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After a decade of tepid economic growth coupled with soaring college tuition costs, many are concerned about the value of a college education. Undergraduates feel increasingly pressured to choose majors that will lead as directly as possible to well-paying careers, which has fueled parents and policymakers to push students into vocational, business, and STEM (science,
Many are currently questioning the value of pricy college degrees that may or may not lead to well-paying jobs. According to researchers Jaison R. Abel and Richard Deitz of the Federal Reserve Bank of New York, nearly half of college graduates are underemployed, meaning they work in jobs that don’t require a college degree. Further,
My wife graduated from medical school with more than $300,000 in student loans to her name. During her three-year residency, some of that debt sat in deferment, quietly accruing about $20 per day in interest. The larger non-deferred balance grew, albeit more slowly, despite my wife’s dogged income-driven repayments on account of her modest residency salary.
Many people look forward to retirement as a time to travel, garden, play golf, or visit their grandchildren. Others have no definite plans beyond a vague idea about “relaxing.” When they leave work, they sometimes find themselves feeling a bit lost, not sure what to do with themselves without a job to go to every
Many students and parents believe that attending an elite university is a golden ticket to a prosperous future. And that belief isn’t entirely unfounded, as statistics continue to show the majority of the country’s highest-paid graduates attended highly selective universities. However, many who dream of attending an elite school may never do so. Perhaps, despite
If you’re like most Americans – about 70%, according to a 2017 Gallup poll – you’re not that happy with your current job. Maybe you’ve fantasized about quitting to do something more satisfying, like starting a small business or becoming a stay-at-home parent. But in the end, you’ve stuck with your dull job because, well, you need
“Working ever-longer hours to bring in more cash might make your life more comfortable, but it isn’t going to make you happy,” writes Charlie Sorrel in a provocatively titled Fast Company article, “Science Says You Should Quit Your Demanding, High-Paying Job.” Is Sorrel right? The study he cites certainly suggests so. In it, authors Ashley
Given sufficient time to prepare, humans anticipate and plan pretty well for planned life events, such as marriage, childbearing, and retirement. However, it’s difficult for most people to imagine – let alone prepare for – major, unexpected life changes. Serious illnesses and injuries befall millions of Americans each year, often with little or no warning. Most working adults
Since 1985, the Certified Financial Planner Board of Standards, Inc., has issued the CERTIFIED FINANCIAL PLANNER™ designation to those who have met the educational and experiential requirements and passed the rigorous board exam. This certification is now known all over the world as the definitive professional credential for financial planners and advisors. Why Become a CFP®
Is the MBA degree a victim of its own success? “[E]asier access to an MBA has changed what the MBA means to employers,” writes C. S.-W., in The Economist. “Simply put, MBAs are no longer rare, and as such are no longer a guarantee for employment.” More than 191,000 U.S. students graduated with advanced business
Reliable statistics about the frequency with which Americans switch jobs are surprisingly hard to find. One of the broadest-based measures of economic mobility is the Bureau of Labor Statistics’ National Longitudinal Survey of Youth 1979 (NLSY79), which tracked the early and middle careers of thousands of people born between 1959 and 1964. From age 18
If you’ve spent much time in the entertainment districts of larger cities or college towns, you’ve probably seen a pedicab in action. Known by a variety of other names, including “bike taxis” and “cycle rickshaws,” pedicabs are generally three-wheeled vehicles with a forward-positioned driver’s seat and seating space farther back for two to four people. Configurations
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