Advertiser Disclosure

Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others.

Retirement Planning Senior Citizens Beach Snorkel

6 Retirement Planning Challenges for Freelancers & Entrepreneurs

The growing number of self-employed freelancers and entrepreneurs in the U.S. face unique retirement challenges. Here are six retirement challenges that self-employed Americans face, along with tips for mitigating them and getting back on track for retirement as a freelancer or small-business owner.
Three Glass Jars Containing Money

5 Different Types of Savings You Should Have Right Now

The almighty dollar can cause us more stress than work, family, and even our health, often because we spend too much and save too little — or nothing at all. Learn why you should maintain three types of savings — emergency, retirement, and personal savings — and how much you should save for each.
Retirement Savings Investing Cash Money Clip

Maximum Retirement Account Contribution Limits 2021

The 20th-century retirement model allowed many Americans to rely on their employers and Social Security to pay for their retirement. But times have changed. Today, you have many retirement account options with rules and contribution limits that change regularly. Here’s what you need to know.
Alarm Clock Timing Saving For Retirement Stage

How Much to Save for Retirement – Planning Strategies for Every...

How much is “enough” when it comes to retirement savings? How do you know how much you should be saving, and at what ages, to reach your financial goals? While the answer varies from person to person, some universal rules apply.
Dart Hitting Retirement Text Dartboard

What Is a Target-Date Mutual Fund – Pros & Cons For...

Balancing your investments between stocks and bonds helps you manage risk as you near retirement. Target-date mutual funds automatically rebalance your portfolio toward less volatile investments as you approach your target retirement age. Read on to find out if target-date funds are right for you.
Vanguard Website Magnifying Glass

7 Best Vanguard Funds to Save for Retirement

Many investors entrust the management of their retirement portfolios to the experts by buying into funds. Vanguard operates some of the most popular low-cost index funds, ETFs, bond funds, and mutual funds available. Here are some of the best Vanguard funds to consider for investing for retirement.
Notebook Displaying Self Directed Ira

How to Use a Self-Directed IRA to Invest in Real Estate

If you like physical real estate as an asset class, how can you invest in it using a tax-sheltered retirement account? Enter the self-directed IRA. But beware: Self-directed IRAs come with a slew of special rules and limitations. Learn how to use a self-directed IRA to invest in real estate.
Senior Couple Holding Piggy Bank

8 Best Investments for Retirement Planning

Americans are increasingly responsible for planning their own retirements as pensions gradually go extinct. Thankfully, you have more resources than ever to help you plan for and secure a comfortable or even a wealthy retirement. Here are the best investments to consider for retirement planning.
Rollover Ira Plan Cash Retirement Handwritten Calculator

5 Best IRA Rollover Promotions to Transfer a Retirement Account

If you’re ready to roll over assets from a former employer’s 401(k) plan, you stand to extract serious value from the transaction — upward of $1,000, $2,000, even $3,000 for sizable accounts. Here are the best IRA rollover promotions available to U.S. investors right now.
Leanfire Vs Fatfire

Lean FIRE vs. Fat FIRE — Differences in Early Retirement Strategies

The “financial independence, retire early” (FIRE) movement has many adherents. But there’s a big difference between having enough money to live in a van down by the river and enough money to live the rest of your life in style. Find out the differences between two approaches: lean FIRE and fat FIRE.
Financial Regrets Older Americans

7 Greatest Financial Regrets of Older Americans & How to Avoid...

It often takes decades for the consequences of your actions to become apparent. Those are decades you can’t get back, and the lost time impacts your lifelong wealth. Learn from the financial mistakes of those who’ve gone before you with these top financial regrets reported by older Americans.
Hidden Benefits Financial Independence Fire

10 Hidden Benefits of Pursuing Financial Independence (FIRE)

Striving for financial independence and retiring early (FIRE) has obvious appeal, but the journey can be as rewarding as the destination, and often uncovers hidden possibilities. Here’s how the very act of pursuing FIRE can change your financial and lifestyle options.