I own a car, a bike, and two legs. When the weather is nice and I need to run to my neighborhood store or get to an appointment in another part of the city, I walk or bike. If the weather’s bad and I’m not in a rush, I take public transportation. And if I
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As my 30th birthday approaches, I find myself thinking about what I accomplished in the last decade. My 20s saw me get married, build a house with my husband, have two amazing kids, and start my career. And while I feel great about all those successes, there were definitely a lot of mistakes along the
While there are a variety of investment options available to everyone, an astute investor must practice good fundamentals to control risks and optimize potential returns, including taking the time to be informed. As stated by Peter Lynch, renowned manager of the Fidelity Magellan Fund from 1977 to 1990 who beat the S&P 500 index 11
As one of five kids, allowance meant everything to me as a child. My mom bought everything we needed, so it was only through allowance that I was able to purchase the things I really wanted. While I earned my allowance by doing chores, I was given little instruction on how to responsibly spend my
Thanks to websites that scour the Internet for the best deals, many people simply select the cheapest flight available that fits their needs. While you can definitely find some amazing deals this way, it also means you’re likely to rack up airline reward miles with several different carriers – with no way to consolidate them
Ah, that fresh new budget smell. You know the one – it’s laced with the good intentions of making a commitment to spend better. You might print it out and stick it to your fridge, or simply vow that you’ll live by it faithfully from now on. Of course, after the honeymoon period, there’s a
Have you ever looked at another person’s life and wished that their clothes, their cars, and their vacations could be yours? It’s not uncommon, and I’ll admit that I’ve fallen prey to money envy. When my husband and I first got married, we had great jobs and a couple thousand bucks from wedding presents, but
Back in 2008, I began what was a series of five moves over the coming three years. Three of the moves were local, and two cross-country. During this time, I learned a great deal about relocating – particularly how expensive it can be. I also learned quite a bit about how to save money when
Have you ever had an item sitting in your home that’s just too good to discard, but you know you’ll never use it again? You can turn an old possession into something new by bartering. Bartering is the process of obtaining goods or services by direct exchange without the use of currency. In times of
As a freelancer, I’m on the hunt for a new gig more than most people and I’ve found quite a few through Craigslist over the years. Craigslist has become a haven for people looking for occasional part-time work, but many full-timers have found new jobs through the site as well. In fact, a friend of
So you’ve been working to make a budget and have been diligently putting in all of your income and expenses. Yet every month, it’s the same result: you continue to overspend. While your efforts to create and maintain a budget are commendable, there is probably nothing that is actually holding you accountable to that budget.
It has been really difficult lately for many people to make ends meet, and this is especially true for one-income families. Many families are confronted with a family member unexpectedly losing a job and going through unemployment. On the other hand, others deliberately choose to be a one-income family because it is the best decision for