“At the end of your life, you will never regret not having passed one more test, not winning one more verdict, or not closing one more deal. You will regret time not spent with a husband, a friend, a child, a parent.” In 1990, Barbara Bush spoke those immortal words to the graduating class at
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Immigration has long been a controversial subject for Americans, despite the country’s reputation as the world’s melting pot. In times of economic uncertainty, emotions run especially high, and partisans on both sides of the political divide use immigration controversy for their own gain. Knowing what’s fact and what’s fiction is particularly tricky in the unregulated, anonymous world
For much of the past decade, interest rates have been at historic lows. Interest rates set by most lenders tend to go up and down based on the federal funds target rate, or the rate at which banks can borrow from other banks, which is set by the Federal Reserve. This rate has ranged from around
The Johnsons were terrified of losing their home. Mrs. Johnson had recently lost her job, and they just couldn’t meet their mortgage payments on one income. When they saw the flier promising to save their home from foreclosure with “Guaranteed Results,” it seemed like a godsend. The company promised that, for a fee, it could
In 2017, more than 676,500 American homes went into foreclosure, according to Attom Data Solutions. That’s roughly 1 out of every 200 homes in the country. This is better than the peak rate in 2010 when more than 2 out of every 100 homes were in foreclosure, but it still represents hundreds of thousands of people being
Debt is a common fact of life in America today. According to a 2015 report from the Pew Charitable Trusts, roughly eight out of ten Americans have debts, with an average of $67,900 per person. The report also found that Americans feel conflicted about their debt. Nearly 70% of respondents said they would rather not
Which would you rather be: a multimillionaire whose friends and neighbors are all billionaires, or a worker making $10 an hour in a neighborhood where most people are scraping by on minimum wage? Speaking strictly in dollar terms, you’d have to say the first person is better off. But there’s a good chance the second
Is the MBA degree a victim of its own success? “[E]asier access to an MBA has changed what the MBA means to employers,” writes C. S.-W., in The Economist. “Simply put, MBAs are no longer rare, and as such are no longer a guarantee for employment.” More than 191,000 U.S. students graduated with advanced business
Even if you don’t travel frequently, you’ve probably been tempted to sign up for a travel loyalty program or a travel rewards credit card. It’s a lot easier to save for your next vacation when every airline ticket you buy or credit card purchase you make earns miles or points that can be redeemed for free or
Suppose you’ve got a leaky toilet in your bathroom. After trying without success to repair it yourself, you call a plumber who gets the job done in an hour. Normally, this would leave you with a hefty bill to pay – anywhere from $45 to $150 for that one hour of work. But in this case, there’s no
Being a victim of identity theft is never pleasant, but identity theft at the hands of a loved one can be a life-altering experience. Knowing that someone has used your personal information for financial gain is one thing, but when that person is close to you, it’s entirely another. What happens when you suffer at
When you make a new acquaintance, often the first question you’re asked is, “What do you do for a living?” This line makes sense as an icebreaker because work occupies such a central place in our lives. If you work a standard 40-hour week, you’re devoting over 35% of your waking hours to your job