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Personal Finance Round-Up: The Importance of New Year’s Resolutions

By Money Crashers

happy new yearThe new year is here, and at the tail end of the holiday season, I’m sure you are tired of partying and want to get back to work, right?

That may not be exactly what’s on your mind, but I know you will be setting resolutions this year, like you do every year, and perhaps even rolling over resolutions from previous years that didn’t get completed. It happens to the best of us!

Setting and actually achieving goals is tough with everything else battling for time in our lives. And according to Consumerism Commentary’s article, New Year’s Resolutions Help Even If You Don’t Keep Them, simply taking time to think about who you are and how you can improve yourself is quite beneficial.

Here are some additional resources to help you start 2012 on the right foot:

4 Important Financial Goals & Resolutions for the New Year [Allstate Blog]
Looking for some new financial New Year’s resolutions you can focus on this year? Our very own, Casey Slide, shares her thoughts on important goals you can strive for when its comes to budgeting, saving, getting out of debt, and giving.

How to Cure a Holiday Spending Hangover? [Frugal Dad]
Even when your budget is set and you do your best to keep costs down during the holidays, spending can quickly get out of hand. Surprise potlucks and unaccounted guests can make for a “holiday hangover” come January. If this describes your situation, you may be in need of a “cure.”

Tips for Returning Unwanted Gifts [Five Cent Nickel]
One slightly unpleasant side effect of Christmas is having to hit retail stores to return unwanted gifts. Stores are crowded, perhaps even more so than before Christmas. Use these tips to get in and out without a headache.

6 Tips to Start Your New Job Right [Kiplinger]
For some, 2012 means starting a new job. Do yourself a favor and start it right by following these tips – it could make a world of difference!

How I Lost 25 Pounds – And How It Can Help Your Finances [Get Rich Slowly]
Weight loss is on nearly everyone’s resolution list come New Year’s, and it can be a constant battle. This article provides insight into weight loss and finances.

5 Tips for Making 2012 Your Entrepreneurial Year [Blogtrepreneur]
If 2012 is your year to start your own business, look to those already in charge of their own ventures to learn how it’s done and what to avoid.

7 New Year’s Resolutions to Inspire You to Act Now [Faith and Finance]
Setting New Year’s Resolutions is a great practice, even if you don’t succeed in fulfilling your goals. But to further your self-improvement, make your resolutions actionable!

2011 : The Year in Budgets – How Did You Do? [Budgetable]
Whether you succeeded with your budget or fell flat, you’re still probably curious to know how others did in 2011. Get the details here.

An Uproar on the Web Over $2 Fee by Verizon [New York Times]
2011 was a year where more fees than ever before showed up in the name of “convenience.” Unfortunately, this trend is not likely to end in 2012 – all the more reason to track your bills carefully.

Money Goals for the New Year: Are You Being SMART? [Planting Money Seeds]
If you plan to make goals this year and actually achieve them, try using an approach other than merely scribbling them on a napkin at the New Year’s Eve party. This may help you accomplish everything you set out to do in 2012.

2011 Goals: What Worked, and What Didn’t in the Year of New Ideas [Money Spruce]
One great way to make good 2012 resolutions is to look back at 2011. By reflecting on both your successes and failures, you can better hone your goals.

(photo credit: Shutterstock)

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