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Can a National Lottery Fix the U.S. Federal Debt? – Pros...

Public lotteries have a long history. From Caesar Augustus (where tickets had prizes of slaves, real estate, and ships) to European governments during the...

Is Daylight Savings Time Helpful or Harmful? – History & Effects

Each year in early November, we all set our clocks back by one hour to mark the end of Daylight Saving Time. Or at...

How We Can Create and Keep Manufacturing Jobs in America

The loss of American jobs has become a potent political issue. Politicians promise to reverse the trend of offshoring and to restore American workers...

How to Fix the United States’ Debt Problems & Reduce Federal...

According to projections by the Congressional Budget Office (CBO), America will continue to spend more than it receives in revenues from 2016 to 2026, and...

Free Trade vs. Protectionism – NAFTA, TPP, TTIP & BIT

The debate about free trade versus protective tariffs (taxes) has raged for centuries. However, it has become especially virulent as industrialized countries lose an increasing...

What Is Bitcoin – History, How It Works, Pros & Cons

Bitcoin is a virtual currency, or cryptocurrency, that's controlled by a decentralized network of users and isn't directly subject to the whims of central...

What Is Cryptocurrency – How It Works, History & Bitcoin Alternatives

Cryptocurrencies, or virtual currencies, are digital means of exchange created and used by private individuals or groups. Because most cryptocurrencies aren't regulated by national governments,...

What Is Considered Middle Class in America? – Definition, Income Range...

The news is full of stories about how tough times are for the middle class. Story after story talks about how jobs are disappearing,...

4 Things With Falling Prices That Are More Affordable Than Ever

Sometimes it appears that everything just keeps getting more and more expensive. That's certainly the impression you'd get from reading the news - every...

The SNAP/Food Stamp Challenge – Could You Eat on $4.15 a...

Imagine going into a supermarket knowing that you have only $30 for a week's worth of food. You make your way along the aisles...

National Credit Union Administration (NCUA) – History, Role & Function

Since the financial crisis of the late 2000s, banks have become decidedly less friendly to consumers and small business owners. Even as they're raking...