Anyone who has ever received a traffic ticket, been arrested, or been charged with a crime knows that the criminal justice process can be intimidating. Investigation, arrest, and the court proceedings that often follow are never pleasant experiences. They’re always stressful, even if the potential consequences are minimal. Not having a firm grasp of exactly
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Walk into any big-box store, pick up an item at random off the shelf, and look at the label. Chances are you’ll see the same three words on the tag: “Made in China.” Depending on the product, it might read “Made in Mexico” or “Made in Taiwan” – but it almost certainly won’t say “Made in the
Back when I was little, new parents had just one choice to make about diapers. They could use plain white cotton diapers, secured with safety pins and covered in plastic pants to protect against leaks, or they could use bulky, expensive disposable diapers. Cloth diapers were undeniably cheaper, but they were also a lot more work, and for working
Take a stroll down the coffee aisle of any large supermarket, and there’s a good chance you’ll see at least one or two bags of beans sporting a little label that says “Fair Trade.” These bags don’t look obviously different from the others on the shelf, but their price is definitely on the high end – at
Sometimes it appears that everything just keeps getting more and more expensive. That’s certainly the impression you’d get from reading the news – every time you open the paper, it seems, there’s another story about how to cope with the rising costs of food, education, or healthcare. But if you dig deeper, you can actually
When Grammy award-winning rapper Curtis James Jackson III – also known as 50 Cent – filed for bankruptcy, it left a lot of people scratching their heads. 50 Cent, one of the world’s bestselling rappers, has sold more than 30 million albums throughout his career. If someone with his fame and fortune has to resort to
When many people think of being convicted of a crime, they typically think of one thing: jail. However, incarceration is only one of the numerous potential consequences that a conviction can have on your life. Even if you’re never convicted (or are only convicted of a minor crime), your involvement with the criminal justice system
We may think that an ever-advancing, high-tech society means our standard of living is improving. However, many people insist that the present-day quality of life isn’t what it used to be – at least not for the middle class. This is because it doesn’t always matter whether people earn more money than in years past
Nothing is quite as American as a good rags-to-riches story, and it’s safe to say that many folks also enjoy the occasional macabre tale of the riches-to-rags variety. But despite all the attention paid to financial failures and cautionary tales, there are many hardworking people who have managed to rebound from the brink of financial
You love hanging out, but there’s always that one person in your social group who wants to talk about what’s in your wallet. Whether it’s constantly asking about your financial status or pressuring you to blow your budget, financial “frenemies” can have a serious impact on your bottom line. When friends negatively affect your spending
I remember watching my mom pay bills each month when I was a child. She’d sit at the kitchen table, surrounded by a mound of paper, envelopes, stamps, and her checkbook as she wrote out the amounts, balanced the budget, and kept all of those slips of papers and bills in a huge folder. Today,
When it comes to economic issues, the media has a love affair with hyperbole. For instance, in 2010, CBS News ran a chilling report on American consumer debt. Entitled “Addicted to Debt,” the story gave detail about the state of American consumer debt. Among the data points, the piece reported that Americans owe $775 billion