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Target Date Retirement Funds

What Is a Target Date Mutual Fund? – Pros & Cons...

Balancing your investments between stocks and bonds helps you manage risk as you near retirement. Target-date mutual funds automatically rebalance your portfolio toward less volatile investments as you approach your target retirement age. Read on to find out if target-date funds are right for you.
Retirement Planning Senior Citizens Beach Snorkel

6 Retirement Planning Challenges for Freelancers & Entrepreneurs

There are more self-employed Americans now than ever before. According to Upwork's 2018 survey of the industry, the gig economy has swollen to include...
Soldier Putting Money In Bank Saving Investing American Flag

Best Investment Strategies & Accounts for Active-Duty Military Members

Military pay can’t make you rich, but it does provide excellent saving and investing opportunities, including some unavailable to civilians. By understanding how to take advantage of them, you can secure your future and potentially even retire young.
Alarm Clock Timing Saving For Retirement Stage

How Much to Save for Retirement – Planning Strategies for Every...

How much is “enough” when it comes to retirement savings? How do you know how much you should be saving, and at what ages, to reach your financial goals? While the answer varies from person to person, some universal rules apply.
Older Woman Working In Office Smiling Retirement

18 Best Post-Retirement Job Opportunities for Seniors & Retirees

Once upon a time, when you reached 65 or so, your colleagues threw a party for you, you ate a slice of store-bought cake,...
Retirement Jar Cash Savings Investment Funds

Should I Cash Out My Retirement Account to Pay Off Debt?

It’s hard to get ahead when thousands of dollars in debt is diverting your money and attention from investing and building wealth. That leaves many borrowers wondering if they should raid their retirement accounts. But that can come with a lot of downsides — and there are better alternatives.
Retirement Savings Mason Jar Coins

Retirement Savings Contribution Credit – Get a Tax Credit Just for...

There are significant tax benefits to low- and moderate-income families who save for retirement. The Retirement Savings Contributions Credit ("Saver’s Credit") could help you reduce your tax liability. A reward for building your financial security? That’s what we call a win-win.
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Why Your Taxes Could Go Up in Retirement and How to...

Many people believe retirement means lower taxes. But just because you’re no longer earning a paycheck doesn’t mean the taxman's out of your life forever. And with major economic and demographic challenges on the horizon, it’s time to start laying the groundwork now for lower taxes in retirement.
Money Fire 100 Bill

FIRE Movement: Can I Achieve Financial Independence & Retire Early?

Who says you have to work until you're 65? By merely questioning that one assumption, you crack open the door to new possibilities. The question...
401k Compass Sketch Desk

What Is a 401(k) Plan and How Does It Work? –...

Study after study shows that Americans aren't saving enough for retirement. News articles about this problem usually conclude by urging workers to step up their...
Military Pension Pay American Flag Tags Cash

Military Retirement Pay & Pension Benefits (Explained)

Until recently, only career military personnel qualified for pensions. But everything changed in 2018. Thanks to the new blended retirement system, most service members qualify for some kind of benefit. But how does the new system work, and how does it affect lifers? Find out here.
401k Vs Ira Question

IRA vs. 401(k) Differences – Which Retirement Plan Is Better?

When you're young, it feels like retirement is so far away. And there are competing priorities for your money, like vacations, saving for a house,...