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Effects Recession Families

9 Effects of the Recession on Families and How to Cope

During any recession, news stories about unemployment figures take center stage while the families dealing with the recession suffer, often quietly. People work hard...
Coverdell Education Savings Account Esa

What Is a Coverdell Education Savings Account (ESA) – Rules &...

Given the alarming rate at which universities are increasing their tuition, saving for your child's college education can seem like a daunting task. But believe...
Roth Federal Thrift Savings Plan

What Is a Roth Federal Thrift Savings Plan (TSP)

The U.S. Federal Government's Thrift Savings Plan (TSP) is a deferred contribution retirement plan for Federal employees. The TSP is administered by the Federal...
Buying Gold Good Investment

Is Buying Gold a Good Investment?

Historically, gold has played a major role in the economies of many nations. Although it is no longer a primary form of currency, gold...
Why Cash King Business Individuals

Reasons Why Cash Is King for Businesses & Individuals

"Cash is king" is an age-old saying often used to explain the failure of both businesses and consumer households. Without the proper amount of...
Poison Pills Fight Hostile Takeovers

How Companies Use Shareholder Rights Plans (Poison Pills) to Fight Hostile...

Companies will go to great lengths to maintain control of their firms and will discourage a hostile takeover at any cost. One effective strategy...
Calculate Personal Net Worth

How to Calculate Your Personal Net Worth – Definition & Calculations

Many of us wonder what we are worth. I'm not talking about what we're worth as people, which is an entirely different concept. I'm talking...
Make Paycheck Last Longer

How to Stretch Your Paycheck and Make It Last Longer

When I think of different ways to make my paycheck last longer, my mind typically contemplates the little ways to save money like canceling...
Ways Become Millionaire

12 Ways to Become a Millionaire

Unless you win the lottery, have a rich uncle, or are extremely lucky, there is no quick path to becoming a millionaire. A lot...
401k Ira Withdrawal

How to Withdraw from Your 401k or IRA for the Down...

Buying a home can be a big step towards securing your financial future, but saving for the down payment can be very time-consuming. However, if you already...
Roth Ira College Savings Education

How to Tap into a Roth IRA for College Savings &...

If you have children at home who hope to go to college someday (or someday soon), it's important to plan ahead financially. College tuition...
Money Windfall

What to Do with a $100,000 Cash Windfall

Everyone dreams of it - receiving a windfall of cash either from a long-lost relative, a winning lottery ticket, or through a will from...