Advertiser Disclosure

Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others.


Dig Deeper


Become a Money Crasher!
Join our community.

Offermatic Review – Get Automatic Deals & Discounts – Win 2 Free Fandango Movie Vouchers

offermatic logoI recently stumbled upon a website called Offermatic, and I’m excited to tell you about it because it has the potential to save you money at places where you’re already shopping.

It’s actually difficult to categorize the site because it’s pretty unique and there isn’t anything else like it out there just yet. It’s not really your typical coupon site, it’s not an online budgeting or money management tool, and it’s not one of thoseĀ group buying daily deals sites either. In fact, Michael Arrington of TechCrunch calls it the “freak love child” of, Groupon, and Blippy.

Offermatic helps you save money – quickly, safely, and easily. So how exactly does it work? Allow me to explain.

How It Works

In a nutshell, Offermatic is a website that offers automatic rebates, exclusive discounts, and rewards points for using your credit card. It’s free to sign up.

The process is simple. To sign up, enter your email address, a password, and your zip code. Next, enter the account number and online login information for the credit or debit card you use the most. Once you do that, Offermatic scans your most recent purchase history, and based on that data, sends you deals and discounts that are relevant to you.

In order to get a better perspective, I signed up for Offermatic myself. Within minutes, I received my first offer, which actually turned out to be quite useful – a $5 rebate to an online retailer I shop at pretty often. The only catch is that my total purchase needs to be at least $50 and completed within the next two weeks. That’s pretty much the only qualifier. Just spend $50, and get $5 put right back on the credit card. That’s a 10% discount for nothing more than a few minutes on Offermatic. For my next offer, I received the same $5 rebate for another online retailer that I use often. Not bad considering that I’m not doing anything differently to earn these discounts.

offermatic offers

The Pros

There are many advantages to using Offermatic, but below are the top 5.

1. Relevant Offers
Offermatic’s deals are relevant to your purchase history, your location, or your interests. They don’t waste your time by sending you offers you won’t find enticing.

2. Great Deals
The deals they offer are not rinky-dink discounts. The discounts they send are at least 50% off. The direct rebates they give seem to be at least $5, applied directly to your credit card.

3. Safety
The site is absolutely safe and secure. They use the same SSL encryption devices that most national banks use. Additionally, your credit card log-in information is never displayed on the site after set up. So, even if someone were to gain access to your Offermatic account, they could not get to your credit card log-in information. Offermatic never sells your information to any third party vendors.

4. Anonymity
The site is truly anonymous. I have never once entered my name, address, or anything else of a personal nature.

5. Ease of Use
The site really couldn’t be any easier, quicker, or simpler. Set-up took less than a minute, and offers started appearing a few minutes after that.

The Cons

There really aren’t serious downsides to using Offermatic. However, their loyalty system does reward those who use the site the most, which means you’ll need to spend some additional time and effort to get the most benefit.

The offers that Offermatic sends are divided into levels. The base offers are at Level One, andĀ  Levels Two, Three, and VIP follow that. The offers get significantly better as you advance through the levels. You need at least 4,000 points to unlock Level Two. Level Three unlocks at 11,500 points, and the VIP Level unlocks at 36,000 points. These point levels may be difficult to achieve, but I imagine that I’ll get there over time.

More On Points And Rewards

The number of points you have in your account is tied directly to the offers that are sent to you. You can also redeem these points for even more rewards.

After signing up and doing just a few extra things, I am currently at 627 points. It looks like you get 500 points for signing up, and you 1 point for every offer that you activate. Take note, you can activate an offer by logging in to your account and clicking on that offer. It doesn’t even matter if you utilize the offer; you still get credit for activating it.

offermatic points

You can build your point total in a variety of ways.

  • Refer a friend: Refer a friend for 200 points.
  • Follow @Offermatic on Twitter: Do you use Twitter? In addition to getting VIP access to special offers, you also gain 100 points.
  • Like Them on Facebook: Facebook fans get the same VIP access, and you also get another 100 points.
  • Review an Offer: Review one of the offers you receive (the review can be as little as a few words or so) and gain 25 points per review.
  • Register Additional Cards: Register additional credit cards and get 150 points per card.

And as I said, the points are dual-use. The higher your point total, the better offers you can access. For example, VIP members are eligible for direct rebates of up to $50! You can also redeem these points for gift cards. Basically, every 25,00 points qualifies you for a $25 gift card to a variety of retailers. Remember that all of this is in addition to the rewards program attached to your specific credit card.

offermatic redeem points

Final Word

There is no reason why you shouldn’t give Offermatic a try. It’s quick, simple, and easy, and the offers are relevant to you. Why not get discounts for shopping at places you probably already shop at? I’m glad I found Offermatic and you will be too.

Has anyone else out there had any direct experience with Offermatic? Your thoughts and comments are appreciated below.

David Bakke
David started his own personal finance blog, YourFinances101, in June of 2009 and published his first book on ways to save more and spend less called "Don't Be A Mule..." Since then he has been a regular contributor for Money Crashers. He lives just outside Atlanta, GA and most all of his free time is taken up by his amazing three year old son, Nicholas.

Comments Disclosure: The below responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

  • Next Up on
    Money Crashers

    Trailing Stop Loss Order Example

    How to Place a Trailing Stop-Loss Order – Example, Pros & Cons

    One of the most difficult decisions investors have to make is when to take profits and when to cut losses short. Some traders will...
    Couple Holding Sports Tickets

    13 Places to Buy Cheap Discount Sports Tickets Online & Off

    More than 1 in 10 millennials have fallen victim to ticket counterfeiting, according to a study by anti-counterfeiting outfit Aventus. You probably know someone...

    Latest on
    Money Crashers

    Sign Up For Our Newsletter

    See why 218,388 people subscribe to our newsletter.

    What Do You Want To Do
    With Your Money?