How the SECURE Act Affects Your Retirement & Estate Planning
The Setting Every Community Up for Retirement Enhancement Act (SECURE Act) changed some of the rules about when people who inherit an IRA can withdraw the funds. As you plan your retirement, make sure you understand the new rules and adjust your estate planning accordingly.
Borrowing From Your 401(k) – 6 Reasons Not to Get a...
When it comes to retirement savings, there’s good news, bad news, and more bad news.
The good news is that most Americans today have access...
What Is a 401(k) Plan and How Does It Work? –...
Many Americans aren’t saving enough for retirement. The common advice is often for workers to step up their savings and set aside at least 10% of their income in their workplace 401(k) plan. But is a 401(k) really the best way to invest? We take a closer look.
7 Best Long-Term Investments to Buy Right Now in 2021
Investing is one of the best ways to take the money you have now and to grow it into a larger balance that you can use to accomplish long-term financial goals such as buying a house, helping children pay for college, or retiring. Here are some of the best long-term investments you can make today.
Military Retirement Pay & Pension Benefits (Explained)
Until recently, only career military personnel qualified for pensions. But everything changed in 2018. Thanks to the new blended retirement system, most service members qualify for some kind of benefit. But how does the new system work, and how does it affect lifers? Find out here.
Types of Tax-Advantaged Accounts for Retirement, Education, & Health Care
Savvy taxpayers can slash their tax bill using a range of tax-sheltered accounts, but these can seem confusing and often sound alike. Which combination of retirement accounts, education accounts, and health savings accounts can help you save on your tax bill? Read on to learn more.
Roth IRA vs. Traditional IRA – Differences in Rules & Limits
Americans have several options to save for retirement in tax-sheltered accounts, notably in individual retirement accounts (IRAs). These accounts come in two types: traditional and Roth IRAs. What's the difference, and what are the rules and limits for contributing to each? Find out here.
401(k) Employer Match & Vesting Schedule – How It Works
Having an employer make matching contributions to your retirement account is a common and valuable perk. But the money your employer adds to your 401(k) might not be yours right away; often, it’s subject to vesting. What is vesting and how does it impact your retirement savings? Read on to learn more.
Why You Need a Taxable Brokerage Account in Addition to an...
Using a 401(k) or IRA is one of the best ways to save, but these accounts aren't sufficient for all of your investing needs. While they're...
10 Challenges Women Face When Investing & Planning for Retirement
In nearly every way, women face an uphill battle in their retirement planning and execution. From longer life expectancies to the gender pay gap, women have to work hard to ensure a comfortable retirement. Here are the biggest retirement investing challenges women face and tips to overcome them.
How to Combat Inflation’s Negative Effects on Your Retirement Savings
Like aging or weight gain, inflation tends to creep up on you so gradually you don’t even notice it, but over time, it has a huge impact. How can you protect your retirement savings from the slow decay of inflation? Here are time-tested strategies you can use to combat inflation’s effects.
