despite my wife’s dogged income-driven repayments on account of her modest residency salary.
Many people look forward to retirement as a time to travel, garden, play golf, or visit their grandchildren. Others have no definite plans beyond a vague idea about “relaxing.” When they leave work, they sometimes find themselves feeling a bit lost, not sure what to do with themselves without a job to go to every
Many students and parents believe that attending an elite university is a golden ticket to a prosperous future. And that belief isn’t entirely unfounded, as statistics continue to show the majority of the country’s highest-paid graduates attended highly selective universities. However, many who dream of attending an elite school may never do so. Perhaps, despite