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529 Plan College Savings Plan Cap Graduation

Does a 529 Plan Affect Financial Aid? – College Savings Plans...

A 529 plan can help cover the costs of a college education. But parents and students alike should understand the impact this account has on a student's financial aid eligibility. Here’s how to make sure you don’t hurt a student’s chances at federal funds when tuition bills come due.
Vacation And Sick Time As A Freelancer

How to Budget for Vacation, Holidays & Sick Time Off as...

Although taking time away from work and clients can be difficult as a freelancer, it is possible with a little forethought and planning. Here are some of the ways you can budget for vacation time and sick leave when you’re self-employed so that you can have a healthier work-life balance.
Female Student Siting On Bench Checking Account Online Browsing

9 Best College Student Checking Accounts in 2021

If you’re a student looking for a place to park your money without excessive fees or unrealistic balance requirements, check out the impressive array of low-cost, low-balance checking accounts available to students. These are among the top FDIC-insured checking accounts for U.S.-based students.
Income Driven Repayment Plan

Income-Driven Repayment Plans – Pros & Cons of IDR for Student...

Income-driven repayment (IDR) plans can be a lifesaver for those seriously struggling with student loan debt. However, not everyone benefits from an IDR plan. Before you decide to enroll, carefully weigh the pros and cons against your own debt and income levels.
Graduate School Get Masters Degree

Is Graduate School Worth the Cost of the Degree?

With the amount of student loan debt in the United States inching past $1.5 trillion, there’s good reason to think twice about borrowing money in pursuit of more education. If you’re thinking about graduate school, consider these factors first.
Older Woman Working In Office Smiling Retirement

18 Best Post-Retirement Job Opportunities for Seniors & Retirees

Once upon a time, when you reached 65 or so, your colleagues threw a party for you, you ate a slice of store-bought cake,...
Fair Labor Standards Act Flsa

Fair Labor Standards Act (FLSA) – Definition & Employee Protections

The Fair Labor Standards Act of 1938 (FLSA) was a seminal piece of legislation that established minimum wage, overtime pay, recordkeeping, and youth employment laws in the U.S. Learn about the act’s origins, the protections it grants, changes since its inception, and why it still matters today.
Hidden Freelancer Expenses

16 Hidden Freelancer Expenses & Costs That Contractors Have to Cover

Being a freelancer has its perks. But freelancers have to cover a lot of business expenses that employees don’t, from office supplies to legal fees. Before you make the decision to go from being an employee to a freelancer, learn about the real costs and some common expenses you should be aware of.
Gender Pay Gap

Gender Pay Gap – Negative Effects of Inequality & How to...

The wage gap between women and men is a problem. It contributes to poverty for women and families and holds the entire economy back. And because the roots of the problem are complex, there’s no simple solution to fix it. Read about some ideas for how to close the gender pay gap — and why we should.
Tax Deductible Job

Moving for a Job: Tax-Deductible Expenses & Relocation Assistance

Did you move to take a new job this year, or are you considering moving for work soon? Unfortunately, thanks to new tax legislation, moving expenses are no longer deductible for most people. Are you one of the lucky ones who still qualify? If so, this is how you make sure you don’t overpay.
jar with label college and money on the table

529 College Savings Plan – Best Way to Save for Your...

Not every parent has the means to help cover the cost of their child’s education. But for those who do, it’s never too early — or too late — to start. Investing in a 529 college savings plan is one of the most efficient ways to save for your kid’s college costs. Learn more about 529 plans here.
Part Time Jobs Health Insurance

11 Best Part-Time Jobs With Health Insurance Benefits

Just 23% of part-time workers in civilian occupations have access to employer-sponsored health insurance coverage. Fortunately, some companies still offer health insurance and other benefits to employees who work part-time jobs (less than 30 hours per week). Here are some of the best opportunities.