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Personal Loan Jars

Best Personal Loan Companies of 2020

Back in the day, getting a personal loan meant schlepping to your local bank branch (or multiple banks, if you wanted to shop around), meeting...
Best Secured Credit Cards

6 Best Secured Credit Cards to Rebuild Credit – Reviews &...

How's your credit these days? If you'd prefer not to answer that question, you're not alone. Millions of Americans have imperfect credit due to bankruptcy,...
Lightbulb Calculator Counting Money Idea Investing Business Planning

Should I Save Money to Invest or Pay Off Debt First?

“Should I invest or pay off debts first?” It’s a question that challenges the masses. For most people, the answer is a mix of aggressively paying off high-interest debt, making minimum payments on other debts, then reallocating the funds to tap into the market. Find out how to do it here.
Dave Ramsey Website Research Magnifying Glass

Dave Ramsey’s 7 Baby Steps: Is It the Best Way to...

Financial guru Dave Ramsey’s “Baby Steps” are the perfect formula for the average person who isn’t terribly interested in personal finance. But they’re not one-size-fits all. Here’s what they recommend, how to tell if they’re right for you, and some alternatives to consider.
Tax Evasion Letters Desk Notebook Coffee

IRS Tax Evasion Fraud Definition & Penalties – What If You...

Admit it. At some point during tax season, you’ve likely had the thought: “What if I just don’t file?” Whether you skip filing or just don’t pay, that’s called tax evasion, and it can lead to stiff penalties and jail time. But you can prevent that sticky situation — even if you can’t afford to pay.
Credit Counseling Debt Management Plans

What Is Credit Counseling – How Debt Management Plans Work

There are a number of reasons people get into debt. Whether you've dealt with insufficient income and mounting bills for years, or face a new,...
Reasons Get Out Debt

17 Reasons Why You Should Get Out of Debt – Benefits...

Debt is a common fact of life in America today. According to a 2015 report from the Pew Charitable Trusts, roughly eight out of...
Debt Happened Learned Way Out

Debt Happened to Me – Here’s What I Learned on the...

I am working with Marcus by Goldman Sachs™ to help spread the word about Marcus loans. Debt can happen to anyone. I'm living proof. My debt...
Best Way Pay Off Debt

Best Way to Pay Off Debt – Snowball vs. Avalanche vs....

If you're like most Americans - about 80% of all Americans, according to The Pew Charitable Trusts - you have some form of debt....
Pay Off Credit Card Debt Fast

How to Get Out of Credit Card Debt Fast – 5-Step...

Of all the types of debt you can hold, credit card debt is one of the nastiest. USA Today reports that U.S. consumers pay...
Tips Stop Being Ashamed Debt

6 Tips to Stop Being Ashamed of Your Debt and Take...

What would you be more embarrassed to shout from the rooftops: your weight or your credit score? For the general public, the answers are pretty...
Break Bad Financial Habits

10 Bad Financial Habits You Need to Break to Get Out...

We all have our creature comforts - those habits that, for better or worse, we indulge on a daily basis. However, while a regular...