6 Retirement Planning Challenges for Freelancers & Entrepreneurs
The growing number of self-employed freelancers and entrepreneurs in the U.S. face unique retirement challenges. Here are six retirement challenges that self-employed Americans face, along with tips for mitigating them and getting back on track for retirement as a freelancer or small-business owner.
5 Different Types of Savings You Should Have Right Now
The almighty dollar can cause us more stress than work, family, and even our health, often because we spend too much and save too little — or nothing at all. Learn why you should maintain three types of savings — emergency, retirement, and personal savings — and how much you should save for each.
Maximum Retirement Account Contribution Limits 2021
The 20th-century retirement model allowed many Americans to rely on their employers and Social Security to pay for their retirement. But times have changed. Today, you have many retirement account options with rules and contribution limits that change regularly. Here’s what you need to know.
How Much to Save for Retirement – Planning Strategies for Every...
How much is “enough” when it comes to retirement savings? How do you know how much you should be saving, and at what ages, to reach your financial goals? While the answer varies from person to person, some universal rules apply.
What Is a Target-Date Mutual Fund – Pros & Cons For...
Balancing your investments between stocks and bonds helps you manage risk as you near retirement. Target-date mutual funds automatically rebalance your portfolio toward less volatile investments as you approach your target retirement age. Read on to find out if target-date funds are right for you.
7 Best Vanguard Funds to Save for Retirement
Many investors entrust the management of their retirement portfolios to the experts by buying into funds. Vanguard operates some of the most popular low-cost index funds, ETFs, bond funds, and mutual funds available. Here are some of the best Vanguard funds to consider for investing for retirement.
How to Use a Self-Directed IRA to Invest in Real Estate
If you like physical real estate as an asset class, how can you invest in it using a tax-sheltered retirement account? Enter the self-directed IRA. But beware: Self-directed IRAs come with a slew of special rules and limitations. Learn how to use a self-directed IRA to invest in real estate.
8 Best Investments for Retirement Planning
Americans are increasingly responsible for planning their own retirements as pensions gradually go extinct. Thankfully, you have more resources than ever to help you plan for and secure a comfortable or even a wealthy retirement. Here are the best investments to consider for retirement planning.
5 Best IRA Rollover Promotions to Transfer a Retirement Account
If you’re ready to roll over assets from a former employer’s 401(k) plan, you stand to extract serious value from the transaction — upward of $1,000, $2,000, even $3,000 for sizable accounts. Here are the best IRA rollover promotions available to U.S. investors right now.
Lean FIRE vs. Fat FIRE — Differences in Early Retirement Strategies
The “financial independence, retire early” (FIRE) movement has many adherents. But there’s a big difference between having enough money to live in a van down by the river and enough money to live the rest of your life in style. Find out the differences between two approaches: lean FIRE and fat FIRE.
7 Greatest Financial Regrets of Older Americans & How to Avoid...
It often takes decades for the consequences of your actions to become apparent. Those are decades you can’t get back, and the lost time impacts your lifelong wealth. Learn from the financial mistakes of those who’ve gone before you with these top financial regrets reported by older Americans.
10 Hidden Benefits of Pursuing Financial Independence (FIRE)
Striving for financial independence and retiring early (FIRE) has obvious appeal, but the journey can be as rewarding as the destination, and often uncovers hidden possibilities. Here’s how the very act of pursuing FIRE can change your financial and lifestyle options.
