If you’ve ever applied for a mortgage or car loan, you know how much your personal credit score impacts your interest rate, fees, and down payment. But many small-business owners are less familiar with how business credit works. Many entrepreneurs don’t even realize they have a credit score, much less know what it is. If you’re
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For most, treasure hunting is a pleasant hobby and an opportunity to enjoy the outdoors. Some of the world’s most expensive treasures are still hidden, waiting for someone to find them. But is the possible payoff of treasure hunting worth the risk? Whatever your success in finding treasure, you will undoubtedly be rewarded for the activity. Avid hunters point to the health benefits of hiking, especially in the rough territory, as well as the joy of exploration.
Ever since you stepped across the threshold at the first open house, you’ve been in love with your cozy, turn-of-the-20th-century Craftsman. Your spouse loves its sheltered porch; you can’t get enough of the ageless walnut woodwork. You don’t regret buying an older house, but you have no illusions that the place is perfect. Lately, you’ve
Most of us could use a little extra cash. Maybe you’d like more money to pay down debt or build up an emergency fund. Maybe you have no debt and plenty of savings, but it’s always nice to have a few extra dollars to save for retirement, treat yourself to a special vacation, or splurge on something
I have many fond memories of my high school business class. This is mostly because the teacher was knowledgeable and engaging – and pretty much a walking caricature of a high school business teacher, right down to the bow tie. But the curriculum was useful too, a mix of commonsense personal budgeting strategies and basic lessons in macro- and
You’re probably familiar with the annoying adage that “it takes money to make money.” There’s a measure of truth in it. The more money you can put toward investments that generate passive income, the more income you earn. The more capital you have to launch a business, the greater its odds of success. What no one
If you’ve ever put on a jacket you haven’t worn in a few weeks and discovered a $10 bill in the pocket, you can probably remember the thrill you felt at the discovery. It’s not that $10 is such a huge amount of money; what made it so special was the way it seemed to come
There is one guarantee in life that none of us can escape: We will all die someday. If we’re lucky enough, we’ll do this when we’re old, slipping peacefully away in our sleep, but inevitably, it will happen to each of us. Unfortunately, too many of us pass away without leaving a will or other
Picture this: One day, you’re going through your mail, and you find a summons for jury duty. The funny thing is, it’s not for you; it’s for your child, who’s only 8 years old. It must be some kind of bureaucratic screw-up, so you toss it in the bin. Shrugging this situation off is a
“Working ever-longer hours to bring in more cash might make your life more comfortable, but it isn’t going to make you happy,” writes Charlie Sorrel in a provocatively titled Fast Company article, “Science Says You Should Quit Your Demanding, High-Paying Job.” Is Sorrel right? The study he cites certainly suggests so. In it, authors Ashley
Given sufficient time to prepare, humans anticipate and plan pretty well for planned life events, such as marriage, childbearing, and retirement. However, it’s difficult for most people to imagine – let alone prepare for – major, unexpected life changes. Serious illnesses and injuries befall millions of Americans each year, often with little or no warning. Most working adults
Bank5 Connect is the online-only arm of Fall River, Massachusetts-based BankFive, a small outfit that has about a dozen branches in southeastern New England. Don’t worry: as long as you have a U.S. address, you’re eligible to open a Bank5 Connect account. Bank5 Connect’s distinguishing characteristics include a high-yield, highly flexible checking account and a